Best Auto Insurance After a DUI in California (Top 10 Companies in 2025)

The top companies that stand out for the best auto insurance after a DUI in California are Safeco, USAA, and Travelers.

The best auto insurance companies for DUI drivers in California offer discount savings and complete protection plans to DUI customers.

Our Top 10 Company Picks: Best Auto Insurance in California After a DUI

If you’re wondering “How much will a DUI increase my insurance?” Our guide goes over finding cheap DUI insurance rates in California, as well as all the pros and cons of these companies so you can choose a California DUI car insurance that’s perfect for your individual needs.

You can also enter your ZIP in our free quote comparison tool to find the cheapest California car insurance after a DUI.

#1 – Safeco: Top Overall Pick

Pros

• Online Tools: Drivers seeking cheap insurance for a DUI in California can use Safeco’s online app and company website for easy management.
• Claims-Free Cash Back: California DUI auto insurance customers get cash back for not filing claims and driving safely.
• Customizable Coverages: California DUI policies can be adjusted with different coverages and deductibles.

Cons

• Customer Satisfaction in California: Safeco may not be the best for DUI customers as it has low overall ratings, which you can learn about in our Safeco auto insurance review.
• California Agent Quotes: You can’t complete a DUI insurance quote online, as you will be directed to an agent to finish an online quote.

#2 – USAA: Best for Military Savings

Pros

• Military Savings: For California auto insurance with DUI coverage, military and veterans will find some of the best deals at USAA. Find out more in our USAA auto insurance review.
• Customer Satisfaction: USAA has one of the highest ratings for overall satisfaction in California with services and claims for DUI drivers.
• California Discount Opportunities: DUI drivers can work to lower their rates by participating in good driver programs, bundling their policies, and more.

Cons

• Membership Restrictions: USAA only sells to California DUI residents who are military or veterans.
• California Coverage Options: USAA doesn’t offer as many add-ons as other major California DUI insurance companies, although it has a good list of basics.

#3 – Travelers: Best for Filing Claims

Pros

• Filing Claims: For those requiring California car insurance after a DUI, Travelers has a straightforward claims filing process.
• Financial Stability: An A++ rating from A.M. Best helps Travelers stand out from other Californian DUI companies.
• California DUI Coverage Options: Travelers offers many coverage options for DUI drivers. For a complete list, read our Travelers auto insurance review.

Cons

• IntelliDrive Discount Not in California: DUI drivers in California can’t join the discount program.
• Customer Service: The service from California representatives for DUI customers is considered average or below average in most customer reviews.

#4 – State Farm: Best for Local Agents

Pros

• Local Agents: State Farm’s agents help with California auto insurance for anyone with a DUI. Read more in our review of State Farm auto insurance.
• California Coverage Options: Our research shows customers in California with DUI auto insurance can add extra coverages like roadside assistance.
• Discount Opportunities: DUI customers in California can work to lower rates with some of State Farm’s discount opportunities.

Cons

• Fewer Online Tools: State Farm has fewer online customer management insurance tools for California DUI drivers.
• Financial Rating: State Farm isn’t as financially strong as other California DUI auto insurance companies.

#5 – Progressive: Best for Competitive Rates

Pros

• Competitive Rates: Progressive leads in offering the cheapest car insurance for a DUI in California with its competitive pricing structure.
• Online Tools: Progressive has useful budgeting and online management tools for California DUI customers.
• California DUI Coverage Options: Progressive sells many coverage options, including rental car reimbursement. Read our Progressive auto insurance review for a full list.

Cons

• Snapshot Not Available in California: DUI drivers can’t try to get a discount with Snapshot in California.
• California DUI Customer Ratings: Ratings for Progressive’s DUI insurance aren’t as good as those of other companies like Safeco.

#6 – Nationwide: Best for Accident Forgiveness

Pros

• Accident Forgiveness: Nationwide forgives some California DUI drivers for their first accident.
• Flexible Insurance Options: Nationwide provides auto insurance specifically for DUI in California through various programs, including SmartMiles for low-mileage drivers.
• California Bundling Discount: DUI drivers can bring rates down by purchasing home or renters insurance with their auto insurance.

Cons

• Local Agent Availability: Some California DUI customers may have trouble finding a local agent.
• California DUI Customer Satisfaction: Ratings are average or worse than most customers, which you can learn about in our Nationwide auto insurance review.

