How to Cancel Nationwide Auto Insurance in 2024
Customers can cancel Nationwide auto insurance any time they want with no cancellation fees. Nationwide prefers that you pick a specific date, but you're welcome to end your policy at any time. Before you cancel, Nationwide will offer you several discounts that can save you up to 20%. The final decision is up to you — just be sure to have another auto insurance ready to replace your Nationwide policy. Affordable auto insurance quotes from other auto insurance companies are easy to find.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
UPDATED: Mar 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Mar 18, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Nationwide auto insurance is in 32 states and the District of Columbia.
- You can cancel your auto insurance in person or over the phone.
- Stopping payments to Nationwide to force cancellation is not a proper way to cancel your policy.
- Nationwide has the right to modify the terms and conditions of a policy at any time.
If you want to switch auto insurance from Nationwide, you’ll need to know how to cancel Nationwide auto insurance. Don’t worry — we’re to help you with the steps you need to take to cancel your Nationwide car insurance policy.
The great thing about canceling with Nationwide is you won’t need to sign a Nationwide Insurance cancellation form online. Continue reading to learn everything you need to know about canceling Nationwide auto insurance and switching to another company.
Haven’t decided which company to choose? Before you learn how to cancel your auto insurance, enter your ZIP code in the FREE comparison tool above to find affordable auto insurance companies in your area.
How to Cancel Nationwide Auto Insurance
Canceling Nationwide car insurance is simple. All you have to do is call Nationwide customer service number and tell them you want to cancel. If you prefer to see an agent in person, go to the local Nationwide agent’s office and cancel there.
Nationwide representatives will need your information. Any billing statement or insurance card with a policy number will make the cancel process go faster.
Continue reading the sections to go in-depth on how to cancel your auto insurance policy from Nationwide and what you can expect during the cancellation process.
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How do I cancel Nationwide insurance?
You need a fancy Nationwide Insurance cancellation form to end your policy. Call Nationwide customer service phone number at 1-877-669-6877 and let them know you want to cancel your auto insurance company.
They may need some personal information, your policy number, and the company you’re switching to. In some states, your license can be suspended for driving without auto insurance.
The best auto insurance companies won’t contribute to negligence, so you may be stuck with your Nationwide auto insurance policy until you can get another one.
Can you cancel your Nationwide insurance policy at any time?
Nationwide Insurance Company prefers that you pick a date to cancel your auto insurance policy. However, you’re welcome to cancel your auto insurance at any time.
Representatives will send an email about your cancellation the moment you’re done speaking with them.
Do you receive a refund after canceling Nationwide auto insurance?
It depends. If you’ve paid for your auto insurance in full, you may be entitled to a refund when you switch auto insurance. Nationwide will refund the portion of paid car insurance that wasn’t used. All the months where you’ve paid for auto insurance won’t be refunded.
You may have already received a refund for auto insurance. People who were affected by the COVID-19 pandemic have received refunds on auto insurance.
Watch this news report on how some organizations in the United States lobbied to have auto insurance companies, like Nationwide, refund policies or lower premiums.
According to Insurance Business Magazine, Nationwide offered a one-time refund of $50 for each personal auto insurance policy. The $50 rebate is equivalent to a 15% savings on auto insurance.
How do I cancel my Nationwide account?
When you cancel your Nationwide auto insurance, your account may deactivate. Nationwide will close your account. If you returned to Nationwide before the cancellation was complete, you might maintain your policy number and policy altogether.
However, returning to a canceled account after the cancellation is finalized will start a new policy and account number.
Can you cancel your Nationwide policy online?
You can access your Nationwide policy information through your Nationwide Insurance login. However, you can’t cancel your auto insurance policy online. You may be able to send over information using Nationwide’s cancellation fax number. Any cancellation over the internet won’t happen.
Why? It may be a cybersecurity issue or just a strict policy requiring Nationwide customers to speak with representatives. If Nationwide allowed online cancellations, they wouldn’t be able to offer more discounts to you. Remember, Nationwide and other car insurance companies want your business. They don’t want you to cancel.
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Nationwide Auto Insurance Discounts
When you try to cancel, a representative will try to get you to stay. They may offer several discounts. If you weren’t aware of these discounts before, be sure to ask about them before you cancel your Nationwide auto insurance policy.
Check out this list of Nationwide auto insurance discounts.
| Discounts | Availability x means Discount Is Available - means Discount Is NOT Available |
|---|---|
| Adaptive Cruise Control | x |
| Adaptive Headlights | x |
| Anti-lock Brakes | x |
| Anti-Theft | x |
| Claim Free | x |
| Continuous Coverage | - |
| Daytime Running Lights | x |
| Defensive Driver | x |
| Distant Student | x |
| Driver's Ed | - |
| Driving Device/App | x |
| Early Signing | x |
| Electronic Stability Control | x |
| Emergency Deployment | - |
| Engaged Couple | - |
| Family Legacy | - |
| Family Plan | x |
| Farm Vehicle | - |
| Fast 5 | - |
| Federal Employee | - |
| Forward Collision Warning | x |
| Full Payment | - |
| Further Education | x |
| Garaging/Storing | - |
| Good Credit | x |
| Good Student | x |
| Green Vehicle | - |
| Homeowner | x |
| Lane Departure Warning | x |
| Life Insurance | x |
| Low Mileage | x |
| Loyalty | x |
| Married | x |
| Membership/Group | x |
| Military | - |
| Military Garaging | - |
| Multiple Drivers | - |
| Multiple Policies | x |
| Multiple Vehicles | x |
| New Address | - |
| New Customer/New Plan | - |
| New Graduate | - |
| Newer Vehicle | x |
| Newly Licensed | - |
| Newlyweds | - |
| Non-Smoker/Non-Drinker | - |
| Occasional Operator | - |
| Occupation | x |
| On Time Payments | - |
| Online Shopper | - |
| Paperless Documents | x |
| Paperless/Auto Billing | x |
| Passive Restraint | x |
| Recent Retirees | - |
| Renter | - |
| Roadside Assistance | - |
| Safe Driver | x |
| Seat Belt Use | - |
| Senior Driver | - |
| Stable Residence | x |
| Students & Alumni | x |
| Switching Provider | - |
| Utility Vehicle | - |
| Vehicle Recovery | x |
| VIN Etching | x |
| Volunteer | - |
| Young Driver | - |
Your vehicle may have a few safety features and anti-theft features, which you can use to lower your auto insurance rates. If your credit has improved since you’ve had your policy, let Nationwide know. You could qualify for cheaper rates.
Review the other available discounts and find out how much you can save. If Nationwide’s auto insurance rates are still too expensive, consider going with another company.
Is there a fee to cancel Nationwide auto insurance?
Usually, auto insurance companies issue a short-rate fee or a flat fee when you cancel your auto insurance. Nationwide Insurance Company doesn’t give a cancellation fee.
Flat fees can be $25 or more. Some auto insurance companies will give you a short-rate fee. A short-rate fee is a percentage of your car insurance policy that the company will charge you.
Fortunately for Nationwide customers, they won’t have to deal with flat cancellation fees or short-rate fees.
How do I cancel a payment with Nationwide?
There are several ways you can cancel your Nationwide auto insurance payment. You can contact customer service, manage your account online, or go meet with a Nationwide agent in person to cancel a payment. Explain your situation to an agent about why you want to cancel a payment.
If talking with Nationwide representatives won’t help, go to your bank and let them know why you want to stop payment on your Nationwide account. Doing so will likely disable the use of a debit card, credit card, or bank account with Nationwide. Therefore, you’ll have to pay Nationwide using a different method payment, such as a new debit or credit card.
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How do I change my address with Nationwide Insurance?
Are you leaving the state? Or are you moving to another city? Changing your address with your auto insurance company is easy and required. Auto insurance companies have made it clear that you can’t use one ZIP code and live in another. Your auto insurance policy can be terminated if you lie about your ZIP code.
When you change your permanent address, let Nationwide know about the change. Contact an agent by phone, in-person, or even through your online Nationwide auto insurance account.
The change in ZIP code could mean cheaper or more expensive Nationwide car insurance rates. It all depends on where you live.
How to Cancel Nationwide Auto Insurance: The Bottom Line
Canceling your Nationwide auto insurance is easy. All you have to do is contact the Nationwide toll-free customer service number at 1-877-669-6877 or meet with a Nationwide agent in your local area. Let them know you want to cancel your Nationwide auto insurance.
You can use the same steps to cancel Nationwide insurance for pets, Nationwide renters insurance, and Nationwide home insurance. Without cancellation fees, all you need to do is have another car insurance policy ready to go.
Ready to buy auto insurance? Now that you know how to cancel Nationwide auto insurance, you can enter your ZIP code in the FREE online quote tool below to find auto insurance rates near you.
Frequently Asked Questions
How can I cancel my Nationwide auto insurance policy?
To cancel your Nationwide auto insurance policy, you have a few options:
- Contact Nationwide directly: You can call Nationwide’s customer service line and inform them of your intent to cancel your auto insurance policy. They will guide you through the cancellation process and provide any necessary instructions.
- Visit a Nationwide branch: If there is a Nationwide branch office near you, you can visit in person to cancel your policy. A representative will assist you with the necessary paperwork and guide you through the cancellation process.
- Submit a cancellation request online: Nationwide may provide an online platform or portal where you can submit a cancellation request. Check their website or your online account to see if this option is available.
What information do I need to provide when canceling my Nationwide auto insurance?
When canceling your Nationwide auto insurance policy, you will typically need to provide the following information:
- Policy details: Have your policy number and any relevant policy documents handy. This will help the Nationwide representative locate your account and process your cancellation accurately.
- Reason for cancellation: While not always required, it can be helpful to provide a brief explanation for canceling your policy. This information may be used by Nationwide to improve their services or understand customer needs better.
- Effective cancellation date: Nationwide will ask you to specify the date you want your policy to be canceled. Make sure to communicate your desired cancellation date clearly.
Are there any fees or penalties for canceling my Nationwide auto insurance policy?
Depending on your specific policy and the terms outlined in your insurance agreement, there may be fees or penalties associated with canceling your Nationwide auto insurance policy. Review your policy documents or contact Nationwide directly to understand any potential financial implications of canceling your policy.
Will I receive a refund if I cancel my Nationwide auto insurance policy?
If you have paid your premiums in advance and cancel your Nationwide auto insurance policy before the end of the policy period, you may be eligible for a refund of the unused portion. However, this will depend on the specific terms and conditions of your policy. Contact Nationwide directly to inquire about their refund policy and the amount you may be entitled to receive upon cancellation.
Can I cancel my Nationwide auto insurance policy at any time?
Yes, in most cases, you have the right to cancel your Nationwide auto insurance policy at any time. However, it’s important to consider any potential consequences or financial implications before making a decision. Additionally, if you cancel your policy before its expiration date, you will need to find alternative insurance coverage to comply with legal requirements and protect yourself financially while driving.
Can I cancel my Nationwide auto insurance policy mid-term?
Yes, you can cancel your Nationwide auto insurance policy mid-term. However, keep in mind that canceling mid-term may result in certain fees or penalties, which can vary based on the specific terms and conditions of your policy. It’s advisable to review your policy documents or contact Nationwide directly to understand the implications of canceling your policy before its expiration date.
What is the process for canceling my Nationwide auto insurance policy if I still have an outstanding balance?
If you have an outstanding balance on your Nationwide auto insurance policy, you are still able to cancel it. However, any unpaid premiums will generally still be due and may be collected by Nationwide. It’s essential to clarify the outstanding balance and any payment obligations with Nationwide when initiating the cancellation process.
How long does it take for my Nationwide auto insurance policy to be canceled?
The cancellation process timeline can vary depending on various factors, including the specific policies and procedures of Nationwide. Typically, the cancellation should take effect on the requested cancellation date. However, it’s advisable to confirm the timeline with Nationwide directly and ensure that you have received confirmation of the cancellation in writing.
Will canceling my Nationwide auto insurance policy affect my credit score?
Canceling your auto insurance policy with Nationwide is unlikely to directly impact your credit score. However, it’s worth noting that maintaining continuous auto insurance coverage is generally viewed positively by insurance companies and may affect your future insurance premiums. Additionally, if you have an outstanding balance or unpaid premiums, it could potentially impact your credit if not resolved.
Can I reinstate my Nationwide auto insurance policy after canceling it?
Nationwide may allow you to reinstate your canceled auto insurance policy, depending on their reinstatement policies. However, reinstatement eligibility and any associated fees or requirements will vary. It’s essential to contact Nationwide as soon as possible after cancellation to inquire about the possibility of reinstating your policy if desired.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.