Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Sep 5, 2020

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Company Details
Address: 980 Jolly Road
City: Blue Bell
State: PA
ZIP Code: 19422
Phone Number: 800-872-3862
Website: Link
Year Founded: 1850
AM Best Rating: A
Company Rating 5 (1 review)

If you’re looking for affordable Aetna car insurance, this Aetna auto insurance review will discuss Aetna Insurance, which is a health insurance company. It was started in 1850, and over the past century and a half, the company has expanded and grown to offer insurance products in all 50 states. In 2018, retail pharmacy chain…

Things to remember...

  • Aetna headquarters for Aetna corporate is located in Hartford, Connecticut. The address is 151 Farmington Ave, Hartford, Connecticut, 06156.
  • Aetna helps individuals and businesses attain financial and health security by offering access to high-quality and cost-effective healthcare.
  • Aetna Insurance was ranked #1 in national health plans according to PayerView rankings, and it was also ranked #23 out of a list of 100 best corporate citizens.

If you’re looking for affordable Aetna car insurance, this Aetna auto insurance review will discuss Aetna Insurance, which is a health insurance company. It was started in 1850, and over the past century and a half, the company has expanded and grown to offer insurance products in all 50 states.

In 2018, retail pharmacy chain CVS purchased Aetna Insurance company for approximately $69 billion in cash and stocks and formed CVS Health. In this review, we will continue to refer to the company as Aetna Insurance, however, in order to avoid confusion.

Aetna sells health insurance to families and individuals, as well as to businesses of all sizes. Unfortunately, there is no Aetna car insurance as Aetna Health Insurance does not sell personal or commercial auto insurance coverage.

Looking for Aetna auto insurance quotes? While Aetna car insurance doesn’t exist, you can find cheap auto insurance quotes just by entering your ZIP code.

Table of Contents

Aetna Auto Insurance Rates

How much does Aetna Insurance cost? While the price isn’t always the deciding factor when it comes to choosing an auto insurance policy, it’s usually one of the most important.

Although Aetna Insurance does not offer auto insurance policies, you can look at the table below to get an idea of what you might pay for auto insurance depending on how much coverage you decide to buy.

The table shows average, annual rates based on coverage levels.

Average Auto Insurance Rates by Coverage
Coverage TypesAverage Annual Rates Average Monthly Rates
Comprehensive coverage$150.36$12.53
Collision coverage$299.73$24.97
Liability coverage$516.39$43.03
Total Full Coverage Cost $954.99$79.58
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These are just guidelines. Actual rates will depend on a variety of factors such as age, driving history, auto theft rates in your area, and ZIP code. If you’d like to check out the crime rates where you live, you can visit the online database for the Federal Bureau of Investigations (FBI).

What is Aetna availability by state?

Aetna offers health insurance coverage in all 50 states.

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Aetna Auto Insurance Coverages Offered

One thing you’ll need to ask yourself before purchasing your auto insurance policy is, “How much insurance coverage do I need?”

If you’re financing your vehicle, your loan company may require you to carry full coverage insurance. Otherwise, you’ll need at least the minimum amount of liability insurance required by the auto insurance laws in your state of residence.

If you decide that you need more than the minimum coverage required by the state, there are several different options available to you as additional coverage.

Looking for Aetna car insurance rates? While Aetna Insurance does not offer auto insurance policies at this time, you can take a look at the table below to get an idea of the different types of auto policies and coverage available to you, along with what they do.

Types of Auto Insurance Coverage
Auto Insurance Coverage TypePurpose of Coverage
Bodily injury liabilityPart of your liability coverage that pays for medical bills if you've injured someone else in an automobile accident
CollisionCovers damage to your car after an automobile accident
ComprehensiveCovers damage to your car that happens when you're not driving
Personal injury protectionCovers medical expenses for you or your passengers after an automobile accident
Property damage liabilityThe other part of liability coverage that covers the cost of any property damage you've caused in an automobile accident
Uninsured/underinsured motoristCovers the costs if you're in an automobile accident caused by a driver with little or no car insurance
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While Aetna does not offer auto insurance, it does offer Aetna Medicare Supplemental Insurance, Aetna Dental, and other Aetna Insurance plans. Again, these are just guidelines and actual prices will vary so it is always wise to do a little comparison shopping for your auto policy before purchasing.

What are Aetna’s bundling options?

Many insurance providers offer different bundling options. Bundling your insurance refers to purchasing multiple policies from the same company. If you want to know more about bundling, here is what an auto insurance specialist says about bundling rates.

