Best Mercedes-Benz Sprinter Auto Insurance in 2025 (Check Out These 10 Companies)

The best Mercedes-Benz Sprinter auto insurance picks are Geico, USAA, and Erie, known for their exceptional coverage and customer service.

These companies stand out in the competitive auto insurance market by offering robust policies tailored to the unique needs of Mercedes-Benz Sprinter owners. Learn more by reading our guide titled, “What are the benefits of auto insurance?“

Our Top 10 Company Picks: Best Mercedes-Benz Sprinter Auto Insurance

With a focus on affordability, comprehensive coverage, and responsive customer support, they ensure that drivers receive value and peace of mind. Choosing the right insurer is crucial, as it affects not only the cost but also the extent and effectiveness of coverage in case of an incident. Enter your ZIP code for free Mercedes-Benz Sprinter car insurance quotes from top companies.

#1 – Geico: Top Overall Pick

Pros

• Competitive Premiums: Geico offers some of the most affordable Mercedes-Benz Sprinter auto insurance rates, thanks to their 25% multi-vehicle discount.
• Superior Financial Strength: With an A++ rating from A.M. Best, Geico promises robust financial reliability for claims on Mercedes-Benz Sprinters.
• Extensive Discounts: Geico provides a range of discounts that benefit Mercedes-Benz Sprinter owners, enhancing overall affordability. Learn more by reading our guide titled, “Geico Auto Insurance Review.”

Cons

• Coverage Limitations: Some Mercedes-Benz Sprinter owners may find Geico’s coverage options less extensive compared to other insurers.
• Customer Service Variability: Geico’s customer service quality can vary, potentially affecting the insurance experience for Mercedes-Benz Sprinter owners.

#2 – USAA: Best for Military Benefits

Pros

• Tailored to Service Members: USAA offers specialized auto insurance benefits for military personnel who own Mercedes-Benz Sprinters. Unlock details in our guide titled, USAA auto insurance review.
• High Financial Rating: USAA’s A++ rating from A.M. Best ensures excellent financial stability for handling claims on Mercedes-Benz Sprinters.
• Low Multi-Vehicle Discount Impact: Despite a lower 10% multi-vehicle discount, USAA’s overall rates remain competitive for Mercedes-Benz Sprinter owners.

Cons

• Membership Restrictions: USAA’s services are only available to military members and their families, limiting access to the Mercedes-Benz Sprinter owners.
• Less Flexibility: Compared to others, USAA might offer fewer options for customizing Mercedes-Benz Sprinter insurance policies.

#3 – Erie: Best for Customer Service

Pros

• Customer Support Excellence: Erie is renowned for exceptional customer service, providing personalized attention to Mercedes-Benz Sprinter owners.
• Consistent Coverage Options: Erie offers comprehensive insurance coverage that meets the unique needs of Mercedes-Benz Sprinter drivers.
• A+ Financial Stability: Erie’s A+ rating from A.M. Best assures strong backing for insurance claims of Mercedes-Benz Sprinter customers. Delve into our evaluation of “Erie Auto Insurance Review.”

Cons

• Higher Premiums for Some Policies: Erie’s premiums may be higher for certain Mercedes-Benz Sprinter insurance policies, depending on the coverage.
• Limited Geographical Availability: Erie’s services are not available nationwide, which could restrict options for some Mercedes-Benz Sprinter owners.

#4 – Allstate: Best for Wide Coverage

Pros

• Diverse Policy Options: Allstate offers a variety of coverage options that cater to the specific needs of Mercedes-Benz Sprinter owners. Access comprehensive insights into our guide titled Allstate auto insurance review.
• Strong Multi-Vehicle Discount: With a 25% discount for multi-vehicle policies, Allstate enhances affordability for owners of multiple Mercedes-Benz Sprinters.
• Excellent Financial Rating: Allstate’s A+ rating from A.M. Best ensures reliability and capacity to handle claims effectively for Mercedes-Benz Sprinter insurance.

Cons

• Higher Rate Tendency: Despite strong discounts, Allstate’s rates can still be on the higher side for some Mercedes-Benz Sprinter coverage levels.
• Complex Policy Management: Some customers may find managing their Mercedes-Benz Sprinter insurance policies with Allstate more complex due to the extensive options available.

#5 – Progressive: Best for Flexible Options

Pros

• Customization at Its Best: Progressive offers highly flexible policy options, allowing Mercedes-Benz Sprinter owners to tailor their coverage extensively. Delve into our evaluation of Progressive auto insurance review.
• Discounts for Responsiveness: Progressive’s 12% discount for multi-vehicle setups benefits Mercedes-Benz Sprinter owners, especially those prioritizing flexible terms.
• Strong Online Tools: Progressive is known for its superior online management tools, making insurance handling smoother for Mercedes-Benz Sprinter owners.

