Best Reidsville, North Carolina Auto Insurance in 2026 (Check out the Top 10 Companies)

For the best Reidsville, North Carolina auto insurance, our best companies, Erie, Nationwide, and Progressive stand out, providing excellent coverage starting at just $29/mo. These insurers offer competitive pricing and discounts, making them the best choice for Reidsville drivers looking for dependable picks.

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Daniel S. Young

Managing Editor

Daniel S. Young began his professional career as chief editor of The Chanticleer, a Jacksonville State University newspaper. He also contributed to The Anniston Star, a local newspaper in Alabama. Daniel holds a BA in Communication and is pursuing an MA in Journalism & Media Studies at the University of Alabama. With a strong desire to help others protect their investments, Daniel has writt...

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Daniel S. Young
Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Reviewed by
Kristen Gryglik

Updated October 2024

Top Pick in Reidsville NC: Erie
4.3

Company Facts

Full Coverage in Reidsville North Carolina

$80/mo

A.M. Best Rating

A+

Complaint Level

Low

Pros & Cons

  • Offers several great perks with standard coverages, such as pet injury protection
  • Lower-than-average national average rates
  • Various other coverages besides auto insurance
  • Unavailable in most states
  • Various complaints and negative customer reviews
Best Reidsville NC Discounts: Nationwide
4.4

Company Facts

Full Coverage in Reidsville North Carolina

$115/mo

A.M. Best

A+

Complaint Level

Low

Pros & Cons

  • SmartRide program provides discounts based on driving habits
  • Various discounts, including multi-policy and safe driver savings
  • Wide network of local agents for personalized service
  • Mixed customer reviews on claims processing speed
  • Add-ons can increase overall policy cost
Best Reidsville NC Prices: Progressive
4.3

Company Facts

Full Coverage in Reidsville North Carolina

$105/mo

A.M. Best

A+

Complaint Level

Med

Pros & Cons

  • Good rates for high-risk drivers
  • Fast, easy online quotes
  • Snapshot rewards safe driving
  • Many coverage options
  • Nationwide availability
  • Costly for teen drivers
  • So-so customer service
  • Snapshot can raise risky drivers’ rates

Erie, Nationwide, and Progressive are known as our best companies for the best Reidsville, North Carolina auto insurance, and recognized for their outstanding coverage options and excellent customer service.

Best Reidsville, North Carolina Auto Insurance: Erie, Nationwide, and Progressive

These companies offer great value with tailored policies for Reidsville, North Carolina drivers, excelling in reliability and affordability, especially when filing an auto insurance claim.

Our Top 10 Company Picks: Best Reidsville, North Carolina Auto Insurance

CompanyRankBundling DiscountA.M. BestBest ForJump to Pros/Cons
Erie TablePress Logo#110%A+Reliable ServiceErie
Nationwide TablePress Logo#220%A+Versatile DiscountsNationwide
Progressive TablePress Logo#312%A+Competitive PricingProgressive
Geico TablePress Logo#425%A++Competitive RatesGeico
Allstate TablePress Logo#525%A+Comprehensive CoverageAllstate
Liberty Mutual TablePress Logo#625%AFlexible OptionsLiberty Mutual
Auto-Owners Table Press Logo#710%A++Personalized ServiceAuto-Owners
Travelers TablePress Logo#88%A++Broad CoverageTravelers
AAA TablePress Logo#925%AMember BenefitsAAA
The Hartford TablePress Logo#1025%A+Trusted ReputationThe Hartford

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Before purchasing auto insurance in Reidsville, North Carolina, be sure to compare rates from several different companies. You can enter your ZIP code above to receive free auto insurance quotes for Reidsville, North Carolina.

Things to Remember

  • Erie is the top choice for auto insurance in Reidsville, North Carolina
  • Reidsville drivers receive personalized coverage and significant discounts
  • Local expertise of these insurers makes them a perfect match for Reidsville

#1 – Erie: Top Overall Pick

Erie: Best Reidsville, North Carolina Auto Insurance

Pros

  • Competitive Pricing: Erie offers some of the most affordable rates for the best Reidsville, North Carolina auto insurance, with an average premium of around $29 per month. Their 10% multi-vehicle discount can make their pricing even more competitive.
  • Excellent Customer Service: Known for high customer satisfaction, Erie is considered one of the best Reidsville, North Carolina auto insurance providers, with an A+ rating from A.M. Best reflecting their reliability and financial strength.
  • Comprehensive Coverage: Erie provides a broad range of coverage options, including unique features like guaranteed replacement cost, making it a top choice for the best Reidsville, North Carolina auto insurance. Read more through our Erie auto insurance review.

