Noblr Auto Insurance Review (2026)

Every driver wants great coverage with low rates. However, the best auto insurance company for you might not be the one you expect.

Noblr auto insurance company is pretty new and offers usage-based car insurance. It uses your driving behaviors in part to determine your rates. The amount you pay depends on you. Safe driving can save you money.

This Noblr auto insurance review will help you find out if it’s right for you.

Before you buy Noblr car insurance, shop around. Compare multiple companies to see which one is the best fit for you.

Keep reading to learn more about Noblr auto insurance. Enter your ZIP code to compare free quotes from auto insurance companies near you today.

Noblr Pay-As-You-Drive Insurance: The Bottom Line

While you may get affordable Noblr auto insurance, it all depends on your driving behaviors. You won’t know until you’ve used the service.

You pay a fixed monthly rate and another rate that changes based on your driving with Noblr. Also, Noblr only offers a few discounts, so it’s hard to get lower rates.

Shop around to find the best auto insurance rates for you. Compare rates, discounts, and coverages to find the company that offers you the coverage you need with the lowest rates.

We hope that you’ve learned all you need to know in our Noblr review. Enter your ZIP code before you go to compare free auto insurance quotes from companies in your area.

What You Should Know About Noblr

How to Cancel Noblr Insurance

There are many reasons you may need to cancel your policy with the Noblr auto insurance company. For example, you may want to cancel if you sell your vehicle or find a cheaper rate elsewhere.

To cancel Noblr auto insurance call customer service at 1-877-236-6257 or send an email to [email protected].

You will need to provide your name, address, policy number, and the date that you want your policy to end.

Make sure you have a new auto insurance policy in place before you cancel Noblr auto insurance. A lapse in car insurance can lead to fines and higher rates when you try to get car insurance again.

If you are within your first six months with Noblr, you may pay a cancellation fee. It’s not clear if you will receive a refund when you cancel if you have prepaid for your coverage.

Although you can cancel your policy at any time, it might be easier to wait until your policy ends to switch auto insurance companies.

How to File Noblr Insurance Claims

You can begin the Noblr claims process one of two ways.

First, you can call Noblr customer service at 1-877-236-6257 to file your claim.

Second, you even file your claim through the Noblr app.

Each auto insurance company has its own claims process to be followed. However, Noblr doesn’t discuss its process on the website.

Many of Noblr’s bad insurance reviews talk about the claims process.

Noblr Reviews and Ratings

A.M. Best rates companies on how financially sound they are. Since Noblr hasn’t been around that long, it is not rated. However, USAA has an A+ rating, which means it has a strong financial standing.

The Better Business Bureau rates companies based on how well they interact with customers. Noblr has an A- rating and is accredited.

Since Noblr depends on its app to calculate rates and allow customers to access their accounts, app ratings matter. The Noblr app has a 3.8 rating on the Google Play store and a 3.9 rating on the Apple App store.

Noblr Insurance Coverage Options

Auto Insurance Coverages Offered by USAA’s Noblr

Noblr offers standard auto insurance coverage, including liability, collision, comprehensive, medical payments, personal injury protection, and uninsured motorist.

Every state has its own auto insurance laws. Although you only have to buy the legal minimum, experts suggest adding coverages such as collision and comprehensive to ensure you are fully protected.

Noblr also offers add-ons such as roadside assistance and rental car coverage.

Noblr Insurance Rates Breakdown

Noblr is an auto insurance company that uses telematics to offer drivers low rates. Although it’s only been around since 2015, USAA bought Noblr not long ago. So, Noblr and USAA reviews are pretty much similar.

Noblr is only available in Colorado, New Mexico, Arizona, Texas, Louisiana, Ohio, Pennsylvania, and Maryland.

Noblr’s auto insurance rates use a two-part system. You can’t get an accurate Noblr quote because of the ways rates are broken down.

First, a fixed rate is calculated based on the standard factors that affect auto insurance rates. These factors include your age, driving record, and where you live.

Second, Noblr uses telematics in an app to monitor your driving behaviors and charges you a variable monthly rate based on the results. Drivers with good driving skills will see much lower rates.

Driving Habits Monitored by Noblr

The behaviors monitored by Noblr include:

• Hard braking and accelerating – This can show you are either not paying attention or are driving aggressively
• How far you drive – More time on the road means a greater chance of being in an accident
• What route you take – Driving on highways is considered safer than driving on city streets
• What time of day you drive – Late night and early morning driving can lead to more accidents

The way you drive affects more than just your safety. Your driving record is one of the most important factors for your rates.

This table shows average auto insurance rates from top companies based on driving records. Check out how much poor driving affects rates.

Sports Car Auto Insurance Monthly Rates by Provider & Driving Record

According to the Insurance Information Institute, telematics can make you a safer driver. This is because telematics provides immediate feedback making you much more aware of your driving.

Using an auto insurance company such as Noblr can save you money and make you a better driver at the same time.

Noblr Discounts Available

Auto Insurance Discounts Available With Noblr Insurance by USAA

Most auto insurance companies offer a variety of discounts to help drivers get lower rates. However, Noblr’s discounts are limited.

Since Noblr only offers auto insurance, you can’t get a discount for bundling other policies such as homeowners or renters insurance.

The only auto insurance discounts offered by Noblr are:

• Paid-in-full discount for paying for the set portion of your policy in advance
• New customer discount when you first sign up with Noblr
• Renewal discount when you opt to renew your policy after the six-month term

Drivers can also get a $25 Amazon gift card for referring other drivers.

To get an idea of discounts other auto insurance companies offer, check out this table. The discount amount is listed if it is known.

Auto Insurance Discounts by Company

Even if initial rates are higher with another insurer, discounts can reduce your rates significantly. That means another auto insurance company may be cheaper after discounts.