American Bankers Auto Insurance Review (2025)

American Bankers auto insurance, unfortunately, does not exist. American Bankers Insurance Company, which is a subsidiary of Assurant, sells flood insurance to homeowners and businesses.

How their products work is that if you want to purchase an Assurant product that is available from American Bankers, then they become the underwriters of that product.

Enter your ZIP code and get your free online auto insurance quotes right now!

What You Should Know About American Bankers Insurance Company

Unfortunately, we couldn’t find much in the way of positive reviews about American Bankers.

Although this doesn’t mean that they aren’t a good company, you certainly want to take into consideration any complaints made about any auto insurance company.

One of the most common complaints from both businesses and homeowners is that American Bankers’ insurance adjustors undervalue the property they are investigating for claims.

In many cases, the issues had to be resolved under mediation or even through court cases.

Choosing a company that pays their claims in a timely and agreed upon manner is important.

Considering the financial stability of the company, the concern isn’t just whether or not they can pay their claims, but if they will.

In order to get a quote for American Bankers, you will have to visit the Assurant website and then fill out a form for your location and wait for an agent to contact you.

This method of getting a quote can take time, but it will ensure an accurate quote for you.

As Assurant claims that American Bankers doesn’t sell auto insurance, there are no auto insurance quote tools on the Assurant website.

In fact, Assurant itself doesn’t sell auto insurance products either. It is possible that one of their other subsidiaries do, but they don’t mention it on their website.

Without the option of purchasing auto insurance for American Bankers, you need to consider some of your other choices.

You can visit or call a local independent agent for a quote, or you can get your auto insurance quote right now.

By using our free quote tool, you can get your own auto insurance quotes by entering your ZIP code now!

American Bankers Auto Insurance Contact Information

In addition, you can also visit the American Bankers offices directly and purchase products from them. However, they only have one office and it’s in Florida.

American Bankers was acquired in 1999 by Assurant Solutions. At the time of its acquisition, American Bankers was a credit related insurer, not a flood insurance company like it is today.

Interestingly, according to the Florida Office of Insurance Regulation, American Bankers is licensed to sell virtually every type of insurance, including different types of auto insurance.

However, according to Assurant, American Bankers only sells flood insurance.

American Bankers Agents

Working for American Bankers means working for Assurant. Assurant products are sold through Assurant licensed agents and independent agents.

In all likelihood, you will be purchasing your American Bankers products from an independent agent or online.

The reason for this is, as mentioned above, American Bankers only has one office, which is in Miami, Florida.

Although you can purchase American Bankers products from other Assurant agents, their locations are somewhat limited as well.

You can find Assurant agents in 19 different states!

American Bankers Careers

As mentioned above, working for American Bankers means that you are working for Assurant.

This means that the same benefits available to Assurant employees are available to American Bankers’ employees.

In this case, the benefits for working for American Bankers include:

• 401(k) with a 2:1 contribution ($2 contributed for every $1 contributed by the employee) after five years with the company
• Retirement plan (100 percent company paid)
• Flex spending health care and dependent care plans
• Stock purchase option
• Tuition reimbursement assistance
• Flex schedules
• Job sharing
• Paid vacation

As American Bankers is a financially solid company that continues to grow, you will probably find that a career with American Bankers’ will be a solid one.