Best Hemet, California Auto Insurance in 2025
The average Hemet, CA auto insurance rates are $298 per month. The minimum auto insurance in Hemet is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Hemet, California, compare quotes from multiple companies.
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Insurance and Finance Writer
Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance. She enjoys working in the insurance field, and is constantly learning in order to ...
Merriya Valleri
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Chris Abrams
Updated September 2024
- The minimum auto insurance required in Hemet, California is 15/30/5
- The cheapest auto insurance company in Hemet is USAA
- The most expensive auto insurance company in Hemet for teen drivers is Farmers
Hemet, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Hemet can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Hemet, California, including driving record, credit, commute time, and more.
Compare auto insurance in Hemet to other California cities, including Oakland auto insurance rates, Fresno auto insurance rates, and Los Angeles auto insurance rates to see how Hemet, California auto insurance rates stack up.
Before you buy Hemet, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Hemet, California auto insurance quotes.
Minimum Auto Insurance in Hemet, California
Hemet, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Hemet, California.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Cheap Hemet, California Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Hemet, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,793 | $2,798 | $2,041 | $2,060 | $7,778 | $9,796 | $3,577 | $3,936 |
| Farmers | $2,543 | $2,543 | $2,295 | $2,295 | $8,084 | $13,219 | $3,010 | $3,351 |
| Geico | $1,831 | $1,832 | $1,723 | $1,723 | $5,561 | $5,651 | $2,629 | $2,685 |
| Liberty Mutual | $2,208 | $2,086 | $2,058 | $1,990 | $4,774 | $5,101 | $2,483 | $2,514 |
| Nationwide | $3,156 | $3,010 | $2,773 | $2,612 | $8,039 | $8,880 | $3,760 | $3,708 |
| Progressive | $1,674 | $1,722 | $1,435 | $1,697 | $4,478 | $5,387 | $2,422 | $2,603 |
| State Farm | $3,357 | $3,357 | $3,000 | $3,000 | $6,185 | $7,688 | $3,714 | $3,828 |
| Travelers | $2,393 | $2,317 | $2,117 | $2,094 | $4,926 | $5,647 | $3,113 | $3,045 |
| USAA | $1,881 | $1,781 | $1,836 | $1,843 | $4,289 | $4,315 | $2,603 | $2,459 |
Cheap Hemet, California Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Hemet, California is a challenge. Take a look at the annual teen auto insurance rates in Hemet, California.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,778 | $9,796 |
| Farmers | $8,084 | $13,219 |
| Geico | $5,561 | $5,651 |
| Liberty Mutual | $4,774 | $5,101 |
| Nationwide | $8,039 | $8,880 |
| Progressive | $4,478 | $5,387 |
| State Farm | $6,185 | $7,688 |
| Travelers | $4,926 | $5,647 |
| USAA | $4,289 | $4,315 |
Cheap Hemet, California Auto Insurance for Seniors
What are senior auto insurance rates in Hemet, California? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,041 | $2,060 |
| Farmers | $2,295 | $2,295 |
| Geico | $1,723 | $1,723 |
| Liberty Mutual | $2,058 | $1,990 |
| Nationwide | $2,773 | $2,612 |
| Progressive | $1,435 | $1,697 |
| State Farm | $3,000 | $3,000 |
| Travelers | $2,117 | $2,094 |
| USAA | $1,836 | $1,843 |
Cheap Hemet, California Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Hemet, California compared to the annual auto insurance rates with a clean record in Hemet, California.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,622 | $4,408 | $6,919 | $3,441 |
| Farmers | $3,453 | $4,700 | $5,851 | $4,666 |
| Geico | $2,066 | $3,188 | $4,001 | $2,563 |
| Liberty Mutual | $2,519 | $3,373 | $3,046 | $2,669 |
| Nationwide | $3,135 | $4,020 | $6,794 | $4,020 |
| Progressive | $1,750 | $2,979 | $3,459 | $2,520 |
| State Farm | $3,044 | $3,631 | $6,856 | $3,533 |
| Travelers | $2,143 | $3,484 | $4,051 | $3,147 |
| USAA | $1,745 | $2,598 | $4,249 | $1,912 |
Cheap Hemet, California Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Hemet, California is not easy. Compare the annual rates for DUI auto insurance in Hemet, California to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,919 |
| Farmers | $5,851 |
| Geico | $4,001 |
| Liberty Mutual | $3,046 |
| Nationwide | $6,794 |
