Aetna Auto Insurance Review for 2025 (+Rates & Coverage Options)

Aetna offers a number of career opportunities for students, recent grads, and experienced professionals. The job types available include behavioral health, actuarial, global opportunities, customer service and claims, finance, and human resources.

One of the reasons that Aetna and the people working for Aetna are successful is because the company is focused on key core values. These core values include employee engagement, integrity, accountability and excellence, and value and quality service.

Aetna believes it is important to balance both a career and personal life, so the company offers many flexible work arrangements. These include part-time, temporary positions, personal, medical, family, and military leave, and telework.

Aetna Insurance offers a number of benefits including life insurance, health insurance, wellness, disability/paid time off, retirement, and savings.

Other benefits include support services such as financial wellness, community involvement, tuition assistance programs for employees, qualified transportation benefits, employee referral program, employee discounts, and direct deposit for paychecks.

Your auto insurance provider may cancel your policy if you do any of the following:

• Get your driver’s license suspended or revoked
• Lie during the application process
• Fail to pay your auto insurance premium

Your auto insurance company may also choose not to renew your policy if it determines you to be a high-risk driver.

When you apply for an auto insurance policy, you will be asked a series of demographic questions such as your name, age, sex, etc. You will also be asked a variety of other questions aimed at assessing your risk as a driver.

Some of the things the insurance company will want to know about are your financial background, the type of vehicle you’re insuring, and whether or not you’ve had any tickets or accidents in the past.

Once this information is collected, the insurance company uses this data to assess your risk as a driver and to determine your policy rates. This is known as the underwriting process.

By using this method of risk evaluation, auto insurance companies are able to reduce their chances of losing money on issued policies. Through this process, the insurer can determine your risk factors and decide if they want to insure you, and if so, at what rate.

Since Aetna does not offer auto insurance policies, they also do not offer SR-22 auto insurance policies. If you’ve had more than your fair share of traffic citations, automobile accidents, and/or auto insurance claims, you may be considered a high-risk driver. Normally, those who need high-risk auto insurance are required to purchase SR-22 insurance, which isn’t available through all companies, so it may take some looking around to find coverage.

The filing fee to get SR-22 insurance is only $15–$35, but the increase in rates for SR-22 insurance when compared to rates for drivers without any driving violations on their records is steep.

Rate increases for driving violations that result in a driver being forced to carry SR-22 insurance can be as much as $541/mo.

Adding another driver to your auto insurance policy means that your car will be spending more time on the road, as multiple people will be driving it. That alone is enough to raise your rates, but adding someone else to your auto insurance policy also means that your rates will be affected by that driver’s perceived risk, as well.

For example, adding a teenager to your policy can raise your auto insurance rates drastically since teenage drivers are inexperienced and auto insurance companies see them as high-risk drivers, whereas adding your spouse might not raise your rates quite as much.

There are restrictions as to who you can add to your auto insurance policy. Most companies will only allow you to add people in the same household to your policy. Always talk to your insurance provider about adding new drivers, as a claim filed involving a driver that isn’t on your policy will be denied.

No, Aetna Insurance does not sell personal or commercial auto insurance coverage.

Yes, Aetna offers health insurance coverage in all 50 states.

Aetna Insurance does not charge a cancellation fee for policies.

You can cancel your policy by contacting your insurance agent and informing them of your decision to cancel.

While Aetna does not offer auto insurance, they provide Discover Discounts that can help you save money on healthcare.

Yes, Aetna is considered a reliable insurance provider. It holds an A rating with A.M. Best, indicating a strong ability to meet ongoing insurance obligations. While Aetna doesn’t offer auto insurance, it has a robust offering of health and life insurance options and is available across all 50 states, reflecting its accessibility and nationwide trust.

Aetna does not offer auto insurance, so you will not be able to find an Aetna auto insurance phone number. If you’re looking for health insurance support, please contact Aetna’s health insurance customer service instead at 1-800-US-AETNA (1-800-872-3862)  between 8:00 AM and 6:00 PM ET, or call the phone number on your Aetna insurance card. For more information about Aetna’s insurance services, read comprehensive Aetna reviews.

Is there Aetna dental insurance?

Yes, Aetna does offer dental insurance as part of its comprehensive range of health insurance products. Aetna Dental insurance plans are designed to cater to various needs, including preventative care, basic services like fillings, and major services such as root canals and bridges. Aetna’s dental plans often provide access to a large network of dentists, allowing policyholders to choose their preferred dental care providers while potentially saving on out-of-pocket costs. The plans may vary by location, offering different levels of coverage, deductibles, and co-pay options to fit a range of budgets and dental care needs.

Yes, Aetna offers Medicare Supplement Insurance, often referred to as Medigap. This type of insurance is designed to help cover certain healthcare costs that Original Medicare (Part A and Part B) does not cover, such as copayments, coinsurance, and deductibles. Aetna Medicare Supplement Insurance plans can provide additional coverage to individuals who have Medicare, offering more comprehensive healthcare coverage and helping to reduce out-of-pocket expenses for medical services. These plans are standardized and regulated by federal and state laws, ensuring that they offer specific benefits, but availability and specific plan offerings can vary by location.