Cons

  • Limited Availability: Erie is not available in all states, which may limit accessibility for some customers seeking the best Reidsville, North Carolina auto insurance outside their primary regions.
  • Average Online Tools: Their online tools may not be as advanced as some competitors, potentially making it less convenient to manage policies for those looking for the best Reidsville, North Carolina auto insurance online.

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#2 – Nationwide: Best for Versatile Discounts

Nationwide: Best Reidsville, North Carolina Auto Insurance

Pros

  • Customizable Coverage: With flexible policy options, including accident forgiveness, Nationwide stands out as one of the best Reidsville, North Carolina auto insurance providers for tailored coverage.
  • Strong Financial Stability: Nationwide’s high A.M. Best rating ensures strong financial stability, which is crucial for providing reliable service as part of the best Reidsville, North Carolina auto insurance.
  • Roadside Assistance: Included in many plans, their roadside assistance adds value and reliability, contributing to their reputation as a top provider of the best Reidsville, North Carolina auto insurance. Learn more through our Nationwide auto insurance review.

Cons

  • Higher Premiums for Some Drivers: Nationwide may offer higher premiums for drivers with less-than-perfect records, which might be a drawback for those seeking the best Reidsville, North Carolina auto insurance on a tight budget.
  • Complex Claims Process: The claims process can be more complex compared to some competitors, potentially making it less ideal for those seeking straightforward and hassle-free claims as part of the best Reidsville, North Carolina auto insurance.

#3 – Progressive: Best for Competitive Pricing

Progressive: Best Reidsville, North Carolina Auto Insurance

Pros

  • Competitive Pricing: Progressive is known for offering competitive rates, with an average premium of about $33 per month. Their 12% multi-vehicle discount makes them a strong contender for the best Reidsville, North Carolina auto insurance.
  • Flexible Coverage Options: Progressive provides a range of customizable coverage plans, including options like custom parts coverage, making it a top choice for the best Reidsville, North Carolina auto insurance.
  • Robust Online Tools: With strong online tools and a mobile app for managing policies, Progressive stands out for those seeking the best Reidsville, North Carolina auto insurance with digital convenience. Dive in through our Progressive auto insurance review.

Cons

  • Customer Service Concerns: Some users report inconsistent customer service experiences, which could detract from their standing as a top provider for the best Reidsville, North Carolina auto insurance.
  • High Rates for High-Risk Drivers: Progressive may not offer the best rates for high-risk drivers, which could impact those seeking the best Reidsville, North Carolina auto insurance who have poor driving records.

#4 – Geico: Best for Competitive Rates

Geico: Best Reidsville, North Carolina Auto Insurance

Pros

  • Affordable Rates: Geico is known for its low-cost coverage, with an average premium of around $29 per month. Their 25% multi-vehicle discount helps solidify their place as a leading provider for the best Reidsville, North Carolina auto insurance.
  • Strong Online Presence: Geico offers user-friendly online tools and a mobile app for easy management of policies, enhancing their status as a top provider for the best Reidsville, North Carolina auto insurance.
  • Good Customer Service: Generally positive reviews for customer support contribute to their reputation as one of the best Reidsville, North Carolina auto insurance providers.

Cons

  • Limited Coverage Options: Geico offers fewer add-ons and customization options, which may limit flexibility in coverage for those seeking the best Reidsville, North Carolina auto insurance. Find more details through our Geico auto insurance review.
  • Not Ideal for High-Risk Drivers: Rates for high-risk drivers can be less favorable, potentially making it less suitable for those looking for the best Reidsville, North Carolina auto insurance with poor driving records.