Cons

• Variable Customer Feedback: Customer satisfaction can vary, with some Mercedes-Benz Sprinter owners experiencing less favorable interactions.
• Premium Fluctuations: Progressive’s premiums might fluctuate more than some competitors, affecting budget planning for Mercedes-Benz Sprinter insurance.

#6 – State Farm: Best for Comprehensive Coverage

Pros

• Broad Coverage Spectrum: State Farm excels in offering extensive coverage options that benefit Mercedes-Benz Sprinter owners significantly. Discover insights in our guide titled, State Farm auto insurance review.
• Good Multi-Vehicle Discounts: With a 20% discount on multi-vehicle policies, State Farm offers considerable savings for Mercedes-Benz Sprinter owners.
• Strong Support Network: State Farm’s nationwide network of agents provides accessible support and assistance for Mercedes-Benz Sprinter insurance.

Cons

• Higher Premiums Possible: Even with discounts, State Farm’s premiums can be relatively higher for some coverage levels of Mercedes-Benz Sprinter insurance.
• Limited Discount Scope: The benefits of multi-policy discounts with State Farm are not as pronounced as with some competitors, affecting overall savings for Mercedes-Benz Sprinter owners.

#7 – American Family: Best for Personalized Service

Pros

• Custom-Tailored Policies: American Family offers personalized service, ensuring that each Mercedes-Benz Sprinter insurance policy is suited to the owner’s specific needs.
• Strong Multi-Vehicle Discount: A 20% discount on multi-vehicle policies helps reduce costs for Mercedes-Benz Sprinter owners managing several vehicles. See more details in our guide titled, “American Family Auto Insurance Review.”
• Consistently Positive Customer Experiences: American Family is known for its customer-oriented approach, often resulting in high satisfaction rates for Mercedes-Benz Sprinter insurance.

Cons

• Limited Availability: American Family’s coverage options and availability can vary by region, which might restrict access for some Mercedes-Benz Sprinter owners.
• Pricing Variability: While offering personalized services, American Family’s rates can sometimes be inconsistent, affecting budget planning for Mercedes-Benz Sprinter clients.

#8 – Nationwide: Best for Multi-Policy Discounts

Pros

• Exceptional Multi-Policy Benefits: Nationwide offers significant savings through its multi-policy discounts, greatly benefiting Mercedes-Benz Sprinter owners with multiple insurance needs.
• Comprehensive Coverage Options: Nationwide provides a wide range of coverage choices, ensuring that all aspects of Mercedes-Benz Sprinter insurance are addressed. Read up on the Nationwide auto insurance review for more information.
• High Customer Satisfaction: Known for its customer service, Nationwide maintains strong relations with its clients, enhancing the insurance experience for Mercedes-Benz Sprinter owners.

Cons

• Costly Premiums Without Discounts: Without qualifying for discounts, Nationwide’s premiums can be higher compared to other insurers for Mercedes-Benz Sprinter insurance.
• Complexity in Policy Customization: Some Mercedes-Benz Sprinter owners may find the policy customization process with Nationwide to be intricate and time-consuming.

#9 – Liberty Mutual: Best for Customizable Coverage

Pros

• Highly Customizable Plans: Liberty Mutual offers extensive customization options for Mercedes-Benz Sprinter insurance, catering to diverse needs and preferences.
• Strong Financial Backing: With an A rating from A.M. Best, Liberty Mutual is well-equipped to handle claims reliably for Mercedes-Benz Sprinters. Discover more about offerings in our complete Liberty Mutual auto insurance review.
• Generous Multi-Vehicle Discount: A 25% discount on multi-vehicle policies aids in reducing insurance costs for owners of multiple Mercedes-Benz Sprinters.

Cons

• Higher-End Pricing: Despite discounts, Liberty Mutual’s pricing can still be on the higher end for some Mercedes-Benz Sprinter insurance policies.
• Varied Customer Service Quality: Customer service quality at Liberty Mutual can vary, potentially impacting the satisfaction of Mercedes-Benz Sprinter insurance holders.

#10 – Travelers: Best for Extensive Network

Pros

• Widespread Service Network: Travelers boast an extensive network that provides dependable service across many regions for Mercedes-Benz Sprinter insurance.
• Robust Policy Offerings: The company offers a broad range of policies that effectively cater to the complex needs of Mercedes-Benz Sprinter owners. See more details in our guide titled, “Travelers Auto Insurance Review.”
• Top-Tier Financial Stability: With an A++ rating from A.M. Best, Travelers demonstrates exceptional financial strength, ensuring reliability in the claim handling of Mercedes-Benz Sprinter owners.

