Best St. Albans, Vermont Auto Insurance in 2025
The average St. Albans, VT auto insurance rates are $266 per month. The minimum auto insurance in St. Albans is at least 25/50/10 in coverage to comply with Vermont auto insurance laws. To find the best cheap auto insurance in St. Albans, Vermont, compare quotes from multiple companies.
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Insurance and Finance Writer
Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...
Merriya Valleri
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Brad Larson
Updated October 2024
- The average commute length in St. Albans is 22.3 minutes
- The most expensive auto insurance company in St. Albans for teen drivers is Progressive
- Average auto insurance rates in St. Albans, VT for senior drivers are $1,872 per year
St. Albans, Vermont auto insurance requirements are 25/50/10 according to Vermont auto insurance laws. Finding cheap auto insurance in St. Albans can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in St. Albans, Vermont, including driving record, credit, commute time, and more.
Compare auto insurance in St. Albans to other Vermont cities, including South Burlington auto insurance rates, Essex Junction auto insurance rates, and Rutland auto insurance rates to see how St. Albans, Vermont auto insurance rates stack up.
Before you buy St. Albans, Vermont auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free St. Albans, Vermont auto insurance quotes.
Minimum Auto Insurance in St. Albans, Vermont
St. Albans, Vermont auto insurance laws require that you have at least the Vermont minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in St. Albans, Vermont.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap St. Albans, Vermont Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in St. Albans, Vermont are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,109 | $2,109 | $2,011 | $2,011 | $5,037 | $6,652 | $2,396 | $2,630 |
| Geico | $1,677 | $1,559 | $1,648 | $1,501 | $3,861 | $4,498 | $1,415 | $1,385 |
| Liberty Mutual | $1,971 | $2,133 | $1,740 | $1,954 | $8,417 | $9,363 | $2,259 | $2,394 |
| Nationwide | $1,414 | $1,440 | $1,272 | $1,343 | $3,435 | $4,368 | $1,621 | $1,745 |
| Progressive | $3,473 | $3,448 | $3,107 | $3,121 | $10,714 | $11,728 | $3,550 | $3,779 |
| State Farm | $2,440 | $2,440 | $2,177 | $2,177 | $7,145 | $9,186 | $2,716 | $3,010 |
| USAA | $1,152 | $1,158 | $1,074 | $1,071 | $3,696 | $3,873 | $1,575 | $1,648 |
Cheap St. Albans, Vermont Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in St. Albans, Vermont is a challenge. Take a look at the annual teen auto insurance rates in St. Albans, Vermont.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,037 | $6,652 |
| Geico | $3,861 | $4,498 |
| Liberty Mutual | $8,417 | $9,363 |
| Nationwide | $3,435 | $4,368 |
| Progressive | $10,714 | $11,728 |
| State Farm | $7,145 | $9,186 |
| USAA | $3,696 | $3,873 |
Cheap St. Albans, Vermont Auto Insurance for Seniors
What are senior auto insurance rates in St. Albans, Vermont? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,011 | $2,011 |
| Geico | $1,648 | $1,501 |
| Liberty Mutual | $1,740 | $1,954 |
| Nationwide | $1,272 | $1,343 |
| Progressive | $3,107 | $3,121 |
| State Farm | $2,177 | $2,177 |
| USAA | $1,074 | $1,071 |
Cheap St. Albans, Vermont Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in St. Albans, Vermont compared to the annual auto insurance rates with a clean record in St. Albans, Vermont.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,589 | $3,412 | $3,522 | $2,954 |
| Geico | $1,412 | $2,350 | $3,269 | $1,741 |
| Liberty Mutual | $3,324 | $3,976 | $4,223 | $3,592 |
| Nationwide | $1,667 | $2,137 | $2,684 | $1,831 |
| Progressive | $4,523 | $6,542 | $5,080 | $5,315 |
| State Farm | $3,563 | $4,259 | $3,911 | $3,911 |
| USAA | $1,453 | $1,832 | $2,723 | $1,616 |
Cheap St. Albans, Vermont Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in St. Albans, Vermont is not easy. Compare the annual rates for DUI auto insurance in St. Albans, Vermont to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,522 |
| Geico | $3,269 |
| Liberty Mutual | $4,223 |
| Nationwide | $2,684 |
| Progressive | $5,080 |
| State Farm | $3,911 |
| USAA | $2,723 |
