Best North Berwick, Maine Auto Insurance in 2025
The average North Berwick, ME auto insurance rates are $214 per month. The minimum auto insurance in North Berwick is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in North Berwick, Maine, compare quotes from multiple companies.
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Table of Contents
Table of Contents
Feature Writer
Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...
Rachel Bodine
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Jeff Root
Updated January 2025
- The most expensive auto insurance company in North Berwick for teen drivers is Progressive
- Average auto insurance rates in North Berwick, ME for senior drivers are $1,497 per year
- The minimum auto insurance required in North Berwick, Maine is 50/100/25
North Berwick, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in North Berwick can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in North Berwick, Maine, including driving record, credit, commute time, and more.
Compare auto insurance in North Berwick to other Maine cities, including South Portland auto insurance rates, Sanford auto insurance rates, and Saco auto insurance rates to see how North Berwick, Maine auto insurance rates stack up.
Before you buy North Berwick, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free North Berwick, Maine auto insurance quotes.
Minimum Auto Insurance in North Berwick, Maine
North Berwick, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in North Berwick, Maine.
| Insurance Company | Monthly Rates |
|---|---|
 | $42 |
 | $35 |
 | $46 |
 | $18 |
 | $50 |
 | $36 |
 | $39 |
 | $23 |
 | $25 |
 | $19 |
| U.S. Average | $45 |
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Cheap North Berwick, Maine Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in North Berwick, Maine are affected by age, gender, and marital status. See how demographics impact the monthly cost of insurance.
North Berwick, Maine Auto Insurance Monthly Rates by Age, Gender and Marital Status
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| $262 | $322 | $192 | $202 | $162 | $172 | $150 | $154 |
| $257 | $324 | $187 | $197 | $157 | $167 | $145 | $149 |
| $402 | $417 | $302 | $312 | $252 | $262 | $240 | $244 |
| $142 | $177 | $107 | $117 | $97 | $102 | $90 | $94 |
| $382 | $532 | $282 | $332 | $242 | $292 | $230 | $234 |
| $267 | $317 | $182 | $192 | $152 | $162 | $140 | $144 |
| $662 | $682 | $482 | $502 | $402 | $412 | $390 | $394 |
| $217 | $252 | $162 | $172 | $142 | $152 | $130 | $134 |
| $312 | $387 | $232 | $252 | $202 | $212 | $190 | $194 |
| $152 | $152 | $112 | $122 | $102 | $107 | $95 | $99 |
| U.S. Average | $500 | $540 | $350 | $360 | $300 | $310 | $288 | $292 |
Cheap North Berwick, Maine Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in North Berwick, Maine is a challenge. Take a look at the monthly teen auto insurance rates in North Berwick, Maine.
North Berwick, Maine Full Coverage Auto Insurance Monthly Rates for Teen Drivers
| Insurance Company | 17-Year-Old Female | 17-Year-Old Male | 18-Year-Old Female | 18-Year-Old Male |
|---|---|---|---|---|
| $262 | $322 | $240 | $296 |
| $257 | $324 | $235 | $298 |
| $402 | $417 | $370 | $385 |
| $142 | $177 | $130 | $162 |
| $382 | $532 | $350 | $490 |
| $267 | $317 | $245 | $290 |
| $662 | $682 | $610 | $630 |
| $217 | $252 | $200 | $230 |
| $312 | $387 | $285 | $355 |
| $152 | $152 | $138 | $138 |
| U.S. Average | $566 | $618 | $416 | $501 |
Cheap North Berwick, Maine Auto Insurance for Seniors
What are senior auto insurance rates in North Berwick, Maine? Take a look at the monthly average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| $150 | $154 |
| $145 | $149 |
| $240 | $244 |
| $90 | $94 |
| $230 | $234 |
| $140 | $144 |
| $390 | $394 |
| $130 | $134 |
| $190 | $194 |
| $95 | $99 |
| U.S. Average | $288 | $292 |
Cheap North Berwick, Maine Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the monthly auto insurance rates for a bad record in North Berwick, Maine compared to the monthly auto insurance rates with a clean record in North Berwick, Maine.
| Insurance Company | One Accident | One DUI | One Ticket | Clean Record |
|---|---|---|---|---|
| $147 | $153 | $125 | $112 |
| $131 | $143 | $102 | $88 |
| $167 | $138 | $153 | $121 |
| $68 | $117 | $41 | $41 |
| $162 | $329 | $143 | $124 |
| $126 | $183 | $108 | $91 |
| $203 | $118 | $132 | $98 |
| $74 | $68 | $68 | $63 |
| $76 | $99 | $88 | $65 |
| $55 | $77 | $45 | $41 |
| U.S. Average | $173 | $209 | $147 | $119 |
Cheap North Berwick, Maine Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in North Berwick, Maine is not easy. Compare the monthly rates for DUI auto insurance in North Berwick, Maine to find the best deal.