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Nationwide State Farm Allstate

#5 – Allstate: Best for Comprehensive Coverage

Allstate: Best Reidsville, North Carolina Auto Insurance

Pros

  • Comprehensive Coverage: Allstate offers extensive coverage options, including features like accident forgiveness and new car replacement, making it a leading provider of the best Reidsville, North Carolina auto insurance.
  • Safe Driving Rewards: Their Drivewise program rewards safe driving with potential discounts, enhancing their appeal as a provider of the best Reidsville, North Carolina auto insurance, as outlined in our Allstate auto insurance review.
  • Flexible Payment Plans: Offers customizable payment options, including monthly, quarterly, and annual plans, catering to various budgeting needs for the best Reidsville, North Carolina auto insurance.

Cons

  • Higher Premiums: Allstate’s premiums can be higher compared to some competitors, which might be a concern for those seeking affordable options for the best Reidsville, North Carolina auto insurance.
  • Variable Customer Service: Customer service experiences can vary widely by location, affecting their overall reputation as a provider of the best Reidsville, North Carolina auto insurance.

#6 – Liberty Mutual: Best for Flexible Options

Liberty Mutual: Best Reidsville, North Carolina Auto Insurance

Pros

  • Flexible Coverage Options: Liberty Mutual offers a range of coverage plans and add-ons, including new car replacement and rental car coverage, making them a top option for the best Reidsville, North Carolina auto insurance.
  • Bundling Discounts: Provides savings for bundling auto with other types of insurance, including a 25% multi-vehicle discount, enhancing their value as a provider of the best Reidsville, North Carolina auto insurance.
  • 24/7 Claims Service: Available around the clock, their claims service ensures support is always accessible, contributing to their standing as a leading provider of the best Reidsville, North Carolina auto insurance, as mentioned in our Liberty Mutual auto insurance review.

Cons

  • Higher Prices for Some: Rates may be higher for drivers with less-than-perfect records, which could be a drawback for those seeking the best Reidsville, North Carolina auto insurance on a budget.
  • Complex Discounts: The discount structure can be complicated, making it challenging to understand all available savings for those seeking the best Reidsville, North Carolina auto insurance.

#7 – Auto-Owners: Best for Personalized Service

Auto-Owners: Best Reidsville, North Carolina Auto Insurance

Pros

  • Personalized Service: Known for attentive, personalized customer service with a strong focus on local needs, Auto-Owners is a top contender for the best Reidsville, North Carolina auto insurance.
  • Wide Range of Coverage: Offers extensive coverage options and add-ons, such as roadside assistance and rental car coverage, making it a strong choice for the best Reidsville, North Carolina auto insurance.
  • High Customer Satisfaction: Positive feedback from policyholders and an A++ rating from A.M. Best reinforce their reputation as a provider of the best Reidsville, North Carolina auto insurance. Details are in our Auto-Owners auto insurance review.

Cons

  • Limited Online Tools: Their online tools and mobile app may not be as advanced as some competitors, potentially limiting digital convenience for those seeking the best Reidsville, North Carolina auto insurance.
  • Availability: Only available in certain states, which may limit access for those seeking the best Reidsville, North Carolina auto insurance in regions where Auto-Owners does not operate.

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#8 – Travelers: Best for Broad Coverage

Travelers: Best Reidsville, North Carolina Auto Insurance

Pros

  • Broad Coverage Options: Travelers offers a wide range of coverage plans, including unique features like accident forgiveness and rental car reimbursement, making it a top option for the best Reidsville, North Carolina auto insurance.
  • Strong Financial Strength: With high A.M. Best ratings, Travelers provides reliable service and financial stability, contributing to their status as one of the best Reidsville, North Carolina auto insurance providers.
  • Comprehensive Online Tools: Offers robust online tools and a mobile app for managing your policy, making them a top choice for those seeking the best Reidsville, North Carolina auto insurance with digital convenience.

Cons

  • Higher Premiums: Premiums can be higher compared to some competitors, which might impact those looking for the best Reidsville, North Carolina auto insurance on a budget.
  • Customer Service Variability: Customer service experiences can vary by location, which may affect overall satisfaction with the best Reidsville, North Carolina auto insurance. Learn more through our Travelers auto insurance review.

