Best Marion Junction, Alabama Auto Insurance in 2026
The average Marion Junction, AL auto insurance rates are $315 per month. The minimum auto insurance in Marion Junction is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Marion Junction, Alabama, compare quotes from multiple companies.
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Insurance Content Team Lead
Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywrite...
Tonya Sisler
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Brad Larson
Updated September 2024
- The cheapest auto insurance company in Marion Junction is USAA
- The most expensive auto insurance company in Marion Junction for teen drivers is Liberty Mutual
- Average auto insurance rates in Marion Junction, AL for senior drivers are $2,020 per year
Marion Junction, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Marion Junction can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Marion Junction, Alabama, including driving record, credit, commute time, and more.
Compare auto insurance in Marion Junction to other Alabama cities, including Birmingham auto insurance rates, Hoover auto insurance rates, and Auburn auto insurance rates to see how Marion Junction, Alabama auto insurance rates stack up.
Before you buy Marion Junction, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Marion Junction, Alabama auto insurance quotes.
Minimum Auto Insurance in Marion Junction, Alabama
Marion Junction, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Marion Junction, Alabama.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Marion Junction, Alabama Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Marion Junction, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,218 | $2,126 | $1,997 | $2,037 | $7,385 | $7,922 | $2,513 | $2,581 |
| Farmers | $2,428 | $2,413 | $2,174 | $2,296 | $9,078 | $9,349 | $2,773 | $2,909 |
| Geico | $2,155 | $2,129 | $2,011 | $2,051 | $5,546 | $5,465 | $2,280 | $2,138 |
| Liberty Mutual | $3,031 | $3,281 | $2,492 | $2,791 | $10,660 | $11,866 | $3,234 | $3,451 |
| Nationwide | $1,731 | $1,756 | $1,573 | $1,634 | $4,458 | $5,778 | $1,918 | $2,150 |
| Progressive | $2,541 | $2,398 | $2,077 | $2,221 | $10,018 | $11,182 | $2,975 | $3,150 |
| State Farm | $3,192 | $3,192 | $2,852 | $2,852 | $9,110 | $11,474 | $3,593 | $4,108 |
| Travelers | $1,489 | $1,514 | $1,392 | $1,393 | $8,139 | $13,004 | $1,408 | $1,610 |
| USAA | $1,356 | $1,381 | $1,265 | $1,246 | $3,996 | $4,438 | $1,768 | $1,915 |
Cheap Marion Junction, Alabama Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Marion Junction, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Marion Junction, Alabama.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,385 | $7,922 |
| Farmers | $9,078 | $9,349 |
| Geico | $5,546 | $5,465 |
| Liberty Mutual | $10,660 | $11,866 |
| Nationwide | $4,458 | $5,778 |
| Progressive | $10,018 | $11,182 |
| State Farm | $9,110 | $11,474 |
| Travelers | $8,139 | $13,004 |
| USAA | $3,996 | $4,438 |
Cheap Marion Junction, Alabama Auto Insurance for Seniors
What are senior auto insurance rates in Marion Junction, Alabama? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $1,997 | $2,037 |
| Farmers | $2,174 | $2,296 |
| Geico | $2,011 | $2,051 |
| Liberty Mutual | $2,492 | $2,791 |
| Nationwide | $1,573 | $1,634 |
| Progressive | $2,077 | $2,221 |
| State Farm | $2,852 | $2,852 |
| Travelers | $1,392 | $1,393 |
| USAA | $1,265 | $1,246 |
Cheap Marion Junction, Alabama Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Marion Junction, Alabama compared to the annual auto insurance rates with a clean record in Marion Junction, Alabama.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,082 | $3,614 | $4,235 | $3,459 |
| Farmers | $3,515 | $4,536 | $4,424 | $4,234 |
| Geico | $2,023 | $3,229 | $3,921 | $2,715 |
| Liberty Mutual | $4,007 | $5,555 | $5,455 | $5,386 |
| Nationwide | $2,293 | $2,293 | $3,349 | $2,563 |
| Progressive | $4,146 | $5,174 | $4,407 | $4,554 |
| State Farm | $4,593 | $5,601 | $4,996 | $4,996 |
| Travelers | $3,125 | $3,277 | $4,780 | $3,793 |
| USAA | $1,669 | $2,091 | $3,116 | $1,806 |
Cheap Marion Junction, Alabama Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Marion Junction, Alabama is not easy. Compare the annual rates for DUI auto insurance in Marion Junction, Alabama to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,235 |
| Farmers | $4,424 |
| Geico | $3,921 |
| Liberty Mutual | $5,455 |
| Nationwide | $3,349 |
| Progressive | $4,407 |
| State Farm | $4,996 |
| Travelers | $4,780 |
| USAA | $3,116 |
Cheap Marion Junction, Alabama Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Marion Junction, Alabama annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,458 | $3,486 | $2,849 |
| Farmers | $4,690 | $4,026 | $3,817 |
| Geico | $3,782 | $2,696 | $2,439 |
| Liberty Mutual | $7,317 | $4,471 | $3,515 |
| Nationwide | $3,169 | $2,471 | $2,234 |
| Progressive | $5,187 | $4,414 | $4,109 |
| State Farm | $8,182 | $4,143 | $2,815 |
| Travelers | $4,079 | $3,541 | $3,611 |
| USAA | $2,921 | $1,897 | $1,693 |
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Cheap Marion Junction, Alabama Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Marion Junction, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Marion Junction, Alabama to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 36759 | $3,860 |
Cheap Marion Junction, Alabama Auto Insurance Rates By Commute