For example, you can purchase your auto insurance policy as well as your life insurance from the same company if you choose. Most insurance companies offer a discount of anywhere from 5-25 perdent if you choose to bundle.

Check out the video below to learn about the pros and cons of bundling your insurance policies.

Many companies offer multi-car discounts, also. You can think of this as a way of bundling as well, but in this case, you’re buying auto insurance for multiple vehicles. Auto insurance companies offer up to a 25 percent multi-car discount on combined policies.

What are discounts offered by Aetna?

Generally, your auto insurance discount options through the company depend on what each provider has to offer, but many discounts are standard throughout the industry.

The table below shows some of the most common auto insurance discounts available, an estimate of how much money each can save you, as well as the major auto insurance companies that offer the discount.

Standard Auto Insurance Discounts Offered by Major Companies
Discounts OfferedAverage Percentage
of Savings
Companies Offering
Discounts
Low mileage/Low usage discountUp to 20%State Farm, Allstate, Travelers, Nationwide, Progressive
Defensive driving discount10%–15%State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Farmers
Safe driver discount10%State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Liberty Mutual
Military and federal employee discount8%–15%Geico, Esurance, USAA
Good student discount5%–25%State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Liberty Mutual
Senior/Mature driver discount 5%–10%Geico, Allstate, Liberty Mutual
Homeowner discount3% State Farm, Geico, Allstate, Travelers, Nationwide, Progressive, Farmers
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While Aetna does not offer auto insurance policies, Aetna does offer a series of Discover Discounts that can help you save money on your healthcare.

As you can see, it is always best to check with your insurance provider to see what insurance discounts are available to you.

What programs are available from Aetna?

Aetna helps individuals and businesses attain financial and health security by offering access to high-quality and cost-effective healthcare.

The company has become a leader in the healthcare system by working with hospitals, doctors, public officials, patients, employers, and others.

Aetna strives to offer resources to help people make better choices about how they take care of their health. These resources include access to health information and convenient tools to help make well-informed choices about health-related risks.

Keep reading to learn more about Aetna Insurance.

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Canceling Your Aetna Auto Insurance Policy

What should you do if you need to cancel your policy? You can watch the video below to get an idea of what to expect should you need to cancel your auto insurance policy.

Keep reading to learn more.

Is there a cancellation fee?

Aetna Insurance does not charge a cancellation fee if you need to cancel your policy.

Is there a refund?

Whether or not you can get a refund on your policy depends on the type of policy and when you choose to cancel. If you choose to cancel a refundable policy in the middle of the policy cycle, you’ll receive roughly half of what you paid, assuming that you only paid for that cycle.

Since refund amounts may vary and depend on a variety of factors, you should always check with your insurance agent to see what factors apply to you.

How do you cancel?

You can cancel your policy at any time simply by contacting your insurance agent and letting them know that you’d like to cancel your policy. Your agent will let you know when the changes will take effect and whether you’re entitled to a refund of any policy premiums you’ve paid in.

When can I cancel?

You can cancel your policy at any time simply by contacting your insurance agent and letting him or her know that you’d like to cancel your policy. Once you’ve canceled your policy, any excess premiums will be refunded to you promptly.

How to Make an Aetna Auto Insurance Claim

Looking for the Aetna car insurance company to make a claim? Since Aetna Insurance does not offer auto insurance, its claims system works a little differently than with most auto insurance claims, so it’s important to know how to file an insurance claim with Aetna.

As is the case with most health insurance companies, after a visit with your doctor, your insurance company will send you a bill for whatever part of the medical service you received it will not cover.

When a service is not paid for, it is called a denied claim. With Aetna Insurance, if you disagree with a decision made on a denied claim, you are able to appeal the decision in writing and possibly get an independent doctor to review your claim. This is often referred to as an external review.

Watch the video below to get an idea of what you can expect during the claims process. This video pertains to auto insurance claims.

Keep reading to learn more about Aetna Insurance.

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Aetna Auto Insurance Ratings

Is Aetna Insurance any good? Aetna Insurance does not offer auto insurance policies, but the company is a leading company in its field of health insurance.

Aetna Insurance has received many awards and recognition by publications and national organizations. For instance, in 2008 Aetna was named a winner by the Institute for Healthcare Advancement in their Health Literacy Awards for the insurance company’s study about asthma health.

Aetna Insurance was ranked #1 in national health plans according to PayerView rankings, and it was also ranked #23 out of a list of 100 best corporate citizens.

In 2009, Aetna was chosen as the preferred partner for health systems and hospitals around the United States. It was also named a top company by DiversityInc for its community development and support of nonprofit organizations.