Cons

• Lower Multi-Vehicle Discount: With an 8% discount, Travelers offers a less competitive multi-vehicle discount rate for Mercedes-Benz Sprinter owners compared to other insurers.
• Premium Costs: Travelers’ premiums, while justifiable by their services, can be relatively high, impacting cost-effectiveness for some Mercedes-Benz Sprinter owners.

Sprinter Insurance Rate Breakdown

For those considering auto insurance for a Mercedes-Benz Sprinter, understanding how monthly rates vary by coverage level and provider is crucial. This detailed comparison will help you navigate your choices more effectively.

Mercedes-Benz Sprinter Auto Insurance Monthly Rates by Provider & Coverage Level

The table below presents the monthly rates for both minimum and full coverage across various insurance providers. State Farm and USAA offer the most competitive rates, with State Farm’s minimum coverage starting at $93 and USAA’s full coverage at $210.

On the higher end, Liberty Mutual charges $110 for minimum and $250 for full coverage, representing the most expensive option. Geico and Nationwide also stand out for their affordability, with minimum coverage rates at $95 and $96 respectively, and both offering full coverage at $220.

This range of prices showcases the significant differences in potential costs, enabling Mercedes-Benz Sprinter owners to choose insurance that fits their budget and coverage needs optimally. For additional details, explore our comprehensive resource titled, “What is full coverage auto insurance?“

Are Vehicles Like the Mercedes-Benz Sprinter Expensive to Insure

Understanding the insurance costs for large vehicles like the Mercedes-Benz Sprinter and its competitors is essential for making an informed decision. Here, we compare the Sprinter’s insurance rates with those of other similar vans to provide a clear financial perspective.

The provided data illustrates that insurance costs can vary significantly among similar types of vans, with the Mercedes-Benz Sprinter’s insurance rates aligning closely with industry averages for comprehensive, collision, and full coverage.

This information is crucial for potential owners to budget effectively and select an insurance plan that best suits their needs.

This comparison of insurance rates reveals that costs can vary significantly among vehicles similar to the Mercedes-Benz Sprinter, highlighting the importance of considering insurance expenses when evaluating different vehicle options. Access comprehensive insights into our guide titled, “What is the average auto insurance cost per month?“

This comparison highlights the variety in insurance costs among vehicles comparable to the Mercedes-Benz Sprinter. Whether considering a Honda Odyssey or a Chrysler Pacifica Hybrid, potential insurance expenses play a critical role in the total cost of ownership, assisting buyers in choosing a vehicle that aligns with their budget and coverage needs.

What Impacts the Cost of Mercedes-Benz Sprinter Insurance

As with any car, your Mercedes-Benz Sprinter car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Mercedes-Benz Sprinter trim level you buy will also impact the total price you will pay for Mercedes-Benz Sprinter insurance coverage.

Read more: Top 7 Factors That Affect Auto Insurance Rates

Ways to Save on Mercedes-Benz Sprinter Insurance

Securing affordable insurance for your Mercedes-Benz Sprinter doesn’t mean you have to compromise on quality. By adopting strategic approaches and leveraging specific discounts, you can significantly lower your insurance costs without sacrificing coverage.

• Don’t always pick the cheapest Mercedes-Benz Sprinter insurance policy.
• Make sure you use an accredited driver safety program.
• Ask about discounts for people with disabilities.
• Ask for a Mercedes-Benz Sprinter discount if you have a college degree.
• Take a refresher course as an older driver.

Implementing these strategies can lead to significant savings on your Mercedes-Benz Sprinter insurance. By focusing on accredited programs, taking advantage of specific discounts, and enhancing your driving skills, you can enjoy both reduced rates and improved safety. Access comprehensive insights into our guide titled “What are the recommended auto insurance coverage levels?“

Top Mercedes-Benz Sprinter Insurance Companies

When it comes to insuring a Mercedes-Benz Sprinter, choosing the right insurance provider is crucial. Below is a list of leading auto insurers, ranked by market share, known for offering competitive rates and discounts for Sprinter owners. See more details in our guide titled, “Types of Auto Insurance.”

The data on the largest auto insurers by market share illustrates the diverse options available for Mercedes-Benz Sprinter insurance.

This information aids drivers in selecting a company that not only offers favorable rates but also aligns with their specific coverage needs and preferences.

This snapshot of the largest auto insurers by market share illustrates the competitive landscape of the industry. Companies like State Farm, Geico, and Progressive lead, indicating their significant role in shaping auto insurance policies and practices nationwide.

You can compare quotes for Mercedes-Benz Sprinter auto insurance rates from some of the best auto insurance companies by using our free online tool below now.