#9 – AAA: Best for Member Benefits

AAA: Best Reidsville, North Carolina Auto Insurance

Pros

  • Member Benefits: Includes valuable member benefits such as roadside assistance and travel discounts, adding significant value as part of the best Reidsville, North Carolina auto insurance.
  • Comprehensive Coverage: Offers a range of coverage options, including add-ons like rental car reimbursement and accident forgiveness, making it a strong choice for the best Reidsville, North Carolina auto insurance.
  • Strong Discounts: Provides up to a 25% multi-vehicle discount and other savings through AAA services, enhancing their appeal as a leading provider for the best Reidsville, North Carolina auto insurance.

Cons

  • Higher Premiums: Premiums may be higher compared to some other providers, which could be a concern for those seeking affordable options for the best Reidsville, North Carolina auto insurance.
  • Limited Availability: Coverage and benefits may vary by region, potentially affecting the consistency of services for the best Reidsville, North Carolina auto insurance. Find more information through our AAA auto insurance review.

#10 – The Hartford: Best for Trusted Reputation

The Hartford: Best Reidsville, North Carolina Auto Insurance

Pros

  • Trusted Reputation: Known for reliability and strong customer service, with a solid A+ rating from A.M. Best, making The Hartford a top choice for the best Reidsville, North Carolina auto insurance. Read more through our The Hartford auto insurance review.
  • Comprehensive Coverage: Offers a wide range of coverage options, including new car replacement and accident forgiveness, enhancing their appeal as a leading provider of the best Reidsville, North Carolina auto insurance.
  • Discounts for Safe Driving: Provides discounts for safe driving and bundling policies, including a 25% multi-vehicle discount, making them a strong contender for the best Reidsville, North Carolina auto insurance.

Cons

  • Higher Premiums: Premiums can be higher for some drivers, particularly those with less-than-perfect driving records, which might affect their appeal for the best Reidsville, North Carolina auto insurance.
  • Complex Policies: Some customers find the policy details and options complex to understand, which may require additional effort to navigate for those seeking the best Reidsville, North Carolina auto insurance.

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Understanding Auto Insurance Rates in Reidsville, North Carolina by Coverage and Provider

The coverage level you select plays a significant role in determining the cost of your auto insurance in Reidsville, North Carolina. Higher coverage levels typically offer more protection but come with increased premiums.

Reidsville, North Carolina Auto Insurance Monthly Rates by Coverage Level & Provider

Insurance CompanyMinimum CoverageFull Coverage
AAA$65$120
Allstate$61$160
Auto-Owners$53$87
Erie$29$80
Geico$30$76
Liberty Mutual$67$174
Nationwide$47$115
Progressive$39$105
The Hartford$56$145
Travelers$42$99

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For example, opting for comprehensive auto insurance coverage that includes collision, liability, and uninsured motorist protection will cost more than a basic liability policy.

Best Reidsville, North Carolina Auto Insurance: Uninsured Motorist Coverage Definition Card

The price difference reflects the broader range of risks covered and the higher payout limits in the event of a claim. Conversely, choosing the minimum required coverage can save you money on premiums, but it also means less financial protection in case of an accident.

Ultimately, the amount you pay for auto insurance in Reidsville is directly tied to the coverage level you choose, balancing cost and protection to meet your needs. Enter your ZIP code now to begin comparing.

Essential Auto Insurance Requirements in Reidsville, North Carolina

In Reidsville, North Carolina, auto insurance laws mandate that all drivers carry at least the minimum required coverage to ensure financial responsibility in the event of an accident.

Erie Site Screenshot: Best Reidsville, North Carolina Auto Insurance

This minimum coverage typically includes liability insurance, which helps cover the costs of injury or damage to others if you’re at fault in an accident.

Specifically, North Carolina requires $30,000 in bodily injury liability per person, $60,000 per accident, and $25,000 in property damage liability.

Additionally, uninsured motorist coverage is also required to protect you if you're involved in an accident with a driver who lacks sufficient insurance.

Tim Bain Licensed Insurance Agent

It’s important to note that accidents can have long-term effects on your insurance rates and driving record. For instance, if you’re involved in an accident, you might wonder, “How long does an accident stay on your record?

In North Carolina, an accident typically remains on your driving record for three years. This can influence your insurance premiums and could potentially affect your eligibility for certain coverage options.

