LendingTree Review for 2025 (Trusted Insurance Quotes?)

LendingTree makes it easy to get real-time quotes from over 40 insurers in less than three minutes. You can filter by coverage type—like liability, collision, or full coverage—and even check out bundle options with home or renters insurance.

LendingTree Rating

This unbiased LendingTree review shows it’s a great choice for speed, but it doesn’t handle underwriting, provide final pricing, or offer much detail about the insurers themselves.

AutoInsurance.org gives you more flexibility by connecting you with over 60 top-rated insurers. It delivers quick quotes, shows a wider range of coverage options, and helps drivers save more on full coverage—without the constant follow-up.

Keep reading to learn what info LendingTree asks for and how it works when you’re trying to get a quote from an auto insurance company.

Start comparing with AutoInsurance.org to check real quotes from trusted insurers. Enter your ZIP code to see if you could be getting a better deal.

How the LendingTree Quote Tool Works and What You’ll Need

LendingTree makes insurance shopping pretty simple with its quick online tool. To get started, you’ll enter your ZIP code so the platform can show local rates.

Next, you’ll answer a few basic questions—things like your car’s make, model, year, how you use it, and whether it’s leased or financed. Your name, residence, date of birth, marital status, current insurance company, and a brief driving history, including any past infractions or claims, will also be requested.

After that, LendingTree shows you real-time quotes based on the coverage you’re looking for. It’s not a licensed insurance broker, but it works a lot like one by connecting you with offers from multiple insurers based on your profile. You can compare everything in one spot, but the actual policy comes from the provider you choose.

There’s no account required, and you’re not locked into anything. Plus, your info stays secure thanks to SHA-256 encryption.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Comparing Speed and Savings Across Top Insurance Tools

Here’s how the top platforms measure up in terms of speed, savings, and insurer variety. Insurify comes out ahead with the fastest quote time at just two minutes and the highest savings potential at 30%. It also connects users with up to 40 insurers per request.

Insurance Comparison Site Features

LendingTree is quick at three minutes but has fewer insurers and slightly lower savings. NerdWallet offers broad access to insurers but takes longer to deliver quotes. If you’re wondering how long does it take to compare auto insurance quotes, these platforms show it can range from two to five minutes depending on the tool.

Insurify also tops satisfaction scores, making it a strong choice for drivers who want fast, accurate results. While LendingTree is a good place to start, it may not provide as much variety in coverage or insurer detail as some drivers need. Taking time to explore each option can lead to better savings and a more customized policy.

LendingTree Reviews, Ratings & Customer Feedback

LendingTree reviews on Reddit reflect positive user sentiment. One user shared that they had a good experience using LendingTree, saying it was helpful to see multiple loan offers from BBB-accredited lenders when their own bank wouldn’t approve them.

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It’s a solid reminder that LendingTree can give you more options when traditional routes fall short. Here’s a closer look at what real users say about LendingTree. The ratings give a clear picture of what works well and what could be improved.

LendingTree, NerdWallet, & Insurify: Third-Party Platform Customer Ratings

LendingTree scores a strong 4.8 on the App Store with over 37,000 reviews, showing users how fast and easy it is to get quotes. But its 3.3 from PCMag points to weak customization and limited details on insurers. NerdWallet also scores 4.8 but with more than 115,000 reviews, which shows stronger user trust and wider usage.

Its 4.0 from PCMag backs up that it offers better financial tools and more complete comparisons. Insurify scores lower on mobile, but its 4.7 on TrustPilot shows users value the clean experience, fewer follow-up calls, and clearer quote details. It also stands out with a 3.8 on Clearsurance—something the others don’t have.

LendingTree reviews complaints on Reddit, though fewer in number, and mentions that users often feel overwhelmed by frequent calls after submitting their info. Some shared they weren’t expecting as much third-party contact, even though they liked the speed of the platform.

See More: Best Auto Insurance Companies According to Reddit

These scores indicate that while LendingTree is good at generating quotes, it leaves users without clear next steps or control over how their data is shared. That’s where AutoInsurance.org is different.

We don’t just help you compare quotes — we guide you through coverage options, explain available discounts, and provide insurer reliability insights, all without triggering a flood of third-party contact. Our goal is to make car insurance comparisons smarter, not harder.

LendingTree vs. NerdWallet

NerdWallet scores well on Google Play and PCMag, showing that users trust its financial tools and find the platform easy to use. However, when it comes to insurance specifically, its 3.7 TrustPilot rating suggests some users are looking for more detailed coverage comparisons and clearer insurer information.

LendingTree vs. NerdWallet: Third-Party Customer Ratings

LendingTree, on the other hand, gets solid app ratings—4.8 on the App Store and 4.3 on Google Play—which shows it’s easy to use and runs smoothly. That said, some users say the follow-up calls can get overwhelming, and the process after getting quotes isn’t always clear.