#7 – Amica: Best for Customer Service

Pros

• Customer Service: Amica ranks highest in California car insurance DUI satisfaction ratings, which you can check out in our Amica auto insurance review.
• Add-On Coverages: Amica sells extras like full glass coverage to California DUI drivers.
• California Discount Opportunities: DUI drivers can earn small discounts for doing simple things like going paperless.

Cons

• Young Driver Rates: Amica is less affordable for young California drivers with a DUI.
• No Rideshare Insurance: DUI drivers won’t be able to buy rideshare insurance in California.

#8 – Farmers: Best for First-Responders

Pros

• First-Responder Discount: Farmers is the best auto insurance with a DUI for first responders and gives them cheap rates too.
• Local Agents: Car insurance for DUI offenders in California includes personalized support through local representatives. Learn more in our Farmers auto insurance review.
• Coverage Options: DUI customers can add on extras like California roadside assistance.

Cons

• Accident Forgiveness: California DUI customers will have to pay extra to add accident forgiveness to their policy.
• Signal Discount Not in California: DUI drivers can’t participate in the Signal program, as it’s unavailable in California.

#9 – Allstate: Best for Add-On Coverages

Pros

• Add-On Coverages: Allstate offers the best insurance packages after a DUI, including gap insurance and roadside assistance. Read our Allstate auto insurance review to learn what else is offered.
• Online Tools: Allstate’s app lets California DUI drivers file insurance claims, pay bills, and more.
• California Discount Options: DUI drivers can save small amounts by joining auto-pay or going paperless.

Cons

• Milewise Not in California: Allstate’s mileage-based insurance isn’t sold in California, which will reduce saving opportunities for DUI drivers.
• Drivewise Not in California: Allstate’s discount program is also not available in California, reducing saving opportunities for DUI drivers.

#10 – The General: Best for High-Risk Coverage

Pros

• High-Risk Coverage: The General specializes in high-risk coverage for California DUI drivers, which you can read more about in our review of The General auto insurance.
• California SR-22 Filing: The General will file SR-22 insurance forms for its high-risk DUI customers.
• Mobile App: The General’s app is intended to make policy management for California DUI customers easier.

Cons

• California Coverage Options: The General doesn’t sell as many add-on coverages as other DUI California companies.
• Higher California Rates: The General is not an affordable car insurance for high-risk drivers for DUI customers in California.

Compare DUI Insurance Rates From the Best California Companies

Drivers with one DUI will have more affordable rates than multiple DUI offenders, making it easier to get cheap insurance from the best California companies. For those seeking California car insurance with a DUI, the table below shows average rates for a DUI offender at the top companies.

California DUI Auto Insurance Monthly Rates by Coverage Level & Provider

While drivers can still get cheap auto insurance after a DUI in California, rates won’t be as cheap as if drivers had a clean driving record. DUI car insurance rates will be even more expensive if drivers are required to buy high-risk insurance.

Minimum coverage will be the cheapest insurance option for a DUI in California, although it doesn’t offer much financial protection in an accident.

How to Save on California DUI Insurance

Drivers looking to lower their rates at the best car insurance companies for a DUI in California can start by applying for discounts, these discounts serves as the oldest DUI insurance trick to lower rates. The best insurance companies for a DUI on our list offer plenty of discounts to help customers save.

Multi-policy discounts are one of the best ways for drivers to lower DUI insurance costs in California, and they offer the convenience of keeping insurance policies at one provider.

California residents can also adjust their auto insurance deductibles or shop around for auto insurance quotes to get cheap auto insurance for DUI drivers.

Because companies consider DUI drivers high-risk, DUI drivers in California will pay more for car insurance than drivers without a DUI. Knowing discounts and where to get them can help get you the cheapest DUI insurance in California.

Finding The Best Auto Insurance After a DUI in California

Safeco, USAA, and Travelers are the best California auto insurance companies after a DUI, with full coverage options and auto insurance discounts.

High-risk drivers also have plenty of other great options on our list, and we recommend shopping around to find the company that is the best fit for your budget and insurance needs.

Ready to lower your California DUI insurance costs? Use our free tool to find the best insurance in California after a DUI today.