Insurance Group Number in 2025 (What It Is & Where to Find It)
The insurance group number identifies members in employer or association-based plans and helps process claims accurately. About 15% of U.S. drivers have an auto insurance group number, with group insurance rates starting at $52 per month. Knowing the group ID on an insurance card prevents billing issues.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: May 22, 2025
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 22, 2025
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
The insurance group number plays a key role in determining your auto insurance rates. Knowing your group ID on an insurance card and where to find the insurance group number on your card helps you compare prices more easily.
- Your technician will use the insurance group number to verify benefits and file claims
- The group and policy numbers help identify you to the insurance company
- The insurance group number aids in comparing insurance prices
Many insurers use this number, along with your driving record and coverage needs, to offer better rates. With a digital insurance card from State Farm, you can keep your insurance info handy while finding the best company for affordable coverage.
Enter your ZIP code into our free quote tool to see what you could pay for a policy today.
Insurance Group Number on the Insurance Card: Explained
Most Americans have insurance, and with seven out of eight drivers insured, there are a lot of auto insurance cards in circulation. But since one in eight drivers still doesn’t have coverage, having the right information on your card is very important.
The insurance group number links you to your specific group plan, and using the wrong one can delay claims or apply the wrong benefits.Justin Wright Licensed Insurance Agent
One key detail is the group ID on an insurance card, also called the group number. This number shows the type of plan or benefits you have, especially if it’s through your job or a group policy. When you need repairs or file a claim, mechanics and insurance agents use your group number and auto insurance policy number to confirm coverage.
Insurance Group Number Overview
| Data | Group Number |
|---|---|
| Definition | ID for an employer or organization-based insurance plan |
| Who Gets It | People with group or employer-sponsored coverage |
| Purpose | Identifies shared plan benefits |
| Where Found | Rarely found on auto insurance cards unless it’s a group plan. Common on health insurance cards. May also be found on fleet or commercial auto insurance policies. |
| Example | GRP12345, Group ID: 987654 |
Many drivers wonder, what is the group number on insurance card? It’s usually on the front of your card, near your member or policy ID. If you can’t find group number on insurance card, it may mean you have an individual policy that doesn’t include one.
Knowing where to find the insurance group number on your insurance card helps you get faster service and avoid delays when it matters most.
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Where to Find Your Insurance Group Number on the Card
When you file a claim, your mechanic or service provider will use your policy number and your Fidelis Care group number to check your insurance details. Your policy number proves you’re covered, while the group ID on an insurance card helps show what benefits are included, especially if it’s a group plan through your job.
Group vs. Personal Auto Insurance
| Feature | Group | Personal |
|---|---|---|
| Definition | Offered through an employer or organization | Bought directly by an individual |
| Eligibility | Must be part of a group (eg, employee, member) | Available to anyone who qualifies |
| Premium Costs | Often cheaper due to group rates | Based on personal factors, no group rate |
| Underwriting | May be simpler and faster | Based on full personal risk review |
| Coverage Options | Limited customization | Highly customizable |
| Policy Ownership | You own it, group facilitates it | Fully owned and managed by you |
| Billing | Often through payroll or group billing | Paid directly to insurer |
| Portability | May end if you leave the group | Stays with you |
You’ll usually find the auto insurance group number on the front of your card, often near your name or member ID. If it’s not there, your plan may be individual, not part of a group. Many drivers say they’re finding your car insurance group difficult, especially if they’re new to the process.
For example, drivers in New Jersey may notice a Geico insurance 3-digit ID number for New Jersey listed clearly. You might also see your Geico insurance ID number or Allstate insurance ID number printed on your card.
If you can’t find the group number on your insurance card, contact your provider and ask for a replacement or help locating it.
Read more: Full Coverage Auto Insurance
Understanding Your Insurance Group Number and Cost Share Breakdown
Understanding your insurance group number is important because it identifies the specific auto insurance plan you belong to, especially if your coverage comes through a group like your employer. This number helps your insurance company and service providers quickly find your plan details and benefits. When you’re dealing with claims or repairs, the group number makes the process smoother.
