Best Bruceville, Texas Auto Insurance in 2025
The average Bruceville, TX auto insurance rates are $289 per month. The minimum auto insurance in Bruceville is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Bruceville, Texas, compare quotes from multiple companies.
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Insurance and Finance Writer
Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability. Maria has expanded her scope of expertise to home, health, and life...
Maria Hanson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Scott W. Johnson
Updated September 2024
- The average commute length in Bruceville is 24.4 minutes
- The minimum auto insurance required in Bruceville, Texas is 30/60/25
- The cheapest auto insurance company in Bruceville is USAA
Bruceville, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Bruceville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bruceville, Texas, including driving record, credit, commute time, and more.
Compare auto insurance in Bruceville to other Texas cities, including Arlington auto insurance rates, Fort Worth auto insurance rates, and Dallas auto insurance rates to see how Bruceville, Texas auto insurance rates stack up.
Before you buy Bruceville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bruceville, Texas auto insurance quotes.
Minimum Auto Insurance in Bruceville, Texas
Bruceville, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bruceville, Texas.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Bruceville, Texas Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Bruceville, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,344 | $3,373 | $3,302 | $3,302 | $8,825 | $10,647 | $4,132 | $4,304 |
| American Family | $2,319 | $2,574 | $2,167 | $2,473 | $6,038 | $7,900 | $3,303 | $3,760 |
| Geico | $1,943 | $2,085 | $1,866 | $2,089 | $4,149 | $4,338 | $2,096 | $2,106 |
| Nationwide | $2,204 | $2,239 | $1,950 | $2,062 | $6,266 | $8,030 | $2,591 | $2,800 |
| Progressive | $2,148 | $2,033 | $1,922 | $1,955 | $9,126 | $10,163 | $2,537 | $2,570 |
| State Farm | $1,959 | $1,959 | $1,751 | $1,751 | $4,813 | $6,159 | $2,138 | $2,206 |
| USAA | $1,474 | $1,480 | $1,409 | $1,396 | $4,120 | $4,482 | $1,955 | $2,092 |
Cheap Bruceville, Texas Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Bruceville, Texas is a challenge. Take a look at the annual teen auto insurance rates in Bruceville, Texas.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,825 | $10,647 |
| American Family | $6,038 | $7,900 |
| Geico | $4,149 | $4,338 |
| Nationwide | $6,266 | $8,030 |
| Progressive | $9,126 | $10,163 |
| State Farm | $4,813 | $6,159 |
| USAA | $4,120 | $4,482 |
Cheap Bruceville, Texas Auto Insurance for Seniors
What are senior auto insurance rates in Bruceville, Texas? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,302 | $3,302 |
| American Family | $2,167 | $2,473 |
| Geico | $1,866 | $2,089 |
| Nationwide | $1,950 | $2,062 |
| Progressive | $1,922 | $1,955 |
| State Farm | $1,751 | $1,751 |
| USAA | $1,409 | $1,396 |
Cheap Bruceville, Texas Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bruceville, Texas compared to the annual auto insurance rates with a clean record in Bruceville, Texas.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,002 | $6,171 | $6,440 | $4,002 |
| American Family | $3,484 | $4,418 | $3,881 | $3,484 |
| Geico | $2,201 | $2,884 | $2,431 | $2,821 |
| Nationwide | $3,055 | $3,055 | $4,514 | $3,447 |
| Progressive | $3,541 | $4,583 | $4,124 | $3,978 |
| State Farm | $2,514 | $2,899 | $3,442 | $2,514 |
| USAA | $1,718 | $2,534 | $2,982 | $1,971 |
Cheap Bruceville, Texas Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Bruceville, Texas is not easy. Compare the annual rates for DUI auto insurance in Bruceville, Texas to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,440 |
| American Family | $3,881 |
| Geico | $2,431 |
| Nationwide | $4,514 |
| Progressive | $4,124 |
| State Farm | $3,442 |
| USAA | $2,982 |
Cheap Bruceville, Texas Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Bruceville, Texas annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,550 | $4,801 | $4,110 |
| American Family | $5,255 | $3,304 | $2,891 |
| Geico | $3,963 | $2,264 | $1,525 |
| Nationwide | $4,213 | $3,391 | $2,949 |
| Progressive | $4,549 | $3,951 | $3,669 |
| State Farm | $4,022 | $2,506 | $1,998 |
| USAA | $3,378 | $1,953 | $1,572 |
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Cheap Bruceville, Texas Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Bruceville, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Bruceville, Texas to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 76630 | $5,169 |
