Best Moreno Valley, California Auto Insurance in 2025
The average Moreno Valley, CA auto insurance rates are $325 per month. The minimum auto insurance in Moreno Valley is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Moreno Valley, California, compare quotes from multiple companies.
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Insurance and Finance Writer
Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability. Maria has expanded her scope of expertise to home, health, and life...
Maria Hanson
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Jimmy McMillan
Updated September 2024
- The cheapest auto insurance company in Moreno Valley is USAA
- The most expensive auto insurance company in Moreno Valley for teen drivers is Farmers
- The minimum auto insurance required in Moreno Valley, California is 15/30/5
Moreno Valley, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Moreno Valley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Moreno Valley, California, including driving record, credit, commute time, and more.
Compare auto insurance in Moreno Valley to other California cities, including Long Beach auto insurance rates, San Jose auto insurance rates, and Anaheim auto insurance rates to see how Moreno Valley, California auto insurance rates stack up.
Before you buy Moreno Valley, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Moreno Valley, California auto insurance quotes.
Minimum Auto Insurance in Moreno Valley, California
Moreno Valley, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Moreno Valley, California.
Minimum Required Auto Insurance Coverage in Moreno Valley, California
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Cheap Moreno Valley, California Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Moreno Valley, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Moreno Valley, California
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,082 | $3,087 | $2,238 | $2,266 | $8,554 | $10,768 | $3,965 | $4,372 |
| Farmers | $2,836 | $2,836 | $2,562 | $2,562 | $9,038 | $14,780 | $3,360 | $3,742 |
| Geico | $1,790 | $1,791 | $1,684 | $1,684 | $5,438 | $5,527 | $2,570 | $2,626 |
| Liberty Mutual | $2,357 | $2,231 | $2,186 | $2,118 | $5,115 | $5,444 | $2,658 | $2,683 |
| Nationwide | $3,484 | $3,324 | $3,053 | $2,876 | $8,875 | $9,807 | $4,152 | $4,099 |
| Progressive | $1,937 | $1,995 | $1,644 | $1,955 | $5,174 | $6,251 | $2,802 | $3,016 |
| State Farm | $3,727 | $3,727 | $3,331 | $3,331 | $6,869 | $8,518 | $4,126 | $4,255 |
| Travelers | $2,638 | $2,556 | $2,328 | $2,302 | $5,451 | $6,274 | $3,448 | $3,372 |
| USAA | $1,967 | $1,862 | $1,920 | $1,928 | $4,482 | $4,505 | $2,722 | $2,572 |
Cheap Moreno Valley, California Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Moreno Valley, California is a challenge. Take a look at the annual teen auto insurance rates in Moreno Valley, California.
Annual Auto Insurance Rates for Teen Drivers in Moreno Valley, California
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,554 | $10,768 |
| Farmers | $9,038 | $14,780 |
| Geico | $5,438 | $5,527 |
| Liberty Mutual | $5,115 | $5,444 |
| Nationwide | $8,875 | $9,807 |
| Progressive | $5,174 | $6,251 |
| State Farm | $6,869 | $8,518 |
| Travelers | $5,451 | $6,274 |
| USAA | $4,482 | $4,505 |
Cheap Moreno Valley, California Auto Insurance for Seniors
What are senior auto insurance rates in Moreno Valley, California? Take a look at the annual average rates for older drivers.
Annual Auto Insurance Rates for Senior Drivers in Moreno Valley, California
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,238 | $2,266 |
| Farmers | $2,562 | $2,562 |
| Geico | $1,684 | $1,684 |
| Liberty Mutual | $2,186 | $2,118 |
| Nationwide | $3,053 | $2,876 |
| Progressive | $1,644 | $1,955 |
| State Farm | $3,331 | $3,331 |
| Travelers | $2,328 | $2,302 |
| USAA | $1,920 | $1,928 |
Cheap Moreno Valley, California Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Moreno Valley, California compared to the annual auto insurance rates with a clean record in Moreno Valley, California.
Annual Moreno Valley, California Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,878 | $4,868 | $7,639 | $3,783 |
| Farmers | $3,857 | $5,251 | $6,537 | $5,213 |
| Geico | $2,019 | $3,118 | $3,912 | $2,505 |
| Liberty Mutual | $2,689 | $3,604 | $3,253 | $2,850 |
| Nationwide | $3,458 | $4,435 | $7,508 | $4,435 |
| Progressive | $2,024 | $3,442 | $4,004 | $2,916 |
| State Farm | $3,379 | $4,030 | $7,610 | $3,922 |
| Travelers | $2,359 | $3,854 | $4,492 | $3,478 |
| USAA | $1,823 | $2,713 | $4,446 | $1,997 |
Cheap Moreno Valley, California Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Moreno Valley, California is not easy. Compare the annual rates for DUI auto insurance in Moreno Valley, California to find the best deal.
