Pronto Auto Insurance Review for 2026 (Rates & Options Here)

Our Pronto auto insurance review found that Pronto is a decent option for high-risk drivers, but low-risk drivers can find better rates elsewhere at the cheapest auto insurance companies.

Pronto Auto Insurance Rating

Pronto is also a good option for those traveling to or from Mexico, as it offers temporary Mexico insurance coverage.

While Pronto’s rates are higher, SR-22 drivers may want to check it out if they can’t get coverage with other companies.

Read on to learn all about Pronto car insurance. Need to find affordable auto insurance today? Enter your ZIP in our free quote tool.

Pronto Auto Insurance Rates

Pronto rates tend to be pricier, with minimum coverage rates starting at $70 per month. Young drivers will pay the most at Pronto Insurance, due to a lack of driving hours on the road.

Pronto Auto Insurance Monthly Rates by Coverage Level

A Pronto insurance full coverage policy is expensive, but it will provide the best protection as it includes comprehensive and collision coverage (Read More: Collision vs. Comprehensive Auto Insurance Explained).

Another factor that Pronto will base your rates on is your driving record. A clean driving record will result in the lowest rates.

If you have a DUI, Pronto car insurance rates will start at $190 a month for just minimum coverage (Read More: Best Auto Insurance After a DUI in Texas).

Accidents and tickets will also raise your Pronto insurance quote, but not nearly as high as with other companies.

Pronto Auto Insurance Rates vs. Competitors

When evaluating price, it’s important to see how Pronto Insurance rates stack up to other auto insurance companies like Progressive Insurance. Pronto is not the most expensive option on average when compared to other companies by coverage level, but it is not the cheapest either.

Pronto vs. Top Competitors: Auto Insurance Monthly Rates by Coverage Level

The same is true when you compare Pronto auto insurance rates by driving record. If you are looking for the cheapest company, Pronto probably won’t be the best option.

Pronto vs. Top Competitors: Auto Insurance Monthly Rates by Driving Record

If you are looking for the cheapest car insurance company with a bad driving record, make sure to check out our guide to finding cheap auto insurance with a bad driving record.

Auto Coverages Available at Pronto Insurance

Pronto has several choices of coverage for shoppers. One of the perks of Pronto is that it has several different policy length periods, from one month to six months. In addition to the basic coverages required in Texas, Illinois, and California, Pronto offers the following:

Pronto Auto Insurance Coverage Options

Pronto has add-ons like roadside assistance that can be added to your insurance package, which comes in handy if your vehicle breaks down and you need help with a quick fix or tow.

Pronto also has SR-22 auto insurance. This insurance is required for high-risk drivers, such as drivers with DUIs or multiple accidents on their record. Pronto Insurance also offers temporary coverage to travelers going to or from Mexico.

Auto Insurance Discounts Available at Pronto

Because Pronto can be more expensive, it is important for customers to ask about all eligible discounts to make their Pronto Insurance policy more affordable. Some great discounts that Pronto Insurance Company offers are below.

Pronto Auto Insurance Discounts

Pronto’s biggest discount is its multi-car discount (Read More: Best Multi-Vehicle Auto Insurance Discounts). You can get this discount by insuring all of your vehicles at Pronto Insurance.

Other easy discounts to get from Pronto include its auto-pay discount and its full payment discount for when you pay in full rather than month by month. You can use your Pronto insurance login to access your account details and set up different payment options for these discounts.

Customer Reviews of Pronto Insurance

You can find Pronto car insurance reviews on sites like Yelp, Reddit, or Google reviews. Take a look at the Reddit thread below discussing whether Pronto Insurance is reputable.

Some customer reviews say that a major pro of Pronto is that they got a cheaper rate, even with a poor driving record. However, other reviewers recommend avoiding Pronto Insurance due to issues with Pronto claims filing and Pronto insurance payments (Read More: How to Dispute an Auto Insurance Claim).

Business Ratings of Pronto Insurance

There are several business ratings to examine when evaluating Pronto Insurance as a company. Take a look at the most important business ratings below.

Pronto Insurance Business Ratings & Consumer Reviews

Pronto Insurance reviews on BBB resulted in a B+ rating for business practices. While this rating could be better, a B+ suggests that Pronto has decent business practices.

However, Pronto Insurance struggles with customer reviews according to the NAIC, logging more complaints than the average company (Learn More: Auto Insurance Companies With the Best Customer Service).

Pronto Auto Insurance Pros and Cons

After running through all of the details in our Pronto Insurance review, we found it works best for high-risk drivers and those traveling to Mexico multiple times a year.

• SR-22 Filing: Pronto Insurance will file SR-22 forms and sell insurance to higher-risk drivers.
• Coverage Options: Pronto has several great add-ons like roadside assistance and rental reimbursement.
• Mexico Insurance: Pronto Insurance offers auto insurance when traveling to Mexico.

The downsides? Pronto car insurance quotes are pricey for drivers with clean records. The main cons we found about Pronto Insurance are:

• Availability: Pronto Insurance only sells insurance in California, Illinois, and Texas.
• Expensive Rates: Compared to competitors, Pronto insurance costs more.

Along with high rates, the biggest downside is that you won’t be able to buy Pronto Insurance if you don’t live in Texas, Illinois, or California.

Choosing Pronto Insurance as Your Provider

One of the best pros we found in our Pronto auto insurance review is that it insures higher-risk drivers who need SR-22 filings (Read More: High-Risk Auto Insurance). However, Pronto Insurance rates tend to be pricier than those of other companies, and it is only sold in California, Illinois, and Texas.

If Pronto isn’t the right insurance company for you, there are plenty of other great options on the market. Shop for cheap auto insurance coverage today by entering your ZIP in our free quote tool.