Auto Insurance Monthly Rates: Personal vs Group
| Type | Personal | Group | Notes |
|---|---|---|---|
| Minimum Coverage | $61 | $52 | Group plans may offer 10–20% discounts |
| Full Coverage | $165 | $148 | Common with employer or association benefits |
| Young Drivers | $655 | $590 | Group plans can significantly reduce high-risk premiums |
| Senior Drivers | $152 | $137 | Many senior organizations offer group discounts |
| High-Risk Drivers | $295 | $275 | Group plans may still provide modest savings |
Along with the group number, it’s important to understand your cost share breakdown—this means knowing how much you’ll pay out of pocket for services like car repairs or accident claims. Your share could include deductibles, co-pays, or percentages of the total cost.
To check these details, log in to your insurance company’s website with your agreement number on your insurance card. If you have Geico, you might use your Geico’s 3-digit company ID number to access your account and see your cost responsibilities. If you can’t go online, calling your insurer can give you clear answers about your auto insurance costs and coverage.
Read more: Auto Insurance Premium
Replacing a Lost Insurance Card and Locating Your Group Number
Losing your auto insurance card happens more often than you think. Getting a new one is usually simple and quick. Here’s how you can replace your lost card and find your auto insurance group number:
- Request Online: Use the customer portal on your insurance company’s website to request a new card or access a digital insurance card from State Farm if you’re a State Farm customer.
- Call Customer Service: Contact your insurance company and explain that you lost your card.
- Send a Written Request: Email or mail a letter asking for a replacement card, and clarify any confusion about whether the group number and policy number are the same.
- Visit an Office: Go to a local insurance office in person to request a new card.
Once you notify your insurer, you should receive your replacement card within five to seven business days. Your new card will also show your auto insurance group number, which helps identify your coverage and benefits.
Explore our guide on how to get a copy of your auto insurance card to quickly replace a lost card and stay covered on the road.
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Location of the Insurance Company’s Contact Information
When filing a claim or checking benefits, the provider must know who to call. Many insurance companies print their contact details on the card to make this easier. This often includes another name for the policy number on the insurance card, helping to identify your policy quickly. However, if you can’t find this information on your card, there are other ways to reach your insurer.
- Check the Back of Your Insurance Card: Use the contact info printed on the back of your card to get in touch with your insurance company.
- Search Online for the Insurance Company: Google the insurance company to find their official website and customer service contact details.
- Visit a Local Office: Go to a nearby insurance office to ask questions or get help in person.
If you need a copy of your State Farm insurance card or want to use your Geico quote reference number, these methods will help you find the right contact information for assistance.
Whether by phone, online, or in person, insurance companies make it easy to get the support you need.
Read more: Geico Auto Insurance Review
Additional Information to Know About Your Insurance Card
Your auto insurance card can look full of confusing numbers and terms at first. However, these details help your providers understand your benefits and answer any questions about your coverage. With so many insurance plans available, this card is your key to finding the right coverage.
Here are some important fields to know on your insurance card:
- Name of Coverage: The people listed on your card are the ones covered under your policy.
- Plan Type: Shows your specific insurance plan.
- Vehicles Covered: Lists the vehicles insured under your policy, often identified by the three-digit vehicle ID.
If you have a Geico insurance card, you can use it to access important information during service. For example, the three-digit vehicle ID on your State Farm insurance card helps identify your vehicle for repairs. You can also do an Allstate insurance card lookup online to find these details quickly.
Your insurance card is essential for getting care without paying fully out of pocket. Check out our guide on how to spot a fake insurance card to clearly understand the signs of a fake and avoid issues with invalid coverage.
Why Knowing Your Auto Insurance Group Number Matters
Knowing the auto insurance group number on your insurance card is important to make sure your claims are handled quickly and that your benefits are correct. This number, along with your Allstate insurance ID number or Geico’s 3-digit company ID number, helps repair shops and insurance agents check your coverage fast.
Without the correct insurance group number, providers may be unable to verify your benefits or process claims efficiently.Michael Vereecke Commercial Lines Coverage Specialist
If you have trouble finding your car insurance group, it’s a good idea to call your insurance company to avoid any delays. Having these numbers ready, either on a digital or paper card, means you won’t have to pay out of pocket when you need repairs or file a claim. It also helps make sure your coverage details are clear to the people helping you. Learn where you should keep your auto insurance cards.