Cheap St. Albans, Vermont Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how St. Albans, Vermont annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,824 | $2,923 | $2,610 |
| Geico | $3,548 | $1,868 | $1,163 |
| Liberty Mutual | $5,663 | $3,233 | $2,440 |
| Nationwide | $2,399 | $1,992 | $1,849 |
| Progressive | $6,170 | $5,166 | $4,758 |
| State Farm | $6,877 | $2,935 | $1,922 |
| USAA | $2,756 | $1,643 | $1,318 |
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Cheap St. Albans, Vermont Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in St. Albans, Vermont can vary. Compare the annual cost of auto insurance by ZIP code in St. Albans, Vermont to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 5478 | $3,193 |
Cheap St. Albans, Vermont Auto Insurance Rates By Commute
Commute length and annual mileage affect St. Albans, Vermont auto insurance. Find the cheapest annual St. Albans, Vermont auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,059 | $3,179 |
| Geico | $2,162 | $2,224 |
| Liberty Mutual | $3,779 | $3,779 |
| Nationwide | $2,080 | $2,080 |
| Progressive | $5,365 | $5,365 |
| State Farm | $3,787 | $4,036 |
| USAA | $1,883 | $1,929 |
Cheap St. Albans, Vermont Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in St. Albans, Vermont? Check out the comparison of annual St. Albans, Vermont auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,058 | $3,115 | $3,185 |
| Geico | $2,114 | $2,194 | $2,271 |
| Liberty Mutual | $3,557 | $3,767 | $4,012 |
| Nationwide | $2,131 | $2,087 | $2,022 |
| Progressive | $5,105 | $5,295 | $5,694 |
| State Farm | $3,696 | $3,930 | $4,107 |
| USAA | $1,846 | $1,903 | $1,968 |
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Best By Category: Cheapest Auto Insurance in St. Albans, Vermont
Compare the cheapest auto insurance companies in St. Albans, Vermont in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | Nationwide |
| With 1 Speeding Violation | USAA |
The Cheapest St. Albans, Vermont Auto Insurance Companies
What auto insurance companies in St. Albans, Vermont are the cheapest? Compare the top St. Albans, Vermont auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,119 |
| Geico | $2,193 |
| Liberty Mutual | $3,779 |
| Nationwide | $2,080 |
| Progressive | $5,365 |
| State Farm | $3,911 |
| USAA | $1,906 |
What affects auto insurance rates in St. Albans, Vermont?
There are a lot of reasons why auto insurance rates in St. Albans, Vermont are higher or lower than in other cities. These include traffic and the number of vehicle thefts in St. Albans, Vermont. Many local factors may affect your St. Albans auto insurance rates.
St. Albans Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual St. Albans, Vermont auto theft statistics, there have been 2 auto thefts in the city.
St. Albans Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average St. Albans, Vermont commute length is 22.3 minutes according to City-Data.
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Compare St. Albans, Vermont Auto Insurance Quotes
Before you buy St. Albans, Vermont auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free St. Albans, Vermont auto insurance quotes.
Frequently Asked Questions
What are the average auto insurance rates in St. Albans, VT?
The average auto insurance rates in St. Albans, VT are $266 per month.
What is the minimum auto insurance coverage required in St. Albans, VT?
The minimum auto insurance coverage required in St. Albans, VT is 25/50/10, as per Vermont auto insurance laws.
How does age, gender, and marital status affect auto insurance rates in St. Albans, VT?
Age, gender, and marital status can impact auto insurance rates in St. Albans, VT. The rates vary based on these demographics.
Does the coverage level affect auto insurance rates in St. Albans, VT?
Yes, the coverage level you select can affect auto insurance rates in St. Albans, VT. Higher coverage levels generally result in higher rates.
How does commute length affect auto insurance rates in St. Albans, VT?
Commute length and annual mileage can affect auto insurance rates in St. Albans, VT. Longer commutes may lead to higher rates.
Do auto insurance rates vary by ZIP code in St. Albans, VT?
Yes, auto insurance rates can vary by ZIP code in St. Albans, VT. The location can impact the cost of insurance.
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