Best Auto Insurance Discounts for University of Michigan Alumni in 2025 (Save up to 25% With These 10 Companies)

If you graduated from UMich, the best auto insurance discounts for University of Michigan alumni come from Geico, State Farm, and Progressive.

Many insurance companies offer auto insurance discounts for alumni for different colleges, including the University of Michigan.

University of Michigan alumni discounts can help you save up to 25% on your car insurance policy. You may also qualify for additional discounts, like savings for being a good driver.

Our Top 10 Picks: Best Auto Insurance Discounts for University of Michigan Alumni

Explore the best University of Michigan car insurance discounts below, and learn other ways to keep your rates low. Then, enter your ZIP code into our free comparison tool above to see personalized quotes.

Auto Insurance Discounts for University of Michigan Alumni

One of the benefits of U of M alumni association membership is that you’ll be eligible for car insurance discounts from a variety of companies. Several companies offer a discount for alums, but the five listed below offer the biggest savings:

• Geico: Geico offers a discount of up to 25% for UMich insurance. It also has low overall rates — see how much you might pay in our Geico auto insurance review.
• State Farm: With savings of up to 22%, State Farm offers one of the best University of Michigan discounts. Explore other ways to save in our State Farm auto insurance review.
• Progressive: Use Progressive’s alumni insurance program discount to save 20% on your insurance. Learn how Progressive keeps rates low in our Progressive auto insurance review.
• Liberty Mutual: University of Michigan alumni can benefit from Liberty Mutual’s affinity discount. If you work at the college, check out our Liberty Mutual auto insurance review to see University of Michigan employee discounts.
• Allstate: Allstate includes the University of Michigan in its list of alumni associations eligible for discounts. Alumni heading back to school should read our Allstate auto insurance review to see University of Michigan student discounts.

While these are our top picks for University of Michigan discounts, there are plenty of alternatives. If you want the best car insurance discount for University of Michigan alumni, make sure to compare quotes with as many companies as possible.

Aside from car insurance discounts, you should also check other companies for UMich discounts. For example, some graduates may be eligible for Michigan medicine discounts through the UMich Alumni Association.

Auto Insurance Discounts for University of Michigan Employees

If you work for the University of Michigan, the University factors the cost of personal insurance into its mileage reimbursement for employees who use their personal vehicles at work. If your auto insurance doesn’t pay for all your damage, the University’s liability auto insurance may cover some of your expenses.

The UMich mileage reimbursement program can help you keep your transportation costs down. For more information about University of Michigan mileage reimbursement, speak with your supervisor or HR representative.

Auto Insurance Costs for University of Michigan Alumni

How much is the cheapest car insurance in Michigan? The answer is a little more complicated than the average lowest auto insurance in Michigan. Insurance companies use a variety of factors to determine how much to charge for insurance.

A smaller factor is your education – the more education you have, the less likely you are to drive recklessly or file claims.

Because of this, college graduates usually pay slightly lower rates. To see how much you might pay for your Michigan insurance, check the rates below.

Michigan Monthly Auto Insurance Rates by Age, Gender, & Coverage Level

You might notice that Michigan auto insurance rates are higher than the national average. Due to Michigan’s unique no-fault insurance system and high medical coverage requirements, car insurance premiums are historically high.

However, you don’t have to wonder how to get lower car insurance in Michigan. Aside from University of Michigan Alumni Association discounts, there are plenty of other ways to save.

How to Qualify for a University of Michigan Auto Insurance Discount

You might think that you qualify for an alumni discount just because you graduated from UMich. However, that’s not necessarily true. To qualify for a University of Michigan alumni car insurance discount, you typically need to meet the following criteria:

• Be a Verified Alum: You must be a graduate or former student of the University of Michigan. Some insurance companies may verify your alumni status through the university or alumni association.
• Choose a Participating Insurer: Select an insurance company that offers an alumni discount, such as Geico, State Farm, or Liberty Mutual. Not all companies provide this benefit, so checking with your insurer is key.
• Mention Affinity Discounts: When applying or renewing your policy, inform the insurance provider of your alumni status to apply any eligible discounts.
• Stay in Good Standing: You may need to maintain active membership in the University of Michigan Alumni Association or other qualifying organizations that your insurer partners with.

For the most part, you can only get an affinity discount for one type of membership. For example, if you’re one of the many Wolverines who start a career at the college, you probably won’t qualify for UMich employee discounts and alumni savings.

However, it doesn’t hurt to check if you qualify for additional U of M employee discounts. No matter the type of auto insurance you want to purchase, you should always ask a representative to double-check your policy for more discounts.

Other Ways for University of Michigan Alumni to Save on Auto Insurance

Car insurance can be expensive, especially in Michigan. Whether you’re a fresh graduate, you haven’t seen school in a few decades, or you’re considering furthering your education, taking steps to find affordable coverage is integral.

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While finding an alumni discount is a great way to keep your rates low, it’s not the only way. Check out the tips below to find the cheapest auto insurance companies possible.

• Bundle Policies: Combine the best auto and home insurance in Michigan to receive multi-policy discounts.
• Maintain a Clean Driving Record: Avoid accidents and traffic violations to qualify for safe driver discounts and lower rates over time.
• Increase Your Deductible: Opting for a higher deductible can reduce your premium, though you’ll pay more out-of-pocket in the event of a claim.
• Take Advantage of Discounts: Most companies offer a variety of discounts to help you save. Auto insurance discounts usually apply directly to your account, but you can always ask a representative to check that you’re getting everything.

You should also regularly compare quotes from different insurers to ensure you’re getting the best rate and taking advantage of any new savings opportunities. Most companies make getting a personalized quote easy – simply visit their website and fill out a request form.

Alternatively, you can save time and effort by using a free online quote-generator tool to see rates from multiple companies simultaneously.

Find the Best Auto Insurance Discounts for University of Michigan Alumni Today

Auto insurance discounts are available for University of Michigan alumni and members of the alumni association from many companies. In addition, if you’re an alumni of the University of Michigan but are pursuing a higher degree, you can still get auto insurance for graduate students and save with the UMich alumni insurance discount.

UMich also offers discounts on life and health insurance, a discount on labor for repairs from Dependable Collision Center, discounts on auto transport, pet insurance, rental cars, hotels, and more. Enter your ZIP code below to compare quotes from various companies and see how a UMich insurance discount could help you save.