| Progressive | $3,459 |
| State Farm | $6,856 |
| Travelers | $4,051 |
| USAA | $4,249 |
Cheap Hemet, California Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Hemet, California can vary. Compare the annual cost of auto insurance by ZIP code in Hemet, California to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 92543 | $4,878 |
| 92545 | $4,978 |
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Cheap Hemet, California Auto Insurance Rates By Commute
Commute length and annual mileage affect Hemet, California auto insurance. Find the cheapest annual Hemet, California auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,921 | $4,774 |
| Farmers | $4,235 | $5,100 |
| Geico | $2,684 | $3,225 |
| Liberty Mutual | $2,663 | $3,141 |
| Nationwide | $3,965 | $5,019 |
| Progressive | $2,431 | $2,924 |
| State Farm | $4,109 | $4,423 |
| Travelers | $2,886 | $3,527 |
| USAA | $2,421 | $2,831 |
Cheap Hemet, California Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Hemet, California? Check out the comparison of annual Hemet, California auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,124 | $4,384 | $4,534 |
| Farmers | $4,337 | $4,704 | $4,962 |
| Geico | $2,651 | $2,991 | $3,221 |
| Liberty Mutual | $2,692 | $2,927 | $3,086 |
| Nationwide | $4,003 | $4,571 | $4,902 |
| Progressive | $2,378 | $2,760 | $2,893 |
| State Farm | $3,821 | $4,342 | $4,635 |
| Travelers | $2,810 | $3,290 | $3,520 |
| USAA | $2,382 | $2,677 | $2,819 |
Best By Category: Cheapest Auto Insurance in Hemet, California
Compare the cheapest auto insurance companies in Hemet, California in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Progressive |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
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The Cheapest Hemet, California Auto Insurance Companies
What auto insurance companies in Hemet, California are the cheapest? Compare the top Hemet, California auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,348 |
| Farmers | $4,667 |
| Geico | $2,954 |
| Liberty Mutual | $2,902 |
| Nationwide | $4,492 |
| Progressive | $2,677 |
| State Farm | $4,266 |
| Travelers | $3,207 |
| USAA | $2,626 |
What affects auto insurance rates in Hemet, California?
There are a lot of reasons why auto insurance rates in Hemet, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Hemet, California. Many local factors may affect your Hemet auto insurance rates.
Hemet Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Hemet, California auto theft statistics, there have been 535 auto thefts in the city.
Hemet Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Hemet, California commute length is 34.9 minutes according to City-Data.
Compare Hemet, California Auto Insurance Quotes
Before you buy Hemet, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Hemet, California auto insurance quotes.
Frequently Asked Questions
What are the average auto insurance rates in Hemet, CA?
The average auto insurance rates in Hemet, CA are $298 per month.
What is the minimum auto insurance coverage required in Hemet, CA?
To comply with California auto insurance laws, the minimum coverage required in Hemet, CA is 15/30/5.
What factors affect auto insurance rates in Hemet, CA?
Several factors can affect auto insurance rates in Hemet, CA, including driving record, credit, commute time, and more.
Are auto insurance rates higher for teen drivers in Hemet, California?
Yes, auto insurance rates for teen drivers in Hemet, California are generally higher due to their lack of driving experience. Teen drivers are considered higher risk by insurance companies, which is reflected in their premiums.
What is the minimum auto insurance coverage required in Hemet, California?
The minimum auto insurance coverage required in Hemet, California is 15/30/5. This means you need at least $15,000 in bodily injury liability coverage per person, $30,000 in bodily injury liability coverage per accident, and $5,000 in property damage liability coverage.
Does my credit score affect my auto insurance rates in Hemet, California?
Yes, your credit score can impact your auto insurance rates in Hemet, California. Insurers often consider credit history as an indicator of risk. Maintaining a good credit score can help you secure more favorable insurance rates.
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