How to Sue an Uninsured Driver in 2025 (Take These 4 Steps)

Wondering, “Can you sue an uninsured driver?” You may choose to sue if you were hit. If you’ve been involved in an accident with an uninsured driver, there are several steps you can take:

• Gather Information: Collect as much information as possible about the accident, including the other driver’s license plate number, contact details, and any relevant details about the incident.
• Contact the Police: Report the accident to the police, providing them with all the necessary details and any evidence you have.
• Consult an Attorney: For legal advice, it’s advisable to consult with a personal injury attorney who specializes in uninsured motorist claims.
• Notify your Insurance Company: Inform your insurance company about the accident, even if the other driver is uninsured. They can guide you on the next steps and potential coverage options.

However, it’s important to consider getting uninsured insurance in the event you get in an accident with an uninsured driver.

Wondering, can you sue someone for not having insurance if they hit you? You can sue an uninsured driver for damages resulting from an accident.

However, it’s important to consider that even if you win a lawsuit, the uninsured driver may not have the means to pay the damages awarded by the court. It’s recommended to consult with an attorney to assess the feasibility of pursuing legal action.

Looking to avoid suing uninsured drivers in the future? Instead of wondering, “Can you sue uninsured motorists?”, purchase uninsured motorist coverage for financial protection. Enter your ZIP code to compare quotes for uninsured motorist coverage from top providers in your area.

If the uninsured driver cannot afford to pay the damages, it can be challenging to recover the full amount, even if you fully follow the steps. However, there are a few potential options you can explore:

• Uninsured Motorist Coverage: If you have uninsured motorist coverage as part of your own auto insurance policy, it may cover some or all of the damages.
• Personal Assets: If the uninsured driver has personal assets, you may be able to pursue a judgment against those assets to recover the damages.
• Installment Payments: If the uninsured driver cannot pay the full amount upfront, you can explore the possibility of setting up a payment plan, allowing them to make regular installment payments.

Having the best uninsured and underinsured motorist coverage will help make sure you are compensated. You should also speak with an insurance attorney to discuss your options further.

Can an insurance company sue an uninsured driver? Yes, in some cases, an insurance company may go after an uninsured driver. We do not recommend looking into how to sue a car insurance company without a lawyer, as lawyers provide expert advice on how to navigate claim cases.

Yes, there are alternatives to suing an uninsured driver, such as going to small claims court with an uninsured driver. Depending on your insurance coverage and the circumstances of the accident, you may have the following options:

• Uninsured Motorist Coverage: If you have uninsured motorist coverage as part of your auto insurance policy, it can help cover your damages, medical expenses, and other losses resulting from the accident.
• Mediation or Arbitration: Instead of going through the court system, you can explore mediation or arbitration with a neutral third party helping you and the uninsured driver reach a settlement.
• Small Claims Court: If the damages are within the limits of your local small claims court, go to small claims court for an uninsured driver accident without the need for an attorney.

Ready to compare rates for uninsured motorist coverage? Enter your ZIP code into our free quote tool below to get started today.

Can you sue someone who doesn’t have car insurance for personal injuries? Yes, you can file a lawsuit against an uninsured driver for personal injuries you have sustained in an accident. However, it’s important to consider that even if you win the lawsuit and are awarded damages, the uninsured driver may not have the financial resources to pay.

Consulting with a personal injury attorney experienced in handling uninsured motorist cases will help you understand the potential outcomes and options available to you.

Uninsured motorist coverage is an optional insurance coverage that can be added to your auto insurance policy. It provides protection in the event you are involved in an accident with an uninsured or underinsured driver.

If you have uninsured motorist coverage, instead of asking “Can I sue someone who hit my car without insurance,” your own insurance company will step in to cover your damages, medical expenses, and other losses up to the limits specified in your policy.

The specific terms and conditions of uninsured motorist coverage can vary, so it’s advisable to review your policy and consult your insurance provider for detailed information. To find cheap uninsured motorist coverage, use our free quote comparison tool to get started.

How many drivers don’t have auto insurance? According to the Insurance Research Council, 13% of drivers in the United States are uninsured.

You must pay the other drivers’ damages and medical bills if you’re at fault in California. Check out our article on California auto insurance to learn more.

Michigan law requires drivers to carry auto insurance. Uninsured motorists face up to a $500 fine and/or a year in jail. You may also be sent to small claims court for a car accident with no insurance.

Read More: Michigan Auto Insurance