In 2010, Aetna was given an award by J.D. Power and Associates for having outstanding customer service. The company was also chosen as the International Provider of the Year for Benefits. The company also has an A (Excellent) rating with A.M. Best.

In 2011, Aetna Insurance won an award for “being green.” The company earned the recognition for its elimination of paper for healthcare professionals who wanted to go through the contracting process.

It was also recognized for its focus on ethnic and racial equality and support for a workforce that is culturally diverse.

As mentioned earlier, in 2018, Aetna Insurance was purchased by the retail pharmacy chain, CVS. You can watch the video below to see what kinds of changes this means for Aetna policyholders.

Keep reading to learn more.

The Bottom Line

Now that you know everything you need to know about Aetna Insurance, we hope that you’ll feel more confident in purchasing your policy. Which part of this guide was the most helpful for you?

Did you come to this article looking to buy Aetna car insurance? While the company doesn’t offer car insurance, you can enter your ZIP code below and start comparing FREE affordable auto insurance quotes from top auto insurance companies now.

Frequently Asked Questions: Aetna Auto Insurance

In this section, we answer some of the most commonly asked questions about Aetna Insurance. Some of the answers may have been covered in part or in full in the guide above.

#1 – What do Aetna employees have to say?

Aetna offers a number of career opportunities for students, recent grads, and experienced professionals. The job types available include behavioral health, actuarial, global opportunities, customer service and claims, finance, and human resources.

One of the reasons that Aetna and the people working for Aetna are successful is because the company is focused on key core values. These core values include employee engagement, integrity, accountability and excellence, and value and quality service.

Aetna believes it is important to balance both a career and personal life, so the company offers many flexible work arrangements. These include part-time, temporary positions, personal, medical, family, and military leave, and telework.

Aetna Insurance offers a number of benefits including life insurance, health insurance, wellness, disability/paid time off, retirement, and savings.

Other benefits include support services such as financial wellness, community involvement, tuition assistance programs for employees, qualified transportation benefits, employee referral program, employee discounts, and direct deposit for paychecks.

#2 – Why would my provider cancel my auto insurance policy?

Your auto insurance provider may cancel your policy if you do any of the following:

  • Get your driver’s license suspended or revoked
  • Lie during the application process
  • Fail to pay your auto insurance premium

Your auto insurance company may also choose not to renew your policy if it determines you to be a high-risk driver.

#3 – What kinds of questions should I be prepared for when purchasing my auto insurance policy?

When you apply for an auto insurance policy, you will be asked a series of demographic questions such as your name, age, sex, etc. You will also be asked a variety of other questions aimed at assessing your risk as a driver.

Some of the things the insurance company will want to know about are your financial background, the type of vehicle you’re insuring, and whether or not you’ve had any tickets or accidents in the past.

Once this information is collected, the insurance company uses this data to assess your risk as a driver and to determine your policy rates. This is known as the underwriting process.

By using this method of risk evaluation, auto insurance companies are able to reduce their chances of losing money on issued policies. Through this process, the insurer can determine your risk factors and decide if they want to insure you, and if so, at what rate.

#4 – Does Aetna Insurance offer SR-22 insurance?

Since Aetna does not offer auto insurance policies, they also do not offer SR-22 policies.

If you’ve had more than your fair share of traffic citations, automobile accidents, and/or auto insurance claims, you may be considered a high-risk driver.

Normally, high-risk drivers are required to purchase SR-22 insurance, which isn’t available through all companies, so it may take some looking around to find coverage.

The filing fee to get SR-22 insurance is only $15–$35, but the increase in rates for SR-22 insurance when compared to rates for drivers without any driving violations on their records is steep.

Rate increases for driving violations that result in a driver being forced to carry SR-22 insurance can be as much as $541/mo.

#5 – How does adding drivers to my auto insurance policy affect my rates?

Adding another driver to your auto insurance policy means that your car will be spending more time on the road, as multiple people will be driving it. That alone is enough to raise your rates, but adding someone else to your auto insurance policy also means that your rates will be affected by that driver’s perceived risk, as well.

For example, adding a teenager to your policy can raise your auto insurance rates drastically since teenage drivers are inexperienced and auto insurance companies see them as high-risk drivers, whereas adding your spouse might not raise your rates quite as much.

There are restrictions as to who you can add to your auto insurance policy. Most companies will only allow you to add people in the same household to your policy. Always talk to your insurance provider about adding new drivers, as a claim filed involving a driver that isn’t on your policy will be denied.