Yes, Aetna offers life insurance policies as part of its extensive range of insurance products. Aetna’s life insurance options are designed to provide financial security and peace of mind to policyholders and their families. These policies can help cover expenses like funeral costs, outstanding debts, and day-to-day living costs for dependents in the event of the policyholder’s death. Aetna’s life insurance offerings may include term life insurance, which provides coverage for a specified term or period, and whole life insurance, offering lifelong coverage and potentially a cash value component. The availability and specifics of these life insurance policies can vary, so it’s important to review the details of each plan to determine which best meets your needs and financial goals.

The “best” medical insurance can vary depending on individual needs, preferences, and circumstances. However, some top medical insurance companies often cited include UnitedHealthcare, Kaiser Permanente, and Blue Cross Blue Shield.

Aetna’s A.M. Best rating is A (Excellent), indicating a strong financial standing and ability to meet ongoing insurance obligations.

The best medical insurance in the Philippines can vary based on coverage, network, and affordability. Some popular options include Maxicare, Medicard, and PhilHealth.

The top five health insurance companies in the US are typically considered to be UnitedHealthcare, Anthem, Aetna (a CVS Health company), Cigna, and Humana.

AAA Insurance’s A.M. Best rating can vary depending on the specific AAA club and its insurance offerings. Each AAA club may have its own insurance subsidiary with its own rating.

A.M. Best is a credit rating agency specializing in the insurance industry. Their ratings assess the financial strength and creditworthiness of insurance companies, providing insight into their ability to fulfill their financial obligations to policyholders.

The highest A.M. Best insurance rating is A++ (Superior).

The cost of comprehensive car insurance in the Philippines can vary based on factors such as the car’s make and model, the driver’s age and driving history, and the insurance company. It’s best to request quotes from different insurers to compare prices.

Maxicare is often considered one of the leading HMO providers in the Philippines.

The best medical insurance company can depend on individual needs and preferences. Some well-regarded options include UnitedHealthcare, Anthem, and Cigna.

The best private health insurance can vary depending on factors such as coverage, network, and cost. Some popular options include Blue Cross Blue Shield, Kaiser Permanente, and Aetna.

The richest insurance company can vary depending on metrics such as assets under management, revenue, and market capitalization. Companies like Berkshire Hathaway, AXA, and Ping An Insurance are often among the largest and wealthiest.

UnitedHealth Group is often considered the largest medical insurance company globally, based on metrics such as revenue and membership.

A good insurance rating typically indicates a strong financial standing and ability to meet ongoing insurance obligations. Ratings like A (Excellent) or higher from agencies like A.M. Best are generally considered good.

Companies that are AAA rated typically have the highest credit rating available from credit rating agencies like Standard & Poor’s (S&P) or Moody’s Investors Service. This rating signifies exceptional financial stability and creditworthiness.

Yes, a AAA rating is considered higher than a AA rating. AAA is typically the highest credit rating available, indicating the highest level of financial strength and creditworthiness.

The best auto insurance can vary based on factors such as coverage options, customer service, and affordability. Some top-rated auto insurance companies include Geico, Progressive, and State Farm.

Allianz’s A.M. Best rating is typically in the A range, indicating a strong financial standing and ability to meet insurance obligations.

Auto-Owners Insurance typically holds an A++ (Superior) rating from A.M. Best, indicating exceptional financial strength and stability.

AXA insurance’s ratings can vary depending on the region and the specific subsidiary. However, AXA is generally well-regarded globally, often holding strong financial ratings from agencies like A.M. Best and Standard & Poor’s.

You can find the rating of an insurance company by visiting the websites of credit rating agencies like A.M. Best, Standard & Poor’s, Moody’s Investors Service, or Fitch Ratings. Additionally, some financial news websites may provide insurance company ratings and analysis.

A.M. Best ratings are determined through a comprehensive evaluation of an insurance company’s financial strength, operating performance, and business profile. The rating agency assesses factors such as capitalization, profitability, and market position to assign a rating that reflects the company’s ability to meet its insurance obligations.

The best medical cover depends on individual needs, preferences, and budget. Some factors to consider include coverage options, network of providers, and cost. It’s advisable to compare different medical cover options to find the one that best suits your requirements.

The company that gives the best medical insurance can vary based on factors such as coverage options, network of providers, and customer service. Some well-regarded options include UnitedHealthcare, Anthem, and Aetna.

The best private health insurance can vary depending on individual needs and preferences. Some popular options include Blue Cross Blue Shield, Kaiser Permanente, and Aetna.

The best HMO card in the Philippines can vary depending on factors such as coverage options, network of providers, and cost. Some popular options include Maxicare, Medicard, and PhilHealth.

The costliest health insurance plans often offer extensive coverage options, including access to a wide network of providers and comprehensive benefits. Premiums for these plans can vary significantly depending on factors such as age, location, and coverage level.

The health insurance company with the highest claim rate can vary depending on factors such as the volume of policies issued, the demographics of policyholders, and the prevalence of medical conditions. Companies with large market shares and extensive coverage options may have higher claim rates.

Some of the top health insurance providers in the Philippines include Maxicare, Medicard, and PhilHealth. These companies offer a range of coverage options and have extensive networks of healthcare providers.

Getting health insurance in the Philippines can provide financial protection against medical expenses and ensure access to quality