Best Orland, California Auto Insurance in 2025
The average Orland, CA auto insurance rates are $253 per month. The minimum auto insurance in Orland is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Orland, California, compare quotes from multiple companies.
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Insurance Content Team Lead
Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite...
Tonya Sisler
Licensed Agent & Financial Advisor
Schimri Yoyo is a financial advisor with active insurance licenses in seven states and over 20 years of professional experience. During his career, he has held roles at Foresters Financial, Strayer University, Minnesota Life, Securian Financial Services, Delaware Valley Advisors, Bridgemark Wealth Management, and Fidelity. Schimri is an educator eager to assist individuals and families in ach...
Schimri Yoyo
Updated September 2024
- The cheapest auto insurance company in Orland is Progressive
- The minimum auto insurance required in Orland, California is 15/30/5
- The average commute length in Orland is 27.5 minutes
Orland, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Orland can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Orland, California, including driving record, credit, commute time, and more.
Compare auto insurance in Orland to other California cities, including Los Angeles auto insurance rates, Oakland auto insurance rates, and San Diego auto insurance rates to see how Orland, California auto insurance rates stack up.
Before you buy Orland, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Orland, California auto insurance quotes.
Minimum Auto Insurance in Orland, California
Orland, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Orland, California.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Cheap Orland, California Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Orland, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,286 | $2,293 | $1,667 | $1,691 | $6,228 | $7,835 | $2,939 | $3,251 |
| Farmers | $2,185 | $2,185 | $1,966 | $1,966 | $7,017 | $11,545 | $2,593 | $2,889 |
| Geico | $1,538 | $1,539 | $1,447 | $1,447 | $4,643 | $4,728 | $2,204 | $2,259 |
| Liberty Mutual | $2,199 | $2,087 | $2,037 | $1,976 | $4,794 | $5,087 | $2,485 | $2,501 |
| Nationwide | $2,588 | $2,477 | $2,264 | $2,141 | $6,443 | $7,131 | $3,077 | $3,045 |
| Progressive | $1,332 | $1,369 | $1,146 | $1,351 | $3,534 | $4,247 | $1,918 | $2,060 |
| State Farm | $2,735 | $2,735 | $2,441 | $2,441 | $4,997 | $6,209 | $3,024 | $3,116 |
| Travelers | $2,132 | $2,071 | $1,886 | $1,866 | $4,297 | $4,928 | $2,753 | $2,701 |
| USAA | $1,708 | $1,618 | $1,672 | $1,679 | $3,848 | $3,867 | $2,361 | $2,231 |
Cheap Orland, California Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Orland, California is a challenge. Take a look at the annual teen auto insurance rates in Orland, California.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,228 | $7,835 |
| Farmers | $7,017 | $11,545 |
| Geico | $4,643 | $4,728 |
| Liberty Mutual | $4,794 | $5,087 |
| Nationwide | $6,443 | $7,131 |
| Progressive | $3,534 | $4,247 |
| State Farm | $4,997 | $6,209 |
| Travelers | $4,297 | $4,928 |
| USAA | $3,848 | $3,867 |
Cheap Orland, California Auto Insurance for Seniors
What are senior auto insurance rates in Orland, California? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,667 | $1,691 |
| Farmers | $1,966 | $1,966 |
| Geico | $1,447 | $1,447 |
| Liberty Mutual | $2,037 | $1,976 |
| Nationwide | $2,264 | $2,141 |
| Progressive | $1,146 | $1,351 |
| State Farm | $2,441 | $2,441 |
| Travelers | $1,886 | $1,866 |
| USAA | $1,672 | $1,679 |
Cheap Orland, California Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Orland, California compared to the annual auto insurance rates with a clean record in Orland, California.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,128 | $3,580 | $5,599 | $2,787 |
| Farmers | $2,989 | $4,069 | $5,071 | $4,043 |
| Geico | $1,734 | $2,663 | $3,355 | $2,151 |
| Liberty Mutual | $2,513 | $3,369 | $3,039 | $2,663 |
| Nationwide | $2,548 | $3,264 | $5,507 | $3,264 |
| Progressive | $1,390 | $2,357 | $2,734 | $1,997 |
| State Farm | $2,467 | $2,945 | $5,571 | $2,865 |
| Travelers | $1,913 | $3,064 | $3,565 | $2,775 |
| USAA | $1,580 | $2,342 | $3,840 | $1,730 |
Cheap Orland, California Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Orland, California is not easy. Compare the annual rates for DUI auto insurance in Orland, California to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,599 |
| Farmers | $5,071 |
| Geico | $3,355 |
| Liberty Mutual | $3,039 |
| Nationwide | $5,507 |
| Progressive | $2,734 |
| State Farm | $5,571 |
| Travelers | $3,565 |
| USAA | $3,840 |