Cheap Bruceville, Texas Auto Insurance Rates By Commute
Commute length and annual mileage affect Bruceville, Texas auto insurance. Find the cheapest annual Bruceville, Texas auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,030 | $5,277 |
| American Family | $3,817 | $3,817 |
| Geico | $2,537 | $2,632 |
| Nationwide | $3,518 | $3,518 |
| Progressive | $4,057 | $4,057 |
| State Farm | $2,842 | $2,842 |
| USAA | $2,272 | $2,330 |
Cheap Bruceville, Texas Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Bruceville, Texas? Check out the comparison of annual Bruceville, Texas auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,032 | $5,108 | $5,321 |
| American Family | $3,572 | $3,692 | $4,186 |
| Geico | $2,465 | $2,556 | $2,732 |
| Nationwide | $3,794 | $3,370 | $3,388 |
| Progressive | $3,876 | $4,037 | $4,257 |
| State Farm | $2,701 | $2,836 | $2,989 |
| USAA | $2,223 | $2,292 | $2,388 |
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Best By Category: Cheapest Auto Insurance in Bruceville, Texas
Compare the cheapest auto insurance companies in Bruceville, Texas in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
The Cheapest Bruceville, Texas Auto Insurance Companies
What auto insurance companies in Bruceville, Texas are the cheapest? Compare the top Bruceville, Texas auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,154 |
| American Family | $3,817 |
| Geico | $2,584 |
| Nationwide | $3,518 |
| Progressive | $4,057 |
| State Farm | $2,842 |
| USAA | $2,301 |
What affects auto insurance rates in Bruceville, Texas?
There are a lot of reasons why auto insurance rates in Bruceville, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bruceville, Texas. Many local factors may affect your Bruceville auto insurance rates.
Bruceville Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bruceville, Texas commute length is 24.4 minutes according to City-Data.
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Compare Bruceville, Texas Auto Insurance Quotes
Before you buy Bruceville, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bruceville, Texas auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance coverage that provides financial protection in case of accidents, theft, or other incidents involving your vehicle. It helps cover the costs of repairing or replacing your vehicle, medical expenses, and liability for injuries or damage caused to others.
Is auto insurance mandatory in Bruceville, TX?
Yes, auto insurance is mandatory in Bruceville, TX, as it is in most states in the United States. The state requires drivers to carry a minimum amount of liability insurance to legally operate a vehicle.
What are the minimum auto insurance requirements in Bruceville, TX?
In Bruceville, TX, the minimum auto insurance requirements are as follows:
- $30,000 bodily injury liability coverage per person
- $60,000 bodily injury liability coverage per accident
- $25,000 property damage liability coverage per accident
What is liability coverage?
Liability coverage is a type of auto insurance that helps cover the costs associated with injuries or damages you may cause to others in an accident. It includes bodily injury liability coverage, which pays for medical expenses and related costs, and property damage liability coverage, which pays for repairs or replacement of damaged property.
What other types of auto insurance coverage are available in Bruceville, TX?
In addition to liability coverage, various other types of auto insurance coverage are available in Bruceville, TX. These may include:
- Collision coverage: Helps cover the cost of repairing or replacing your vehicle if it is damaged in an accident.
- Comprehensive coverage: Provides protection for damages to your vehicle that are not caused by collisions, such as theft, vandalism, or natural disasters.
- Medical payments coverage: Pays for medical expenses for you and your passengers, regardless of who is at fault.
- Uninsured/underinsured motorist coverage: Protects you if you are involved in an accident with a driver who has insufficient or no insurance.
How are auto insurance premiums determined?
Auto insurance premiums are determined by several factors, including:
- Your driving record
- Your age, gender, and marital status
- The type of vehicle you drive
- Your location (including Bruceville, TX)
- Your credit history
- The coverage limits and deductible you choose
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