Best Driver’s Ed Auto Insurance Discounts in 2025 (Save up to 20% With These 10 Companies)

State Farm, Geico, and Allstate have the best driver’s ed auto insurance discounts, with savings of up to 20% on auto insurance policies.

Not all companies offer a driver’s ed discount on insurance. If a company does, you must ensure the driver’s ed class you took qualifies for an auto insurance discount. Take a look at the best companies that offer a driver’s ed insurance discount below.

Our Top 10 Company Picks: Best Driver’s Ed Auto Insurance Discounts

Discover how to obtain a driver’s ed discount code, find the best auto insurance companies offering a driving school car insurance discount, and explore additional discounts that can help reduce insurance rates.

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How to Get a Driver’s Ed Auto Insurance Discount

Getting a driver’s ed discount is generally straightforward. You can likely obtain an insurance discount by taking a driver education course, but it is important first to verify if your insurance company provides this benefit.

Additionally, review the insurer’s criteria for an acceptable course and ensure you provide proof of completion to the company. Most auto insurance companies will have a list of what courses they accept for the driver’s ed discount. You can also check the discount amount to determine if insurance is cheaper with driver’s ed and if you can receive a driving school certificate insurance discount.

Driver’s ed is also a great way to help teen drivers get their license, as it gives them practice on the road (Learn More: How to Help Teen Drivers Get Their First License). Read on for a breakdown of each step.

Complete Applicable Driver’s Ed Course

Before enrolling in a driver’s ed class, contact your auto insurance company to confirm that they accept the specific program you plan to take. Some insurers may only offer driving school insurance discounts for courses provided directly by the insurance company or those approved by the DMV. For example, ensure that the course qualifies for USAA defensive driving discounts or Progressive driver’s ed discounts if applicable.

After confirming that your driver education course qualifies for an insurance discount, you must sucessfully complete the course to be eligible for the discount.

Insurance companies typically do not offer a driver education course discount to those who have not finished the course. Drivers must have successfully completed a driver education course in order to qualify for the discount on their auto insurance policy.

Give Your Auto Insurance Company a Copy of Your Driver’s Ed Certificate

After finishing the driver’s ed course, inform your insurer and submit proof of completion. Most insurance companies will require a certificate of completion to apply auto insurance discounts for completing a driving course.

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If you took an online driver’s ed course for an insurance discount, ensure you provide the necessary documentation to your insurer. If the insurance company provides the driver’s ed course, you probably won’t need to submit proof to receive insurance discounts for taking driver’s ed.

To find out which insurance companies accept driving school course discount certificates, check with your insurer directly. After informing your insurance company and showing them the certificate, you should get an applicable driver’s ed discount immediately applied to your policy and have lower rates on your next bill.

Best Companies for Driver’s Ed Discount

Does driver’s ed reduce insurance? Yes, but how much you’ll save depends on what discount amount is offered at an auto insurance company and what their rates are to start with. For example, the driver’s ed Progressive insurance discount is 10%, which is higher than Traveler’s discount.

Below see how much a driver’s ed discount will save you at the best companies.

Auto Insurance Monthly Rates Before & After Driver's Ed Discount

Another factor that will affect what you pay is your driving record. A driver’s ed discount will only reduce rates so far if you are already paying expensive rates. The table below displays rates at the top companies for different driving records.

State Farm has the biggest discount for driver’s ed customers with it’s Steer Clear driving program, and it also has some of the most affordable rates in general (Learn More: What is the Steer Clear program from State Farm?). You can get quotes directly from State Farm, or use a free quote comparison tool to compare multiple companies’ rates.

While the companies listed above are the best for driver’s ed discounts, some other companies still offer insurance discounts. It’s important to check with your company before joining a driver’s ed course with the intention of saving money, as not all companies offer an insurance discount for driver’s ed. The following companies also offer discounts for customers who take driver’s ed courses:

• The Hanover
• The Hartford

Even if your insurance company isn’t listed, it might still offer a program for safe drivers to earn a policy discount, such as using a Driver’s Education of America discount code, an Allstate driver’s ed discount, or a driver’s ed insurance discount with State Farm.

Other Discounts That Decrease Auto Insurance Costs

Since not every provider or state offers driver’s ed discounts, it’s important not to depend on a driver’s ed discount to reduce costs. There are plenty of other discounts that may be available at your insurance company and can help you obtain affordable car insurance, which we’ve covered below. 

Auto insurance companies offer a few different discounts based on the way you pay for your auto insurance such as:

• Autopay Discounts: Some insurers offer a small discount if you sign up for autopay. Autopay also ensures you don’t get penalized for late payments. 
• Early Signing Discounts: Some auto insurance companies will offer discounts for early signing.
• Full Payment Discounts: Paying in full rather than on a payment plan often earns you a discount on a car insurance policy. 
• Paperless Discounts: Going paperless for bills and other documents can earn you a small discount. Read more to learn how to get an electronic automatic billing auto insurance discount.

In addition to payment discounts, you can get discounts based on your policy type and the type of vehicle you insure. The best policy and vehicle discounts are:

• Bundling Discounts: You’ll earn a discount if you bundle multiple insurance policies, such as home and auto insurance.
• Car Safety Discounts: The more safety features your car has and the better it performs in a crash, the lower your auto insurance rate will be.
• Multi-Car Discounts: Insurers will offer a multi-car discount if you have more than one car insured by them. 

Finally, drivers can save based on how they drive with low mileage and safe driver program discounts.

• Low Mileage Discounts: Some insurers offer a low-mileage auto insurance discount. Generally, drivers must travel fewer than 10,000 miles per year to qualify. 
• Safe Driver Program Discounts: Signing up with an insurance company’s safe driving program or having a clean record can earn you a significant discount. You can also earn cash back for being a safe driver.

Applying the auto insurance discounts above and comparing quotes from various insurance providers can lead to savings on your car insurance policy.

Good driving skills will also help drivers avoid accidents and tickets, which will keep auto insurance rates low at most insurance companies.

Getting Auto Insurance Savings With Driver’s Ed Discounts

Taking a driver’s education course can save you money on car insurance, especially from the companies with the best driver’s ed auto insurance discounts. Before enrolling in a driver’s education course, however, it’s crucial to confirm that your insurance provider offers a discount and that they approve the course you plan to take.

After successfully completing the course, you’ll need to provide proof of completion to qualify for the insurance discount. Taking a driver’s education course can save you money on car insurance (Learn More: How to Lower Your Auto Insurance Rates).

Even if you don’t earn a driver’s ed discount, there are still plenty of ways to save on your auto insurance. To find the best car insurance rates in your area, use our free quote comparison tool today to find cheap auto insurance rates online.