Prudential Auto Insurance Review for 2025 (Offered by Plymouth Rock)

This Prudential auto insurance review found that Prudential doesn’t sell car insurance directly, but it partners with Plymouth Rock to offer customers both financial services and insurance products.

Prudential Auto Insurance Rating

To obtain a Prudential auto insurance quote, you’ll want to speak with a Plymouth Rock representative. For questions, the Prudential car insurance phone number is 1-800-437-5556, which redirects to Plymouth Rock Assurance.

Since its inception, Prudential has focused on providing policyholders with sickness relief, retirement benefits, and financial stability. Find out what sets their customer support apart in the Plymouth Rock auto insurance review.

Enter your ZIP code into our free tool now to instantly compare your Prudential auto insurance quote against top competitors in your area.

Prudential Auto Insurance Rates Breakdown

All activities for auto insurance are conducted through Plymouth Rock. Therefore, there is no Prudential auto insurance login, claims phone number, customer service, or other contact numbers.

In most cases, Prudential car insurance reviews reference Plymouth Rock. If you are wondering how rates at Plymouth Rock auto insurance stack up, the table below shows the national averages so you can compare:

Prudential Auto Insurance Monthly Rates by Coverage Level

Prudential auto insurance rates change a lot depending on age, gender, and how much coverage you want. Young male drivers have the highest monthly fees; for example, 16-year-olds might pay up to $510 for full coverage with Plymouth Rock.

Rates start to decrease around age 25, with 30-year-old females typically paying an average of $180 for minimum coverage. Older adults receive the best deals, with females aged 65 years or older paying just $130 each month for basic protection.

Prudential auto insurance rates through Plymouth Rock can be very different depending on age, gender, and whether you are married or not. Young males who are teenagers have to pay the most at $752 each month. On the other hand, females aged 60 and married only need to pay $187, which is the lowest rate.

Auto Insurance Monthly Rates by Age & Marital Status

Rates start to become more balanced by age 35, with married males and females averaging around $204 per month. Young single drivers, primarily those under 25 years old, can expect higher premiums. However, as they age and their driving history improves, they may become eligible for additional discounts.

Prudential vs. Top Competitors: Auto Insurance Monthly Rates

When looking at minimum rates, Prudential’s $86 is about average. However, other companies, such as Geico and State Farm, offer cheaper options with monthly rates of $43 and $47, respectively.

For full coverage, Prudential costs $184, but there are more affordable choices, such as Progressive at $150 and Nationwide at $164. Only Liberty Mutual offers more expensive full coverage at $248, which makes Prudential less attractive for drivers who are careful about their budget and comparing complete policy costs.

Auto Insurance Monthly Full Coverage Rates by Driving Record

Drivers with a clean record pay $184 each month through Prudential via Plymouth Rock. If a driver has a DUI, they still pay $245 – this is less than many top insurance companies ask for.

When you look at Allstate, their rate for drivers with a DUI is $385. So, Prudential’s same pricing offers more stability and is a better deal in this comparison.

Although Geico has the lowest rate for clean records at $114, Prudential is notable because it gives steady prices even for drivers with violations.

Read more: How Auto Insurance Companies Check Driving Records

Prudential Auto Insurance Coverage Options

Prudential auto insurance, which you can get only through Plymouth Rock in New Jersey, offers important coverage choices suited for different drivers’ requirements:

• Bodily Injury Liability: This pays for medical and legal expenses if you cause an accident and hurt someone. In New Jersey, the minimum limits are $15,000 per person and $30,000 per accident.
• Property Damage Liability: This coverage pays for the damage you cause to another person’s property; in New Jersey, the minimum coverage is $5,000 per accident.
• Personal Injury Protection (PIP): This coverage provides a minimum of $ 15,000 per person for medical expenses, lost wages, and funeral costs in New Jersey. It is no-fault coverage, which means it applies even if you are not at fault.
• Collision Coverage: This pays for repairs to your vehicle if it gets damaged in an accident. Lenders typically require this coverage when you finance or lease a car.
• Comprehensive Coverage: This type of insurance provides protection against damages not caused by a collision, including theft, vandalism, fire, and damage resulting from severe weather. It is optional but suggested.
• Uninsured/Underinsured Motorist: This coverage helps pay for your medical bills and car repairs if you are hit by a driver who does not have sufficient insurance. In New Jersey, the minimum is $ 15,000 or $30,000.

These options enable Prudential-Plymouth Rock policyholders to customize their protection with confidence. Learn what standard auto insurance covers under Prudential policies and how Plymouth Rock applies each feature.