Nationwide Site Screenshot: Best Reidsville, North Carolina Auto Insurance

These requirements and the potential long-term impact on your record are designed to ensure that drivers in Reidsville are financially prepared to handle the costs associated with accidents, thereby protecting all parties on the road.

Evaluating the Cheapest Reidsville, North Carolina Auto Insurance Companies

When searching for the cheapest auto insurance companies in Reidsville, North Carolina, it’s essential to compare multiple providers to find the best rates. Companies such as State Farm, Geico, and Progressive often offer competitive pricing in the area.

State Farm is known for its extensive network of agents and potential discounts for safe driving and bundling policies. Geico frequently provides lower rates due to its efficient online model and various discount opportunities, including those for low-mileage drivers.

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When considering these options, viewing your auto insurance policy online can provide a clearer understanding of coverage details and available discounts.

Progressive is recognized for its customizable coverage options and potential savings through its snapshot program, which rewards safe driving habits.

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To ensure you find the most affordable option, obtaining and comparing quotes from these and other local insurers is recommended, as rates can vary based on individual driving history and coverage needs. Enter your ZIP code now to begin comparing.

Frequently Asked Questions

How can I compare auto insurance quotes in Reidsville, North Carolina?

Compare auto insurance quotes in Reidsville by using online resources or contacting insurance providers directly.

Use quote comparison tools or consult with an insurance agent to obtain quotes and discuss options.

Are there any specific considerations for teen drivers regarding auto insurance in Reidsville, North Carolina?

Teen drivers often face higher insurance rates due to their lack of experience.

Explore available discounts like good student or safe driver programs to help reduce premiums. Enter your ZIP code now to begin.

Which are the cheapest auto insurance companies in Reidsville, North Carolina?

In Reidsville, cheap auto insurance options include Allstate, Geico, Liberty Mutual, Nationwide, Progressive, State Farm, and Travelers.

Some of these providers offer liability-only auto insurance, which can be a budget-friendly choice if you need basic coverage.

How can I find cheap auto insurance in Reidsville, North Carolina?

To find cheap auto insurance in Reidsville, compare quotes from multiple companies to identify the best coverage options that fit your budget.

What is the minimum auto insurance coverage required in Reidsville, North Carolina?

The minimum auto insurance coverage required in Reidsville, NC is 30/60/25: $30,000 bodily injury liability per person, $60,000 bodily injury liability per accident, and $25,000 property damage liability. Enter your ZIP code now to begin.

How does my commute length affect auto insurance rates in Reidsville, North Carolina?

Commute length can impact auto insurance rates significantly. Shorter commutes often lead to lower rates due to reduced accident risks.

To ensure you’re getting the best rates for your specific situation, it’s important to choose a recommended auto insurance coverage level that aligns with your driving habits and commute length.

Lower-risk profiles from shorter commutes can sometimes qualify you for discounts or more favorable coverage options.

What factors contribute to Erie being a top choice for the best Reidsville, North Carolina auto insurance?

Erie is praised for its reliable service and high customer satisfaction, supported by its A+ A.M. Best rating.

The company offers competitive rates and strong coverage options, making it a solid choice for Reidsville drivers.

How does Nationwide’s multi-vehicle discount compare to other providers in Reidsville, North Carolina?

Nationwide provides a 20% multi-vehicle discount, which is among the highest available in Reidsville, North Carolina.

This significant discount, combined with versatile coverage options, enhances its appeal for cost-conscious drivers. Enter your ZIP code now to begin.

What unique features of Progressive’s Snapshot program make it stand out in the Reidsville, North Carolina auto insurance market?

Progressive’s Snapshot program offers personalized discounts based on driving habits, rewarding safe driving with potential savings.

This innovative approach makes Progressive a standout for drivers seeking tailored rates in Reidsville.

For businesses looking for comprehensive coverage, considering Progressive’s offerings in conjunction with the best commercial general liability insurance can provide well-rounded protection.

Why might Geico’s competitive rates be advantageous for drivers in Reidsville, North Carolina?

Geico’s A++ rating and up to 25% multi-vehicle discount contribute to its reputation for offering highly competitive rates.

This affordability, combined with strong coverage options, makes Geico a top choice for budget-conscious drivers in Reidsville.

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