Annual Auto Insurance Rates After a DUI in Moreno Valley, California
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $7,639 |
| Farmers | $6,537 |
| Geico | $3,912 |
| Liberty Mutual | $3,253 |
| Nationwide | $7,508 |
| Progressive | $4,004 |
| State Farm | $7,610 |
| Travelers | $4,492 |
| USAA | $4,446 |
Cheap Moreno Valley, California Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Moreno Valley, California can vary. Compare the annual cost of auto insurance by ZIP code in Moreno Valley, California to see how car insurance rates are affected by location.
Annual Auto Insurance Rates by ZIP Code in Moreno Valley, California
| ZIP Code | Average Annual Rates |
|---|---|
| 92551 | $5,331 |
| 92553 | $5,401 |
| 92555 | $5,296 |
| 92557 | $5,285 |
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Cheap Moreno Valley, California Auto Insurance Rates By Commute
Commute length and annual mileage affect Moreno Valley, California auto insurance. Find the cheapest annual Moreno Valley, California auto insurance by commute length.
Annual Auto Insurance Rates by Commute Length in Moreno Valley, California
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,320 | $5,263 |
| Farmers | $4,731 | $5,698 |
| Geico | $2,624 | $3,153 |
| Liberty Mutual | $2,844 | $3,354 |
| Nationwide | $4,375 | $5,542 |
| Progressive | $2,811 | $3,383 |
| State Farm | $4,564 | $4,907 |
| Travelers | $3,186 | $3,906 |
| USAA | $2,529 | $2,961 |
Cheap Moreno Valley, California Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Moreno Valley, California? Check out the comparison of annual Moreno Valley, California auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Moreno Valley, California
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,541 | $4,832 | $5,002 |
| Farmers | $4,845 | $5,256 | $5,543 |
| Geico | $2,591 | $2,924 | $3,151 |
| Liberty Mutual | $2,884 | $3,125 | $3,287 |
| Nationwide | $4,436 | $5,044 | $5,396 |
| Progressive | $2,783 | $3,186 | $3,321 |
| State Farm | $4,273 | $4,815 | $5,118 |
| Travelers | $3,120 | $3,635 | $3,883 |
| USAA | $2,491 | $2,798 | $2,946 |
Best By Category: Cheapest Auto Insurance in Moreno Valley, California
Compare the cheapest auto insurance companies in Moreno Valley, California in each category to find the company with the best rates for your personal needs.
Best Annual Auto Insurance Rates by Company in Moreno Valley, California
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
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The Cheapest Moreno Valley, California Auto Insurance Companies
What auto insurance companies in Moreno Valley, California are the cheapest? Compare the top Moreno Valley, California auto insurance companies to find the best annual rates.
Average Annual Auto Insurance Rates by Company in Moreno Valley, California
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,792 |
| Farmers | $5,215 |
| Geico | $2,889 |
| Liberty Mutual | $3,099 |
| Nationwide | $4,959 |
| Progressive | $3,097 |
| State Farm | $4,735 |
| Travelers | $3,546 |
| USAA | $2,745 |
What affects auto insurance rates in Moreno Valley, California?
There are a lot of reasons why auto insurance rates in Moreno Valley, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Moreno Valley, California. Many local factors may affect your Moreno Valley auto insurance rates.
Moreno Valley Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Moreno Valley, California auto theft statistics, there have been 1,206 auto thefts in the city.
Moreno Valley Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Moreno Valley, California commute length is 35.6 minutes according to City-Data.
Compare Moreno Valley, California Auto Insurance Quotes
Before you buy Moreno Valley, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Moreno Valley, California auto insurance quotes.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Moreno Valley, California?
The minimum auto insurance coverage required in Moreno Valley, California is 15/30/5, as mandated by California auto insurance laws.
How does age, gender, and marital status affect auto insurance rates in Moreno Valley, California?
Auto insurance rates in Moreno Valley, California are influenced by age, gender, and marital status. Different demographic factors can impact the annual cost of insurance.
What are the average auto insurance rates for teen drivers in Moreno Valley, California?
Finding cheap auto insurance for teen drivers in Moreno Valley, California can be challenging. The annual rates for teen auto insurance tend to be higher compared to other age groups.
What are the average auto insurance rates for seniors in Moreno Valley, California?
Senior drivers in Moreno Valley, California may have different average auto insurance rates compared to other age groups. The rates for older drivers can vary based on various factors.
How does a driving record affect auto insurance rates in Moreno Valley, California?
Your driving record plays a significant role in determining your auto insurance rates in Moreno Valley, California. Having a bad driving record can lead to higher premiums compared to a clean record.
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