Global Auto Insurance Review (2025)

Global International started small. They started so small that the company only consisted of a group of textile mills that were having trouble getting affordable insurance against loss for their businesses because of the dangerous nature of running a textile mill.

FM Global specializes in providing commercial and industrial property insurance, not global car insurance. After doing some more research it’s known that this company also provides risk engineering and risk management solutions to businesses worldwide. The insurance that this company provides reviews and assesses all of the risks including fire, natural disasters, equipment breakdowns, and other property-related situations.

What You Should Know About FM Global

History of FM Global

FM Global is a mutual insurance company that specializes in commercial and industrial property insurance and risk management solutions. This company isn’t a global car insurance company per se. They offer coverage in ways of property insurance, risk assessment and engineering, research and innovation, and loss prevention training.

FM Global has been around since 1835, making it one of the oldest insurance companies. Once called “The Manufacturers Mutual Fire Insurance Company of Rhode Island”, the names have evolved, but the company has managed to become one of the most prominent global insurance companies.

FM Global is a global insurance company that specializes in providing global assurance for commercial and industrial properties. As a recognized industry leader, FM Global offers specific coverage options to protect its assets and minimize loss.  FM Global is not a traditional insurance carrier. Nor is FM Global an underwriter.

FM Global is a Fortune 500 Company due to its size, financial strength, and influence in the insurance and risk management industry. FM Global is not considered a broker.

The CEO of this company is Malcolm C. Roberts.

The most current data suggests that FM Global has approximately 5,500 employees.

FM Global’s headquarters is located in Johnston, Rhode Island, and the corporate office is located in Washington, DC.

FM Global’s corporate office is located at:

2233 Wisconsin Avenue NW Suite 310
Washington, DC 2007
Phone: 1-800-226-0943

While FM Global is available all over the country and even all over the world, they don’t have offices in every state.

If you are looking for an office in a particular state and there isn’t one available, FM Global’s website will give you the address and phone number of the offices that are closest to where you are located.

FM Global Agents

While there are independent agents who are licensed to sell its products, FM Global does have its own team of agents that can provide you with the products that you are looking for.

It isn’t very likely that you will find many independent agents who sell FM Global products because FM Global doesn’t pay commission for the sale of their products.

If you want to speak with an agent, you only need to call the 800 number listed above.

FM Global Claims

If you have a claim, you need to call a customer support representative. The FM Global representative that you get on the phone to handle your claim is going to be the person who takes care of anything.

You won’t have to explain your loss again and again to different claims agents who don’t understand the full story of what is going on.

You can download a PDF file that allows you to fill out a claims form before you speak to a representative. This form will give you an idea of all of the information that you will need to file your claim.

In addition, this will also reduce the amount of time it takes to get your claims processed.

FM Global Careers

Working for FM Global presents you with the opportunity to work in the United States or elsewhere in the world, as FM Global is an international company. In fact, FM Global has offices in more than 100 countries that you may be able to consider.

The benefits of working for FM Global include:

• health insurance
• dental insurance
• vision insurance
• retirement plans
• paid vacation days
• paid sick days
• paid holidays
• tuition reimbursement
• annual bonuses.

Positions available at FM Global include Engineering. Information Services, Research, Accounting, Underwriting, and Claims.

They also have positions available for undergraduates who wish to work at the company as interns.

Check out online reviews from reputable sites such as Glassdoor or LinkedIn to review what it’s like to work for FM Global.

FM Global Quotes

Because of the nature of their business, you will not be able to get quotes from FM Global via an online instant quote tool. The reason for this is that the company works in risk assessment with high-risk businesses.

Any quote that you receive for your business will be tailored to your very specific needs, rather than it being based on the general risk factors calculated by other companies.

An adjustor will come and visit your place of business to assess the risk. In addition, the adjustor will give you tips on how to save on your insurance costs by making changes within your business that can increase safety.

If you are in the market for auto insurance, FM Global isn’t the company for you. Instead, enter your ZIP code below and compare auto insurance quotes right now! If you’re looking for global auto insurance you may have to do a little more research on companies that will be options for the specific country you will be in.

FM Global Insurance Coverage Options

Over time, the company grew to include other high-risk businesses and other insurance products. Although the company does focus on loss prevention, it also provides services such as risk assessment reviews to ensure that companies have smaller risks as they run.

Some of the other products offered by FM Global include:

• All-risk property coverage
• Business interruption coverage
• Sustainable coverage
• Boiler and machinery coverage
• Cargo insurance

If you hear of a product being “FM Global Approved” it means that the product has met the company’s rigorous standards for safety, reliability, and performance.

FM Global’s standards are based on scientific research, engineering expertise, and decades of experience in property risk management.

The FM Global Standards are:

• Building Construction and Design
• Fire Protection and Suppression Systems
• Electrical Systems
• Equipment and Machinery
• Natural Hazard Mitigation
• Loss Prevention Practices

In fire protection and suppression systems, FM stands to recommend specific specifications for fire detection, alarm systems, sprinkler systems, fire extinguishing agents, and other fire protective measures.

FM Global Insurance Rates Breakdown

Global car insurance rates can vary significantly depending on the country of residence, the type of coverage, the driver’s age and driving history, the make and model of the vehicle, and local insurance regulations.

In general, international auto insurance company rates tend to be higher in countries with higher levels of risk. Worldwide, car insurance reviews are very important to read. To get an accurate idea of auto insurance anywhere in the world, it’s essential to research specific countries and regions and compare quotes from multiple insurers.