United Automobile Insurance Company Review in 2025

This auto insurance review highlights two key benefits of United Automobile Insurance Company (UAIC): affordable rates starting at $150 per month and a focus on nonstandard auto insurance for high-risk drivers with poor driving records.

While UAIC provides essential coverage at competitive prices, some users report challenges with customer service and accessing their websites. For further details, check out our in-depth “Comprehensive Auto Insurance Defined ” article.

UAIC is ideal for high-risk drivers who may struggle to find affordable options elsewhere, but drivers with clean records might find better rates with other insurers. To ensure the best coverage for your needs, always compare multiple insurance quotes.

UAIC Auto Insurance Rating

Rating Criteria
Overall Score	2.8
Business Reviews	3
Claim Processing	1.8
Company Reputation	2.5
Coverage Availability	2.5
Coverage Value	2.8
Customer Satisfaction	2.3
Digital Experience	2.5
Discounts Available	3.3
Insurance Cost	3.2
Plan Personalization	2.5
Policy Options	3.1
Savings Potential	3.2

Explore your car insurance options by entering your ZIP code below and finding which companies have the lowest rates.

What You Should Know About United Automobile Insurance Company (UAIC)

If you’re exploring auto insurance options, United Automobile Insurance Company (UAIC) deserves your attention. Known for its budget-friendly rates and flexible coverage, UAIC caters especially to high-risk drivers.

UAIC Car Insurance Monthly Rates vs. Top Competitors by Age & Gender

Insurance Company	Age: 17 Male	Age: 17 Female	Age: 25 Male	Age: 25 Female	Age: 35 Male	Age: 35 Female	Age: 60 Male	Age: 60 Female
	$670	$600	$350	$300	$240	$230	$200	$190
	$650	$580	$320	$290	$230	$220	$190	$180
	$640	$570	$310	$280	$230	$220	$180	$175
	$630	$560	$300	$270	$220	$210	$180	$170
	$660	$590	$340	$310	$240	$230	$200	$190
	$453	$400	$230	$210	$150	$140	$130	$120
	$670	$610	$330	$300	$230	$220	$210	$200
	$664	$600	$310	$290	$230	$220	$200	$190
	$469	$420	$270	$240	$170	$160	$140	$130
	$640	$575	$315	$290	$250	$230	$210	$200

This review will examine United Automobile Insurance Company (UAIC) ‘s key features, benefits, and potential drawbacks. From its non-standard insurance offerings to its specialized services, we’ll explore what makes UAIC an option for drivers that are having a hard time on getting the right coverage from other companies that fit on their needs.

UAIC Auto Insurance Monthly Rates by Driving History

This review is detailed to provide UIC’s policies for high-risk drivers curious about their claims process or seeking information on payment options. We’ll also examine UAIC’s customer service, mobile app, and tools to streamline the insurance experience.

UAIC Business Insurance Ratings

Agency
	Score: 825 / 1,000 Above Avg. Satisfaction
	Score: A+ Excellent Business Practices
	Score: 73/100 Avg. Customer Satisfaction
	Score: 1.25 Slightly Above Avg. Complaints
	Score: A Excellent Financial Strength

By the end, you’ll have a clear understanding of whether UAIC is the right choice for your insurance needs and important considerations before committing to a policy. This guide will equip you with everything necessary to make a confident and informed decision about your auto insurance coverage. Get more insights by reading our expert “How to Ask an Auto Insurance Company for Quotes” advice.

United Automobile Insurance Company is licensed to sell insurance products in 12 states including. UAIC’s corporate offices are located in Miami, Florida, although the company does not welcome visitors there.

Its address is:

1313 North West 167th Street
Miami Gardens, Florida 33169

And you can reach them by phone at 305-430-8818.

The company also maintains a P.O. Box address for each of the states in which it provides services.

In the contact section of its website, you will find that UAIC lists a single phone number for each state in which it is located. However, the site is glitchy and the “Contact Us” page isn’t working correctly at this time.

How to Contact UAIC Agents

United Automobile Insurance Company uses the services of independent agents to sell its insurance products. Once you have purchased an auto insurance policy through an agent, you can renew your policy online directly with the company. For more information, explore our informative “Types of Auto Insurance” page.

 

A post shared by UAIC (@united_automobile_insurance)

UAIC does not currently offer an online agent to assist customers in locating a local insurance agent. Therefore, you need to take additional steps to try to locate a local insurance agent since UAIC lacks online tools to assist customers.

UAIC Car Insurance Monthly Rates by Provider & Driving Record

Insurance Company	One Accident	One DUI	One Ticket	Clean Record
	$713	$775	$410	$410
	$150	$169	$132	$124
	$320	$260	$260	$250
	$219	$267	$267	$160
	$225	$198	$198	$181
	$435	$292	$267	$160
	$147	$136	$136	$127
	$245	$216	$216	$210
	$327	$197	$252	$252
	$200	$561	$252	$170

The most direct way to contact UAIC is to call the direct customer care number. Having a conversation with a live representative is the quickest way to get the information needed, whether it is finding an agent nearby or addressing some inquiries about policies and coverage.

Exploring Career Opportunities at UAIC

UAIC currently has job openings in three main areas: Claims, Legal, and Underwriting. Their website is trying to promote online job openings so visitors may frequently check the job openings available, including Accounting, Corporate and executive roles, and IT.

To apply for a position, candidates must complete a job application instead of submitting a resume. To locate the open position, however, users must examine each category on the website, such as accounting, IT roles, and so on. The site does not offer a facility for searching for specific occupations.

There are several benefits offered to full-time employees of UAIC, which include:

• Health insurance
• 401(k) savings plan
• Life insurance
• Accidental death insurance
• Paid holidays

United Automobile Insurance shares information about upcoming job fairs on its website. While the company isn’t participating in any fairs at the moment, it encourages visitors to check back often for the latest updates. For further details, check out our in-depth “Do auto insurance companies check employment status?” article.

United Automobile Insurance Company (UAIC) Insurance Coverage Options

When finding the right insurance, United Automobile Insurance Company (UAIC) offers different types of protection options that can be customized by the customers that fit on their needs. For additional insights, discover our comprehensive guide to “Auto Insurance Coverage.”

UAIC Car Insurance Coverage Options

To help you understand how UAIC can protect you and your car, this is the research examining the many options for coverage that the company offers.

UAIC Car Insurance Discounts

Whether you’re a new driver or considering switching providers, UAIC offers a range of policies designed to meet your specific needs. From standard to comprehensive coverage, we’ll break down what each option covers and how it can safeguard you on the road.

In straightforward terms, non-standard insurance caters to individuals who may be challenging to insure, including those deemed uninsurable.

The types of people who might qualify for non-standard insurance are:

• Drivers with one or more DUI/DWI convictions
• Teen drivers
• Drivers with a lot of accident claims
• Drivers with a lot of points on their license

Individuals without high-risk characteristics can still consider UAIC for their auto insurance; however, they may find more suitable options with other insurers. Additionally, A.M. Best has retracted its UAIC rating at the company’s request. See if you’re getting the best deal on car insurance by entering your ZIP code below.