LendingTree reviews complaints on BBB often echo these concerns, mentioning aggressive outreach and uncertainty about which insurer is actually handling the policy.

Those kinds of details matter. A high app score is great, but it doesn’t always mean the full experience meets expectations. If you’re looking for more insight into NerdWallet’s features, the NerdWallet auto insurance review offers a closer look at how their quote process compares.

LendingTree vs. Insurify

If you’re deciding which platform to use, our Insurify insurance review offers a closer look at how its quoting process compares to others. Here’s how Insurify stacks up against LendingTree:

LendingTree vs. Insurify: Third-Party Customer Ratings

Looking at mobile app ratings helps paint a picture of the user experience. LendingTree scores a solid 4.8 on the App Store and 4.3 on Google Play, which reflects how fast, clean, and easy the app is to use. It delivers quotes in just a few minutes and doesn’t require users to log in, which makes the process feel quick and low-pressure.

But while the app itself runs smoothly, some users say the experience shifts once they submit their info—often feeling like they’re passed along without much support or clarity. Insurify, on the other hand, holds a 3.4 rating on both app stores, suggesting the app interface may not be as polished.

Still, a lot of users say the process feels easier to navigate and way less pushy, especially after they’ve submitted a quote. That kind of transparency really matters if you want more control and fewer surprises along the way.

Compare Real Rates Without the Hassle

When comparing insurance platforms, it’s not just about how fast you get quotes—it’s about how useful those quotes are. LendingTree is great for speed but often falls short regarding transparency, insurer details, and post-quote experience. If you’ve ever felt overwhelmed by follow-up calls or unsure which provider is the best fit, you’re not alone.

That’s where AutoInsurance.org does things differently. It connects you with over 60 top-rated insurers, delivers quotes in under two minutes, and gives you 25% more coverage options per request. Drivers using the platform report saving up to 40% more and an average of $540 per year on full coverage.

With a 98% satisfaction rate, it’s trusted by people who want more clarity and control during the process. If you’re wondering where to compare auto insurance rates without the hassle, this is a platform built to make the process easier. You can compare accurate monthly rates, see insurer quality, and feel confident without getting bombarded by third-party sales calls.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Pros and Cons of LendingTree

LendingTree makes it easy to check rates fast, but like any tool, it has upsides and trade-offs. Here’s a quick look at where it shines:

• ZIP-Based Quote Filters: Compare prices on LendingTree by entering your ZIP code and then selecting the level of coverage you need—full coverage, collision, or liability—based on your personal needs.
• No Account Required: Receive instant estimates from forty-plus insurance providers in less than three minutes without creating an account or logging in.
• Real-Time Filtering: Users can narrow quotes by ZIP code, coverage type (liability, collision coverage, and more), which is ideal if you need personalized results in seconds.

LendingTree is also free to use and won’t impact your credit score when you’re shopping for insurance policies or a new bank account.

However, some LendingTree car insurance reviews report that it falls short when it comes to your personal data. When you use LendingTree, your phone number and email address can be sent to insurance agents.

• Follow-Up Contact: Many users report getting frequent calls or emails from multiple insurers after submitting their information through LendingTree.
• Limited to External Partners: It scored 3.3/5.0 on PCMag, where editors noted limited personalization of coverage and a heavy reliance on external partners for final pricing and terms.

While LendingTree works well for quick comparisons, the lack of follow-through and aggressive third-party contact can be a dealbreaker for some.

LendingTree’s Corporate Structure and Acquisitions

LendingTree, LLC is fully owned by LendingTree, Inc., and has grown its reach by acquiring key companies along the way. It functions as a centralized online lending marketplace, helping users connect with multiple loan and insurance providers and easily compare online auto insurance companies through its network.

LendingTree Platform Overview

In 2018, the company acquired QuoteWizard, an online insurance marketplace founded by Scott Peyree, and in 2017, it added MagnifyMoney to its portfolio—a financial comparison platform based in New York.

LendingTree Customer support is available by phone at 1-704-541-5351 or by emailing [email protected] for questions about services or product offerings.

Get Fast and Secure Insurance Quotes With LendingTree

Our LendingTree review found that it’s a fast and easy tool for checking rates from more than 40 insurers in just a few minutes. One big plus is you can get real-time quotes without needing to create an account. The downside is you’ll likely get follow-up calls or emails from third-party partners after entering your info.

It’s a solid choice for drivers who want quick comparisons and aren’t ready to commit to one provider right away. What really stands out is its 4.8 out of 5.0 rating from over 37,000 App Store users, showing people appreciate how fast and user-friendly the platform is.

To get the best deal from the best insurance companies, it’s always smart to compare multiple insurance companies online and get real-time quotes from top companies before making a decision.

Ready to find a better deal on auto insurance? AutoInsurance.org connects you with over 60 top-rated insurers and delivers fast, real-time quotes in under two minutes. With more coverage options per request and higher average savings, it’s a smarter way to compare. Enter your ZIP code to get started.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption