Best Cairo, Georgia Auto Insurance in 2025
The average Cairo, GA auto insurance rates are $372 per month. The minimum auto insurance in Cairo is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Cairo, Georgia, compare quotes from multiple companies.
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Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Alexandra Arcand
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Travis Thompson
Updated September 2024
- The cheapest auto insurance company in Cairo is Geico
- The average commute length in Cairo is 22.3 minutes
- The minimum auto insurance required in Cairo, Georgia is 25/50/25
Cairo, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Cairo can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cairo, Georgia, including driving record, credit, commute time, and more.
Compare auto insurance in Cairo to other Georgia cities, including South Fulton auto insurance rates, Sandy Springs auto insurance rates, and Alpharetta auto insurance rates to see how Cairo, Georgia auto insurance rates stack up.
Before you buy Cairo, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cairo, Georgia auto insurance quotes.
Minimum Auto Insurance in Cairo, Georgia
Cairo, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cairo, Georgia.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Cairo, Georgia Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Cairo, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,757 | $2,757 | $2,647 | $2,647 | $6,385 | $8,193 | $3,080 | $3,360 |
| Geico | $1,477 | $1,454 | $1,427 | $1,427 | $4,316 | $5,166 | $1,885 | $2,097 |
| Liberty Mutual | $4,989 | $5,436 | $4,088 | $4,641 | $20,620 | $23,033 | $5,291 | $5,641 |
| Nationwide | $3,429 | $3,547 | $3,378 | $3,717 | $10,531 | $13,576 | $4,167 | $4,525 |
| Progressive | $2,537 | $2,342 | $2,174 | $2,288 | $7,924 | $8,790 | $2,938 | $3,088 |
| State Farm | $1,882 | $1,882 | $1,686 | $1,686 | $4,938 | $6,500 | $2,063 | $2,222 |
| USAA | $1,662 | $1,663 | $1,534 | $1,549 | $5,857 | $6,941 | $2,071 | $2,297 |
Cheap Cairo, Georgia Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Cairo, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Cairo, Georgia.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,385 | $8,193 |
| Geico | $4,316 | $5,166 |
| Liberty Mutual | $20,620 | $23,033 |
| Nationwide | $10,531 | $13,576 |
| Progressive | $7,924 | $8,790 |
| State Farm | $4,938 | $6,500 |
| USAA | $5,857 | $6,941 |
Cheap Cairo, Georgia Auto Insurance for Seniors
What are senior auto insurance rates in Cairo, Georgia? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,647 | $2,647 |
| Geico | $1,427 | $1,427 |
| Liberty Mutual | $4,088 | $4,641 |
| Nationwide | $3,378 | $3,717 |
| Progressive | $2,174 | $2,288 |
| State Farm | $1,686 | $1,686 |
| USAA | $1,534 | $1,549 |
Cheap Cairo, Georgia Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cairo, Georgia compared to the annual auto insurance rates with a clean record in Cairo, Georgia.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,272 | $5,093 | $4,103 | $3,445 |
| Geico | $1,616 | $2,030 | $4,168 | $1,811 |
| Liberty Mutual | $7,010 | $9,551 | $10,982 | $9,327 |
| Nationwide | $4,513 | $5,293 | $8,160 | $5,470 |
| Progressive | $3,150 | $5,535 | $3,688 | $3,666 |
| State Farm | $2,609 | $3,106 | $2,857 | $2,857 |
| USAA | $2,261 | $2,855 | $4,153 | $2,519 |
Cheap Cairo, Georgia Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Cairo, Georgia is not easy. Compare the annual rates for DUI auto insurance in Cairo, Georgia to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,103 |
| Geico | $4,168 |
| Liberty Mutual | $10,982 |
| Nationwide | $8,160 |
| Progressive | $3,688 |
| State Farm | $2,857 |
| USAA | $4,153 |
Cheap Cairo, Georgia Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Cairo, Georgia annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,164 | $3,581 | $3,190 |
| Geico | $3,026 | $2,127 | $2,065 |
| Liberty Mutual | $13,220 | $8,088 | $6,345 |
| Nationwide | $6,973 | $5,652 | $4,952 |
| Progressive | $4,526 | $3,900 | $3,604 |
| State Farm | $4,047 | $2,524 | $2,002 |
