Best Cheap Auto Insurance in West Valley City, UT (2021)

The average West Valley City, UT auto insurance rates are $368 per month. The minimum auto insurance in West Valley City is at least 25/65/15 in coverage to comply with Utah auto insurance laws. To find the best cheap auto insurance in West Valley City, Utah, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in West Valley City, UT for senior drivers are $2,366 per year
  • The cheapest auto insurance company in West Valley City is USAA
  • The average commute length in West Valley City is 22.3 minutes

West Valley City, Utah auto insurance requirements are 25/65/15 according to Utah auto insurance laws. Finding cheap auto insurance in West Valley City can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in West Valley City, Utah, including driving record, credit, commute time, and more.

Compare auto insurance in West Valley City to other Utah cities, including South Jordan auto insurance rates, Layton auto insurance rates, and Ogden auto insurance rates to see how West Valley City, Utah auto insurance rates stack up.

Before you buy West Valley City, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free West Valley City, Utah auto insurance quotes.

Minimum Auto Insurance in West Valley City, Utah

West Valley City, Utah auto insurance laws require that you have at least the Utah minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in West Valley City, Utah.

Minimum Required Auto Insurance Coverage in West Valley City, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap West Valley City, Utah Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in West Valley City, Utah are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in West Valley City, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,839 $2,616 $2,591 $2,590 $9,269 $10,402 $2,997 $2,963
American Family $2,516 $2,516 $2,321 $2,321 $9,207 $11,942 $2,516 $2,951
Farmers $2,429 $2,401 $2,142 $2,285 $10,534 $10,865 $2,757 $2,847
GEICO $2,121 $2,377 $2,369 $2,796 $6,467 $6,892 $1,831 $1,822
Liberty Mutual $2,689 $2,894 $2,222 $2,483 $11,228 $12,470 $2,823 $2,983
Nationwide $2,240 $2,258 $2,001 $2,100 $6,294 $7,985 $2,610 $2,793
Progressive $2,808 $2,593 $2,304 $2,453 $11,933 $13,295 $3,244 $3,431
State Farm $3,482 $3,482 $3,195 $3,195 $10,989 $13,660 $3,959 $4,514
USAA $1,797 $1,758 $1,622 $1,606 $6,622 $7,734 $2,180 $2,388

Cheap West Valley City, Utah Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in West Valley City, Utah is a challenge. Take a look at the annual teen auto insurance rates in West Valley City, Utah.

Annual Auto Insurance Rates for Teen Drivers in West Valley City, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,269 $10,402
American Family $9,207 $11,942
Farmers $10,534 $10,865
GEICO $6,467 $6,892
Liberty Mutual $11,228 $12,470
Nationwide $6,294 $7,985
Progressive $11,933 $13,295
State Farm $10,989 $13,660
USAA $6,622 $7,734

Cheap West Valley City, Utah Auto Insurance for Seniors

What are senior auto insurance rates in West Valley City, Utah? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in West Valley City, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,591 $2,590
American Family $2,321 $2,321
Farmers $2,142 $2,285
GEICO $2,369 $2,796
Liberty Mutual $2,222 $2,483
Nationwide $2,001 $2,100
Progressive $2,304 $2,453
State Farm $3,195 $3,195
USAA $1,622 $1,606

Cheap West Valley City, Utah Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in West Valley City, Utah compared to the annual auto insurance rates with a clean record in West Valley City, Utah.

Annual West Valley City, Utah Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,797 $4,609 $5,420 $4,307
American Family $3,727 $4,674 $5,540 $4,204
Farmers $3,855 $5,020 $4,875 $4,380
GEICO $2,378 $3,741 $4,447 $2,771
Liberty Mutual $3,881 $5,363 $5,755 $4,897
Nationwide $2,803 $3,779 $4,430 $3,129
Progressive $4,429 $6,777 $4,639 $5,187
State Farm $5,259 $6,360 $5,810 $5,810
USAA $2,509 $3,202 $4,326 $2,817

Cheap West Valley City, Utah Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in West Valley City, Utah is not easy. Compare the annual rates for DUI auto insurance in West Valley City, Utah to find the best deal.

Annual Auto Insurance Rates After a DUI in West Valley City, Utah

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,420
American Family $5,540
Farmers $4,875
GEICO $4,447
Liberty Mutual $5,755
Nationwide $4,430
Progressive $4,639
State Farm $5,810
USAA $4,326

Cheap West Valley City, Utah Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how West Valley City, Utah annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in West Valley City, Utah

Insurance Company Poor Fair Good
Allstate $6,068 $4,071 $3,461
American Family $5,704 $4,279 $3,625
Farmers $5,175 $4,320 $4,103
GEICO $5,090 $2,812 $2,101
Liberty Mutual $7,078 $4,390 $3,454
Nationwide $4,359 $3,321 $2,925
Progressive $5,910 $5,102 $4,762
State Farm $9,465 $4,756 $3,208
USAA $4,596 $2,942 $2,102

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Cheap West Valley City, Utah Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in West Valley City, Utah can vary. Compare the annual cost of auto insurance by ZIP code in West Valley City, Utah to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in West Valley City, Utah

ZIP Code Average Annual Rates
84120 $4,376
84128 $4,452

Cheap West Valley City, Utah Auto Insurance Rates By Commute

Commute length and annual mileage affect West Valley City, Utah auto insurance. Find the cheapest annual West Valley City, Utah auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in West Valley City, Utah

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,533 $4,533
American Family $4,534 $4,539
Farmers $4,533 $4,533
GEICO $3,279 $3,389
Liberty Mutual $4,895 $5,053
Nationwide $3,535 $3,535
Progressive $5,258 $5,258
State Farm $5,656 $5,963
USAA $3,178 $3,248

Cheap West Valley City, Utah Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in West Valley City, Utah? Check out the comparison of annual West Valley City, Utah auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in West Valley City, Utah

Insurance Company Low Medium High
Allstate $4,310 $4,523 $4,766
American Family $4,390 $4,597 $4,621
Farmers $4,130 $4,466 $5,002
GEICO $3,065 $3,322 $3,616
Liberty Mutual $4,698 $4,954 $5,270
Nationwide $3,866 $3,360 $3,379
Progressive $4,767 $5,037 $5,970
State Farm $5,396 $5,831 $6,202
USAA $3,050 $3,218 $3,372

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Best By Category: Cheapest Auto Insurance in West Valley City, Utah

Compare the cheapest auto insurance companies in West Valley City, Utah in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in West Valley City, Utah

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest West Valley City, Utah Auto Insurance Companies

What auto insurance companies in West Valley City, Utah are the cheapest? Compare the top West Valley City, Utah auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in West Valley City, Utah

Insurance Company Average Annual Rates
Allstate $4,533
American Family $4,536
Farmers $4,533
GEICO $3,334
Liberty Mutual $4,974
Nationwide $3,535
Progressive $5,258
State Farm $5,810
USAA $3,213

What affects auto insurance rates in West Valley City, Utah?

There are a lot of reasons why auto insurance rates in West Valley City, Utah are higher or lower than in other cities. These include traffic and the number of vehicle thefts in West Valley City, Utah. Many local factors may affect your West Valley City auto insurance rates.

West Valley City Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average West Valley City, Utah commute length is 22.3 minutes according to City-Data.

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Compare West Valley City, Utah Auto Insurance Quotes

Before you buy West Valley City, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free West Valley City, Utah auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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