Keeping your insurance card handy with all the important info is a simple way to avoid problems and get your car fixed without hassle. Knowing where to find and how to use these numbers makes your insurance experience much easier.
Now that you know about the group number on your insurance card, enter your ZIP code into our free quote tool to see what you could pay for an auto insurance policy today.
Frequently Asked Questions
What is the group number on an insurance card?
What is the insurance group number? The group number on an insurance card is a unique identifier that distinguishes a specific group or plan under which an individual is covered. It is typically provided by the insurance company or employer and helps the healthcare provider verify and process claims accurately.
Where do you find the group number on your insurance card?
Where is the group number on an insurance card? The group number is usually displayed prominently on the front of your insurance card. It may be labeled as “Group Number” or “GRP,” followed by a series of alphanumeric characters. If you are unable to locate it, you can contact your insurance company’s customer service for assistance.
Enter your ZIP code into our free quote tool to find the best auto insurance providers for your needs and budget.
Can the group number change over time?
In some cases, the group number may change. This can occur if you switch employers or if your insurance plan undergoes any modifications. If you experience a change in your group number, make sure to update your records and inform your healthcare providers to prevent any disruptions in coverage or claims processing.
Read more: Auto Insurance Laws
What should I do if my group number is incorrect or missing on my insurance card?
If you notice that your group number is incorrect or missing on your insurance card, you should immediately contact your insurance company’s customer service. They will be able to provide you with the correct group number or issue a new insurance card if necessary. It is essential to have accurate and up-to-date information to ensure the smooth processing of your claims.
How do I get a copy of my State Farm insurance card?
To get a copy of your State Farm insurance card, you can reach out to your State Farm agent or visit the State Farm website. Additionally, the State Farm mobile app allows you to view and download a digital version of your insurance card.
You can also print your insurance card online, and it will include the vehicle ID on the insurance card from State Farm; for more insights into their services, check out our State Farm auto insurance review.
How to find the group number on an insurance card?
To find the group number on an insurance card, look at the front of the card where it is usually labeled as “Group Number” or “GRP.” This number helps in identifying the specific benefits and coverage associated with your plan.
What does a car insurance card look like?
A car insurance card typically includes the following information: your name, policy number, the vehicle’s details, the insurance company’s name and contact information, the policy’s effective dates, and sometimes the group number if applicable.
What does group number mean for insurance?
The group number for insurance refers to a unique identifier assigned to a specific insurance group or plan, often provided by an employer or organization. It helps insurers and service providers quickly verify coverage and process claims.
What is a policy number on an insurance card?
A policy number on an insurance card is a unique identifier assigned to your specific insurance policy. It is used by the insurance company to track your coverage, manage claims, and provide services.
What is Progressive’s 3-digit insurance ID number in New Jersey?
Progressive insurance does not use a standardized 3-digit insurance ID number. Each policyholder is assigned a unique policy number. For information regarding your policy number or ID details, you should check your Progressive insurance card or reach out to Progressive customer service.
Read more: Progressive Auto Insurance Review
What is Geico’s 3-digit insurance ID?
Geico does not have a universal 3-digit insurance ID number. Instead, Geico uses a unique policy number for each individual policy. For specific details regarding your policy, you can refer to your Geico insurance card or contact Geico customer service directly.
What information is included on an Allstate auto insurance card?
An Allstate auto insurance card typically includes the following information: your name, policy number, vehicle details, Allstate’s contact information, the policy’s effective dates, and sometimes the group number if applicable. This card serves as proof of insurance.
What details can be found on a State Farm vehicle insurance card?
A State Farm vehicle insurance card typically features your name, policy number, vehicle details, State Farm’s contact information, the policy’s effective dates, and possibly the group number. This card, which can be a digital insurance card from State Farm, includes the 3-digit vehicle ID and is used for proof of insurance and claims processing. To obtain this card, you can easily get your State Farm insurance card through their online services.
Read more: Geico vs. State Farm Auto Insurance
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