| USAA | $3,844 | $2,697 | $2,300 |
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Cheap Cairo, Georgia Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Cairo, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Cairo, Georgia to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 39827 | $4,453 |
| 39828 | $4,169 |
Cheap Cairo, Georgia Auto Insurance Rates By Commute
Commute length and annual mileage affect Cairo, Georgia auto insurance. Find the cheapest annual Cairo, Georgia auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,887 | $4,070 |
| Geico | $2,364 | $2,448 |
| Liberty Mutual | $9,217 | $9,217 |
| Nationwide | $5,859 | $5,859 |
| Progressive | $4,010 | $4,010 |
| State Farm | $2,857 | $2,857 |
| USAA | $2,813 | $3,081 |
Cheap Cairo, Georgia Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Cairo, Georgia? Check out the comparison of annual Cairo, Georgia auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,611 | $4,029 | $4,295 |
| Geico | $2,243 | $2,417 | $2,559 |
| Liberty Mutual | $8,843 | $9,168 | $9,641 |
| Nationwide | $5,717 | $5,960 | $5,899 |
| Progressive | $3,685 | $3,948 | $4,397 |
| State Farm | $2,669 | $2,859 | $3,044 |
| USAA | $2,808 | $2,931 | $3,102 |
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Best By Category: Cheapest Auto Insurance in Cairo, Georgia
Compare the cheapest auto insurance companies in Cairo, Georgia in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Cairo, Georgia Auto Insurance Companies
What auto insurance companies in Cairo, Georgia are the cheapest? Compare the top Cairo, Georgia auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,978 |
| Geico | $2,406 |
| Liberty Mutual | $9,217 |
| Nationwide | $5,859 |
| Progressive | $4,010 |
| State Farm | $2,857 |
| USAA | $2,947 |
What affects auto insurance rates in Cairo, Georgia?
There are a lot of reasons why auto insurance rates in Cairo, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cairo, Georgia. Many local factors may affect your Cairo auto insurance rates.
Cairo Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cairo, Georgia commute length is 22.3 minutes according to City-Data.
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Compare Cairo, Georgia Auto Insurance Quotes
Before you buy Cairo, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cairo, Georgia auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Cairo, Georgia?
Cairo, Georgia auto insurance laws require a minimum coverage of 25/50/25. This means you need at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $25,000 in property damage liability coverage.
How can I find the best cheap auto insurance in Cairo, Georgia?
To find the best cheap auto insurance in Cairo, Georgia, it’s recommended to compare quotes from multiple companies. By comparing rates, you can find the most affordable option that meets your coverage needs.
How do age, gender, and marital status affect auto insurance rates in Cairo, Georgia?
Age, gender, and marital status can impact auto insurance rates in Cairo, Georgia. Different demographic groups have varying levels of risk associated with them. For example, younger drivers and male drivers tend to have higher insurance rates compared to older drivers and female drivers. Additionally, married individuals may receive lower rates compared to single individuals.
What are the average auto insurance rates for teen drivers in Cairo, Georgia?
Finding cheap auto insurance for teen drivers in Cairo, Georgia can be challenging. Teen drivers typically have higher rates due to their lack of driving experience. It’s important to compare quotes from different insurance companies to find the most affordable option for teen drivers.
How do driving records affect auto insurance rates in Cairo, Georgia?
Your driving record has a significant impact on your auto insurance rates in Cairo, Georgia. Having a clean driving record with no accidents or traffic violations generally leads to lower insurance rates. On the other hand, a history of accidents, tickets, or other violations can result in higher premiums.
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