Although there is no general Prudential auto and home insurance, the company does offer several other types of insurance. These include:

• Life Insurance for Individuals: Individual life insurance gives you peace of mind by protecting the people you love. You can reach Prudential customer service for life insurance at 1-800-778-2255.
• Health Insurance for Individuals: Get quality individual health coverage that fits your needs.
• Group Insurance for Employers: Prudential group insurance can help your business by attracting top talent with competitive benefit offerings and improving productivity by reducing disability durations.

Although Prudential’s primary business is insurance, the company offers additional financial programs like retirement solutions, annuity programs, financial education, and pension risk transfers for employers.

For questions about retirement plans, the Prudential retirement phone number is 1-800-621-1089 for policyholders who get pension benefits through a group annuity. If your retirement is through Empower, the Prudential life insurance phone number is 1-877-778-2100. Prudential Financial also offers:

• Investments
• Residential Real Estate
• Employee Benefits
• Mortgages

Prudential has stated that its mission is “to help our customers achieve financial prosperity and peace of mind.” You can reach Prudential car insurance by calling 1-800-437-5556, which connects you directly to Plymouth Rock Assurance.

Prudential Auto Insurance Discounts

Learn how Prudential auto insurance drivers can make their rates lower. Plymouth Rock, which offers Prudential auto insurance, provides numerous discounts that reward safe driving habits and offers convenient payment options. The best auto insurance discounts for good drivers are available through loyalty programs and tech-enabled claims backed by Prudential’s Plymouth Rock partnership.

Prudential Auto Insurance Discounts

Drivers who are safe and households with multiple cars can save up to 20%. If you combine your car insurance with home insurance, you can save 15% on your rates. You can save more by paying everything at once, switching to paperless billing, or using auto-pay. Each of these options can reduce costs up to 8% for eligible policyholders.

Prudential Auto Insurance: Customer Reviews and Ratings

Examine how Prudential’s auto insurance ratings reflect its performance. J.D. Power gives it a score of 790 out of 1,000 for customer satisfaction, and the Better Business Bureau (BBB) awards an A grade for its quality of customer service. Consumer Reports gives the product a rating of 78/100, appreciating its clear policies.

Prudential Insurance Business Ratings & Consumer Reviews

With a low 0.50 complaint index from the NAIC and an A+ grade from A.M. Best, Prudential, through Plymouth Rock, demonstrates good financial stability and consistent service.

This makes it a strong choice for drivers who want clear terms and dependable claim help. Learn how to check if an auto insurance company is legitimate before trusting third-party providers like Plymouth Rock with your Prudential policy.

Is Plymouth Rock the cheapest car insurance?
byu/Aspergers_R_Us87 inInsurance

This Reddit post discusses a user who switched from MAPFRE Commerce after many years of having bundled coverage. They discovered that Plymouth Rock had cheaper rates, with quotes of $775 for home insurance and $1,229 for two trucks.

The post emphasizes the importance of comparing prices, especially when seeking less expensive combined home and car insurance options.

Prudential Life Insurance: Comprehensive Support and Coverage

When it comes to managing your life insurance policy with Prudential, you can rely on convenient support and comprehensive coverage options. Here’s what you need to know:

• Claims Support: Whether you’re filing a claim or have inquiries about your policy, Prudential’s customer support team is just a call away.
• Local Agents: Find a trusted insurance professional in your area who can provide personalized guidance tailored to your specific insurance needs.
• Financial Strength: Prudential’s A.M. Best rating reflects its financial strength and stability in the insurance industry.
• Quick Assistance: Save Prudential’s claims phone number for easy access during the claims process.
• Dedicated Support: Reach out to Prudential’s dedicated support team for general inquiries or policy-related questions.

These features ensure that policyholders receive dependable help and trustworthy financial support when they need it most.

• Customer Reviews: Gain insights into Prudential’s services and products by exploring reviews from policyholders.
• Feedback Handling: Stay informed about customer concerns and understand how Prudential addresses and responds to feedback.
• Excellent Service: Experience top-notch customer service with Prudential’s committed team throughout your insurance journey.
• Policy Quotes: Request quotes to compare premiums and find the policy that best suits your needs and budget.

When considering life insurance options, Prudential stands as a reputable provider offering comprehensive coverage and reliable services.

Discover more by reading our guide: Comprehensive Auto Insurance Claim

Bundling Prudential Auto & Home Insurance

Prudential collaborates with Plymouth Rock to provide home and auto insurance, even if it doesn’t offer these policies directly. For quotes, claims, or assistance with coverage details, policyholders can call 1-800-437-5556 to talk to customer service. Learn how Plymouth Rock makes Prudential one of the best companies for bundling home and auto insurance through policy flexibility.

Plymouth Rock handles the insurance aspect, and Prudential ensures a trustworthy experience backed by solid financial stability and excellent service. This partnership provides customers with reliable protection and assistance when they need it most.