ValuePenguin Review for 2025 (Should You Trust It?)

Our ValuePenguin auto insurance review gives the website a 4.1/5 for its easy-to-use quote tool. Explore discounts and policy tiers from more than 30 insurers for free.

ValuePenguin Rating

ValuePenguin filters results by driver profile, helping high-risk drivers find accurate matchups. It also flags insurers offering roadside assistance, gap coverage, and SR-22 support, and highlights exact coverage levels, showing how each provider structures deductibles and limits.

Keep reading to learn how to find insurer-specific perks like accident forgiveness, usage-based programs, and multi-policy bundling.

One negative aspect of using ValuePenguin is the risk of receiving spam calls and emails after searching for quotes. If you want anonymous auto insurance quotes, use our free quote comparison tool, which sorts options by driver profile.

How the ValuePenguin Quote Tool Works and What You’ll Need

Where can I compare online auto insurance companies? ValuePenguin’s quote tool streamlines the process of comparing real-time auto insurance quotes. If you want to compare car insurance quotes on ValuePenguin, you’ll complete a short application that requires the following specific details:

• Personal Info: Just your name, home address, email, phone number, birthday, gender, marital status, and education level.
• Vehicle Details: Year, make, model, trim, body style, Vehicle Identification Number (optional), ownership type (own, finance, or lease), how the car is used (commute, business, pleasure), and annual mileage.
• Driver History: Number of drivers in the household, license status, and years of driving experience, prior insurance status, and any recent accidents, moving violations, or DUI convictions within the past 3-5 years.
• Current Insurance Status: Name of the current insurer (if applicable), the expiration date of the policy, current liability and deductible levels, and length of time insured.
• Coverage Preferences: Desired policy type (state minimum, full coverage, or customized), optional add-ons like roadside assistance or rental reimbursement, and discount qualifications (multi-car, good driver, student, homeowner).

Once you’ve filled everything out, ValuePenguin.com shows you real quotes side-by-side so you can easily compare companies, see how each one prices your risk, and decide which provider offers the coverage and features that best fit your needs. You’ll also be able to view which insurers offer usage-based programs like telematics for low-mileage drivers.

If you have a lapse in coverage or a high-risk profile, the tool still pulls options from non-standard providers. The platform also flags which carriers include extras like gap insurance, accident forgiveness, or new car replacement.

ValuePenguin Insurance Reviews Across Trusted Platforms

This table gives a snapshot of how ValuePenguin.com is rated on popular review platforms like BBB, PCMag, and Trustpilot, helping you get a feel for what real users think. See what to compare before you choose an auto insurance company.

ValuePenguin Reviews & Customer Ratings on Third-Party Platforms

ValuePenguin.com has an A+ rating with the Better Business Bureau, which shows it handles complaints well and runs its business responsibly. PCMag users give the platform a 3.7 out of 5.0, noting the quote tool’s speed and ease of use but mentioning a lack of deep customization options. Trustpilot scores it at 2.0 out of 5.0 from 10 reviews, with some users frustrated by follow-up calls and email solicitations after using the tool.

In a recent Quora post, a user pointed out a few solid sites for comparing auto insurance rates, and ValuePenguin, Inc. made the list right alongside NerdWallet and Google. They suggested it’s a great starting point if you’re in the U.S. and want to see your options in one place. The user also recommended checking reviews on Yelp and Google to get a feel for real customer experiences.

Most negative feedback centers around its lead generation model rather than the accuracy of the quotes. These reviews show that while ValuePenguin delivers reliable rate comparisons, user expectations around data privacy and follow-up communication can impact satisfaction.

ValuePenguin vs. Insurify

This table compares ValuePenguin and Insurify using third-party ratings from major platforms like Trustpilot, PCMag, WalletHub, and mobile app stores to give you a clearer idea of how real users feel about both tools (Read More: Insurify Auto Insurance Review).

ValuePenguin vs. Insurify: Third-Party Customer Ratings

Insurify also holds an A+ BBB rating but outpaces ValuePenguin on nearly every platform, including a 4.7 on Trustpilot from over 2,000 users and a 4.1 on WalletHub. It’s also rated on mobile platforms, scoring 3.4 on both the App Store and Google Play and 3.8 on Clearsurance.

Insurify’s stronger mobile presence and larger review base give it the edge in user satisfaction, compared to ValuePenguin insurance reviews on Trustpilot, with complaints tied mostly to excessive follow-up contacts.

ValuePenguin vs. NerdWallet

This table gives a quick look at how ValuePenguin and NerdWallet are rated across popular review sites and mobile platforms, showing where each one stands with real users.

ValuePenguin vs. NerdWallet: Third-Party Customer Ratings

Both get an A+ from the Better Business Bureau, which means they handle customer concerns well. But NerdWallet scores a higher 4.0 on PCMag and a 3.7 on Trustpilot with over 2,000 reviews, with users praising its clean interface and wider financial content.

Read More: NerdWallet Insurance Review

On mobile, NerdWallet leads with a 4.8 rating from 115,000+ users on the App Store and 4.5 from nearly 30,000 on Google Play, highlighting its user-friendly app experience. ValuePenguin doesn’t appear on major mobile app platforms, which limits its reach.

Pros and Cons of ValuePenguin.com

ValuePenguin was founded by Ting Pen, Brian Quinn, and Jonathan Wu. Backed by LendingTree, it uses ZIP code info and driver details to pull up customized results, helping you find coverage options that actually apply to where you live (Learn More: LendingTree Auto Insurance Review).

ValuePenguin Company Overview

The platform gives users real-time quotes, breaking down coverage and pricing from over 30 insurers. Other benefits of ValuePenguin, Inc. include:

• Wide Provider Access: Pulls quotes from top insurers like Geico, Progressive, and State Farm so you can easily compare different coverage types.
• Trustworthy & Accurate: ValuePenguin is backed by LendingTree, one of the largest financial service marketplaces with an A+ BBB rating.
• Educational Resources: It provides explanations for different types of auto insurance, like minimum liability, full protection, SR-22, and gap coverage, all in the same place.

ValuePenguin car insurance tools stand out for their ZIP code-based precision, showing rates and options specific to your area. ValuePenguin.com also provides helpful guides and tips so drivers can better understand coverage types, pricing, and where to save. However, it does come with some negatives:

• No Direct Checkout: For purchasing a policy, you will be required to go to the website of insurer. This could potentially pose some inconvenience.
• High Follow-Up Volume: ValuePenguin has a 2.0/5.0 rating on Trustpilot, with many users reporting unwanted calls and emails after submitting their information.

Overall, ValuePenguin is a solid tool for comparing real quotes across major insurers, but users should be prepared for third-party outreach after using the platform. Learn how to evaluate auto insurance quotes to spot the best value fast.

Getting ValuePenguin Auto Insurance Quotes

This ValuePenguin auto insurance review shows it’s a handy tool for checking insurance quotes from over 30 big-name companies, such as Geico, State Farm, and Progressive. ValuePenguin is best for budget-conscious and high-risk drivers who need to evaluate auto insurance quotes for full coverage, SR-22 auto insurance, or gap protection.

One downside is the high volume of follow-up emails and calls after submitting your information, as reflected in its 2.0 out of 5.0 Trustpilot score.

If you want to get free auto insurance quotes without the hassle of follow-up calls, use our free comparison tool to shop and compare multiple auto insurance providers online.