Cheap Orland, California Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Orland, California can vary. Compare the annual cost of auto insurance by ZIP code in Orland, California to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 95963 | $4,151 |
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Cheap Orland, California Auto Insurance Rates By Commute
Commute length and annual mileage affect Orland, California auto insurance. Find the cheapest annual Orland, California auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,181 | $3,866 |
| Farmers | $3,669 | $4,417 |
| Geico | $2,249 | $2,702 |
| Liberty Mutual | $2,659 | $3,133 |
| Nationwide | $3,228 | $4,063 |
| Progressive | $1,927 | $2,312 |
| State Farm | $3,335 | $3,589 |
| Travelers | $2,550 | $3,108 |
| USAA | $2,188 | $2,559 |
Cheap Orland, California Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Orland, California? Check out the comparison of annual Orland, California auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,345 | $3,552 | $3,673 |
| Farmers | $3,785 | $4,075 | $4,270 |
| Geico | $2,237 | $2,503 | $2,687 |
| Liberty Mutual | $2,712 | $2,920 | $3,056 |
| Nationwide | $3,271 | $3,708 | $3,959 |
| Progressive | $1,884 | $2,185 | $2,289 |
| State Farm | $3,131 | $3,518 | $3,737 |
| Travelers | $2,493 | $2,899 | $3,096 |
| USAA | $2,162 | $2,417 | $2,541 |
Best By Category: Cheapest Auto Insurance in Orland, California
Compare the cheapest auto insurance companies in Orland, California in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
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The Cheapest Orland, California Auto Insurance Companies
What auto insurance companies in Orland, California are the cheapest? Compare the top Orland, California auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,524 |
| Farmers | $4,043 |
| Geico | $2,476 |
| Liberty Mutual | $2,896 |
| Nationwide | $3,646 |
| Progressive | $2,119 |
| State Farm | $3,462 |
| Travelers | $2,829 |
| USAA | $2,373 |
What affects auto insurance rates in Orland, California?
There are a lot of reasons why auto insurance rates in Orland, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Orland, California. Many local factors may affect your Orland auto insurance rates.
Orland Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Orland, California auto theft statistics, there have been 17 auto thefts in the city.
Orland Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Orland, California commute length is 27.5 minutes according to City-Data.
Orland Traffic
How does Orland, California rank for traffic? According to Inrix Orland, California is the 429th most congested worldwide.
Compare Orland, California Auto Insurance Quotes
Before you buy Orland, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Orland, California auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Orland, California?
The minimum auto insurance requirements in Orland, California are 15/30/5, as mandated by California auto insurance laws.
How does age, gender, and marital status affect auto insurance rates in Orland, California?
Age, gender, and marital status can impact auto insurance rates in Orland, California. Demographics play a role in determining the annual cost of insurance.
What are the average auto insurance rates for teen drivers in Orland, California?
Teen drivers in Orland, California typically face higher auto insurance rates. Finding cheap auto insurance for teens can be challenging.
How do driving records affect auto insurance rates in Orland, California?
Driving records have a significant impact on auto insurance rates in Orland, California. Rates can vary depending on whether you have a clean record or a bad record.
How does a DUI affect auto insurance rates in Orland, California?
Getting affordable auto insurance rates after a DUI in Orland, California is difficult. Comparing annual rates for DUI auto insurance can help find the best deal.
What factors affect auto insurance rates in Orland, California?
Several factors can affect auto insurance rates in Orland, CA, including driving record, credit, commute time, and more.
How does the length of commute impact auto insurance rates in Orland, California?
The length of commute can impact auto insurance rates in Orland, CA. Cities with longer average commute times tend to have higher insurance costs.
What are the cheapest auto insurance companies in Orland, California?
To find the cheapest auto insurance companies in Orland, CA, compare rates from multiple providers. Rates can vary based on individual circumstances.
How does location affect auto insurance rates in Orland, California?
Auto insurance rates can vary based on location in Orland, CA. Factors like theft rates and traffic congestion can influence insurance costs.
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