Commute length and annual mileage affect Marion Junction, Alabama auto insurance. Find the cheapest annual Marion Junction, Alabama auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,598 | $3,598 |
| Farmers | $4,178 | $4,178 |
| Geico | $2,914 | $3,030 |
| Liberty Mutual | $5,101 | $5,101 |
| Nationwide | $2,625 | $2,625 |
| Progressive | $4,570 | $4,570 |
| State Farm | $4,925 | $5,168 |
| Travelers | $3,744 | $3,744 |
| USAA | $2,071 | $2,270 |
Cheap Marion Junction, Alabama Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Marion Junction, Alabama? Check out the comparison of annual Marion Junction, Alabama auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,469 | $3,589 | $3,734 |
| Farmers | $3,981 | $4,132 | $4,420 |
| Geico | $2,768 | $2,960 | $3,188 |
| Liberty Mutual | $4,860 | $5,075 | $5,367 |
| Nationwide | $2,614 | $2,600 | $2,660 |
| Progressive | $4,140 | $4,540 | $5,030 |
| State Farm | $4,790 | $5,039 | $5,310 |
| Travelers | $3,513 | $3,819 | $3,899 |
| USAA | $2,094 | $2,159 | $2,259 |
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Best By Category: Cheapest Auto Insurance in Marion Junction, Alabama
Compare the cheapest auto insurance companies in Marion Junction, Alabama in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
The Cheapest Marion Junction, Alabama Auto Insurance Companies
What auto insurance companies in Marion Junction, Alabama are the cheapest? Compare the top Marion Junction, Alabama auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,598 |
| Farmers | $4,178 |
| Geico | $2,972 |
| Liberty Mutual | $5,101 |
| Nationwide | $2,625 |
| Progressive | $4,570 |
| State Farm | $5,047 |
| Travelers | $3,744 |
| USAA | $2,171 |
Compare Marion Junction, Alabama Auto Insurance Quotes
Before you buy Marion Junction, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Marion Junction, Alabama auto insurance quotes.
Frequently Asked Questions
What is Marion Junction, AL auto insurance?
Marion Junction, AL auto insurance refers to a type of insurance coverage specifically designed to protect vehicle owners and drivers in Marion Junction, Alabama, from financial loss in the event of an accident, theft, or damage to their vehicles. It is a mandatory requirement for all registered vehicles in Marion Junction.
What are the minimum auto insurance requirements in Marion Junction, AL?
The minimum auto insurance requirements in Marion Junction, AL, are in accordance with the state of Alabama’s regulations, which include:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $25,000 property damage liability coverage per accident
Can I drive in Marion Junction, AL, without insurance?
No, it is illegal to drive any registered vehicle in Marion Junction, AL, without proper auto insurance coverage. Failing to maintain the required insurance can lead to fines, license suspension, and other penalties.
What is liability coverage?
Liability coverage is a type of insurance that helps protect you financially if you are found responsible for causing injury or property damage to others in an accident. It typically includes bodily injury liability coverage and property damage liability coverage.
Are there any additional auto insurance coverage options in Marion Junction, AL?
Yes, in addition to the minimum required coverage, you have the option to purchase additional coverage such as:
- Collision coverage: Covers damage to your vehicle caused by a collision with another vehicle or object.
- Comprehensive coverage: Protects against damage to your vehicle from non-collision events like theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: Provides coverage if you are involved in an accident with a driver who has no insurance or insufficient insurance.
- Personal injury protection (PIP): Covers medical expenses and other related costs for you and your passengers, regardless of fault.
How are auto insurance rates determined in Marion Junction, AL?
Auto insurance rates in Marion Junction, AL, are determined based on various factors, including your driving record, age, gender, location, type of vehicle, coverage options, and credit history. Insurance companies use these factors to assess the level of risk you present and calculate the premium you will pay.
Can my insurance company cancel my policy in Marion Junction, AL?
Yes, insurance companies have the right to cancel your policy in Marion Junction, AL, under certain circumstances. However, they must provide a valid reason for cancellation and give you notice in advance. Reasons for cancellation may include non-payment of premiums, license suspension, or providing false information on your application.
Are there any discounts available for auto insurance in Marion Junction, AL?
Yes, many insurance companies offer various discounts to help reduce the cost of auto insurance in Marion Junction, AL. Common discounts include good driver discounts, multi-vehicle discounts, bundling policies, discounts for safety features in your vehicle, and discounts for completing driver education courses.
What should I do if I’m involved in an auto accident in Marion Junction, AL?
If you are involved in an auto accident in Marion Junction, AL, take the following steps:
- Ensure your safety and the safety of others involved.
- Exchange information with the other driver(s) involved, including contact details, insurance information, and vehicle information.
- Report the accident to the police, if necessary.
- Notify your insurance company as soon as possible to report the incident.
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