North Berwick, Maine Full Coverage Auto Insurance Monthly Rates: One DUI vs. Clean Record
| Insurance Company | One DUI | Clean Record |
|---|---|---|
| $153 | $112 |
| $143 | $88 |
| $138 | $121 |
| $117 | $41 |
| $329 | $124 |
| $183 | $91 |
| $118 | $98 |
| $68 | $63 |
| $99 | $65 |
| $77 | $41 |
| U.S. Average | $209 | $119 |
Cheap North Berwick, Maine Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how North Berwick, Maine monthly auto insurance rates by credit history compare.
| Insurance Company | Poor Credit | Fair Credit | Good Credit |
|---|---|---|---|
| $194 | $154 | $114 |
| $189 | $149 | $109 |
| $204 | $164 | $124 |
| $179 | $139 | $99 |
| $214 | $174 | $134 |
| $184 | $144 | $104 |
| $199 | $159 | $119 |
| $194 | $154 | $114 |
| $209 | $169 | $129 |
| $174 | $134 | $94 |
| U.S. Average | $190 | $150 | $110 |
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Cheap North Berwick, Maine Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in North Berwick, Maine can vary. Compare the monthly cost of auto insurance by ZIP code in North Berwick, Maine to see how car insurance rates are affected by location.
North Berwick, Maine Auto Insurance Average Rate by ZIP Code
| ZIP Code | Monthly Rate |
|---|---|
| 3906 | $185 |
Cheap North Berwick, Maine Auto Insurance Rates By Commute
Commute length and annual mileage affect North Berwick, Maine auto insurance. Find the cheapest monthly North Berwick, Maine auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| $232 | $232 |
| $232 | $232 |
| $116 | $120 |
| $336 | $350 |
| $296 | $296 |
| $177 | $189 |
| $193 | $193 |
| $113 | $119 |
Cheap North Berwick, Maine Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in North Berwick, Maine? Check out the comparison of monthly North Berwick, Maine auto insurance rates by coverage level.
North Berwick, Maine Auto Insurance Monthly Rates by Coverage Level
| Insurance Company | Low | Medium | High |
|---|---|---|---|
 | $96 | $116 | $136 |
 | $91 | $111 | $131 |
| $101 | $121 | $141 |
 | $86 | $106 | $126 |
 | $106 | $126 | $146 |
 | $93 | $113 | $133 |
| $99 | $119 | $139 |
 | $89 | $109 | $129 |
 | $98 | $118 | $138 |
 | $84 | $104 | $124 |
| U.S. Average |
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Best By Category: Cheapest Auto Insurance in North Berwick, Maine
Compare the cheapest auto insurance companies in North Berwick, Maine in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | |
| Seniors | |
| Clean Record | |
| With One Accident | |
| With One DUI | |
| With One Ticket | |
The Cheapest North Berwick, Maine Auto Insurance Companies
What auto insurance companies in North Berwick, Maine are the cheapest? Compare the top North Berwick, Maine auto insurance companies to find the best full coverage rates.
| Insurance Company | Monthly Rates |
|---|---|
| $126 |
| $105 |
 | $138 |
| $54 |
| $150 |
| $108 |
| $117 |
| $69 |
| $75 |
| $57 |
| U.S. Average | $119 |
What affects auto insurance rates in North Berwick, Maine?
There are a lot of reasons why auto insurance rates in North Berwick, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in North Berwick, Maine. Many local factors may affect your North Berwick auto insurance rates.
North Berwick Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average North Berwick, Maine commute length is 24.9 minutes according to City-Data.
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Compare North Berwick, Maine Auto Insurance Quotes
Before you buy North Berwick, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free North Berwick, Maine auto insurance quotes.
Frequently Asked Questions
What is North Berwick, ME Auto Insurance?
North Berwick, ME Auto Insurance refers to the insurance coverage specific to vehicles registered and operated in North Berwick, Maine. It provides financial protection in case of accidents, theft, or damage to vehicles, as well as liability coverage for bodily injury or property damage caused to others.
What types of auto insurance coverage are available in North Berwick, ME?
In North Berwick, ME, various types of auto insurance coverage are available, including:
- Liability Coverage: Provides coverage for bodily injury or property damage you may cause to others.
- Collision Coverage: Covers damage to your vehicle caused by a collision, regardless of fault.
- Comprehensive Coverage: Covers damage to your vehicle caused by non-collision incidents, such as theft, vandalism, or natural disasters.
- Personal Injury Protection (PIP): Provides coverage for medical expenses, lost wages, and other related costs resulting from injuries sustained in an accident.
- Uninsured/Underinsured Motorist Coverage: Protects you if you’re involved in an accident with a driver who lacks insurance or has insufficient coverage.
Is auto insurance mandatory in North Berwick, ME?
Yes, auto insurance is mandatory in North Berwick, ME, as it is in the entire state of Maine. All registered vehicles must have at least the minimum required liability coverage.
What is the minimum auto insurance coverage required in North Berwick, ME?
In North Berwick, ME, the minimum auto insurance coverage required includes:
- $50,000 per person for bodily injury liability
- $100,000 per accident for bodily injury liability
- $25,000 per accident for property damage liability
How can I find affordable auto insurance in North Berwick, ME?
To find affordable auto insurance in North Berwick, ME, consider the following tips:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a good driving record and avoid traffic violations.
- Opt for a higher deductible, which can lower your premium.
- Take advantage of available discounts, such as multi-policy, safe driver, or good student discounts.
- Consider bundling your auto insurance with other insurance policies, like homeowners or renters insurance, for potential discounts.
Are there any local insurance providers in North Berwick, ME?
Yes, there are local insurance providers in North Berwick, ME, along with national and regional insurance companies. It’s a good idea to research and reach out to local agents or brokers who can provide personalized assistance and guidance based on your specific needs.
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