MetLife Auto Insurance Review for 2025 (See Ratings & Cost Here!)

Find out more in our MetLife auto insurance review to know more about their competitive rates starting at $68/month.

MetLife offers flexible coverage options, including liability, collision, and comprehensive auto insurance, which protects policyholders against a range of incidents — from theft, vandalism, and natural disasters to a number of other events beyond the scope of a standard policy.

MetLife Auto Insurance Rating

With discounts available for safe drivers and multi-policy holders, it’s a great choice for cost-conscious drivers. Compare rates and coverage to find the best fit for your needs.

Use our free quote comparison tool to find affordable auto insurance with any driving record — simply enter your ZIP code below.

Everything You Need to Know About MetLife Auto Insurance

MetLife provides auto insurance coverage options such as liability, collision, and comprehensive coverage along with recommended auto insurance coverage levels. They offer discounts for safe drivers, multi-policy holders, and good students. Minimum coverage premiums begin at $68 per month, but rates depend on hardware and driver history.

 

MetLife Auto Insurance Rates by Age, Gender, and Coverage Level

MetLife has a number of car insurance rates that change according to how much coverage you have, as well as your age and gender. Whether you want minimum or full coverage, understanding how age and gender will influence your premiums will guide your decision. Below is a breakdown of MetLife’s monthly rates for different age groups and coverage levels.

MetLife Auto Insurance Monthly Rates by Coverage Level, Age, & Gender

MetLife auto insurance monthly rates vary by coverage level, age, and gender. Teenagers applying for full coverage could be charged as high as $700 for a 16-year-old male; minimum coverage premium rates go as low as $68 for a 45-year-old male.

Rates gradually decrease with age, with 30-year-olds paying $125 for minimum coverage and $200 for full coverage. Female drivers typically pay lower premiums compared to males.

MetLife’s auto insurance rates fluctuate with age and gender, offering more affordable options for older drivers and female drivers. Be sure to discuss and compare quote options and coverage options so you find the best rate that works for you. For an easy way to find the best deals, visit where to compare auto insurance rates and use the comparison tool to explore more options and save on your car insurance.

Driving History and Its Impact on MetLife Auto Insurance Rates

Whether you have a clean record or a history of accidents, DUIs, or tickets, your premiums will be affected accordingly. If you’re seeking cheap auto insurance after a DUI, it’s important to understand how insurers adjust their rates. The table below highlights how MetLife adjusts its rates based on different driving histories, providing insight into how past behavior can impact your insurance costs.

MetLife auto insurance rates vary based on your driving history. Whether you have a clean record or a history of accidents, DUIs, or tickets, your premiums will reflect these factors. The table below shows how rates differ for drivers with varying records, helping you understand how past driving behavior impacts your insurance costs.

A clean record typically results in the lowest premiums, while accidents, DUIs, and tickets lead to higher costs. Don’t forget to also take your driving history into account when comparing auto insurance quotes to get the best deal.

Decoding Age-Specific Auto Insurance Rates: MetLife vs. Competitors

The comparison of monthly auto insurance rates by age highlights how premiums change with age. Knowing the key risk factors that affect auto insurance rates — such as age, driving record, and type of car — helps people find the most affordable coverage.

MetLife Auto Insurance Monthly Rates vs. Top Competitors by Age & Gender

Compare MetLife auto insurance rates with top competitors by age and gender. The chart here compares monthly premiums for 16- and 18-year-old male and female drivers to the rates charged by providers such as Allstate, Geico, and USAA, with the rates from MetLife. Comparative pricing by your age and gender may reveal the most competitive pricing.

Analyzing MetLife’s auto insurance rates alongside top competitors will allow you to discuss how and why these factors are considered when coming to your premium rate. Such analysis gives you a clear understanding of the most competitive rates amidst various providers and allows you to make an informed decision about the best coverage according to your requirements.

MetLife Auto Insurance Policies: Coverage Options for Every Driver

MetLife offers a variety of auto insurance policies designed to protect drivers in different situations. When considering your options, it’s important to know how to choose an auto insurance policy that best suits your needs, whether you are looking for coverage for a new vehicle, protection from accidents, or savings on premiums.

From basic liability coverage to more comprehensive protections like collision and uninsured motorist coverage, these policies ensure that you’re covered no matter what happens on the road. Below is an overview of the key types of coverage MetLife provides.

• Liability Coverage: Covers damages when you’re at fault in an accident, including bodily injury and property damage liability.
• Collision Coverage: Pays for repairs to your vehicle after a crash, regardless of fault, including damage caused by other drivers.
• Comprehensive Coverage: Protects against non-collision events like theft, vandalism, natural disasters, or animal collisions, excluding accidents.
• Uninsured/Underinsured Motorist Coverage: Covers you if you’re in an accident with someone who lacks sufficient insurance to pay for damages.
• Personal Injury Protection (PIP): Covers medical costs, lost wages, rehabilitation, and funeral expenses for you and your passengers, no matter who’s at fault.

Each of these MetLife auto insurance policies provides basic coverage customized to diverse driving demands.

Bill Pappas recently shared how members from MetLife’s Global Technology and Operations and Pet Insurance teams successfully collaborated on our enhanced pet wellness app. Read it here via @CIOonline: https://t.co/9K2mtCQo3L pic.twitter.com/MrHMMLp23U

— MetLife (@MetLife) August 21, 2023

Whether you’re seeking basic liability or comprehensive coverage for various risks, understanding your options helps you choose the right protection for peace of mind on the road.

Additional Coverage Features from MetLife Auto Insurance

MetLife offers a variety of optional coverages to add to your auto insurance policy, from gap coverage to roadside assistance. If you’re interested in advice on how to manage your auto insurance policy, these alternatives give extra security and adaptability.

• Gap Coverage: If your car is totaled, gap insurance covers the difference between what you owe on your loan and its actual cash value, preventing financial loss.
• Roadside Assistance: Provides emergency help such as towing, battery jump-starts, tire changes, and lock-out assistance. This coverage can be added to your policy for added peace of mind on the road (Learn More: Best Auto Insurance Companies for Roadside Assistance).
• Rental Car Coverage: Rental car reimbursement coverage pays for a rental car while you repair the wrecked car. It may also include towing costs and rental income loss for the rental company.
• Glass Repair Coverage: Does car insurance cover windshield damage? Yes, windshield coverage pays to repair or replace damaged vehicle glass, often with a $0 deductible, but you must add it to your policy.
• Identity Protection Coverage: Includes services like credit monitoring and fraud resolution to protect against identity theft, often at no extra cost.

These added policy features mean MetLife has you covered in the unexpected, giving you peace of mind behind the wheel and beyond.

These add-ons can help complete your coverage and provide fast, easy service.

MetLife Insurance: Real Customer Feedback & Ratings

MetLife offers solid business ratings and excellent consumer ratings on many platforms. With a J.D. Power score of 886 out of 1,000, the company has well-above-average customer satisfaction. Also, MetLife is rated A+ with the BBB due to its impressive business practices.

MetLife Business Ratings and Consumer Reviews

MetLife scores 76 out of 100 with Consumer Reports, indicating favorable customer reviews. A.M. Best also gives the company an “A” rating for superior financial strength, which helps guarantee its stability and claims-handling ability. As such, MetLife does have the average number of complaints, which is critical in evaluating its overall customer service.