Foremost Auto Insurance Review (2026)

Foremost Insurance Company, the topic of this Foremost auto insurance review, is a specialty insurance company that is a subsidiary of Farmers Insurance Group of Companies.

Foremost also has several subsidiaries of their own, making them a rather large company.

If you are considering this insurer, then you will want to know what companies they are associated with, how and where products are sold, and the opinions of current customers.

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What You Should Know About Foremost Insurance Group

Foremost insurance agents are independent, which means that you can find a local independent agent to see if they sell Foremost insurance.

They have a find an agent option on their website. Foremost also sells insurance products directly to their customers if they call into the company.

Although someone has to be a licensed agent in order to do this, you would actually be calling the customer service line if you want to purchase from Foremost directly.

You should keep in mind that using an independent agent means that you will be able to get quotes from multiple insurance agencies, not just Foremost alone.

This may go a long way towards saving you money on your auto insurance policy.

Foremost claims that there are over 2000 agents that represent their company in every state but Hawaii.

Foremost Insurance Group Locations

Foremost’s corporate office is located at:

5600 Beech Tree Lane
Caledonia, MI 49316

This office is near Grand Rapids Michigan, where the company was originally founded.

Foremost also has regional claims offices in:

• Pennsylvania
• Florida
• Texas
• California

Foremost Insurance Group Reviews

The reviews about Foremost are very positive.

People who use Foremost for their insurance needs like that the customer service people are easy to work with. It is also easy to file a claim on their website.

They have such a wide variety of insurance products and that the company has very friendly employees.

In addition, Foremost is often complimented on how quickly they pay their claims.

In the case of claims for this company, you can file claims directly with Foremost; however, they do recommend that you contact your independent agent to file your claim.

The exception here is if you purchased your products directly from the company rather than through an independent agent.

Foremost Insurance Group Careers

If you want a job with Foremost, you will have to visit the Farmers Insurance Group website. Their careers are separated in a number of categories including:

• Administration
• Accounting
• Actuarial
• Agents
• Auditing
• Claims
• Customer Service
• Product Management
• eBusiness
• Facilities
• Finance
• Human Resources
• IT
• Legal
• Marketing
• Operations
• Communications
• Underwriting

Full-time employees of Foremost/Farmers also qualify for a myriad of benefits including:

• Health insurance
• Vision insurance
• Dental insurance
• Paid vacations
• Retirement plans
• Production bonuses

Foremost Insurance Group Insurance Coverage Options

Some of the companies that are part of Foremost are:

• Foremost
• County Mutual Insurance Company
• Insurance Company
• Signature Insurance Company
• Lloyds of Texas
• Property and Casualty Insurance Company
• The American Federation Insurance Company

Foremost does specialize in insurance for mobile home, travel trailers, fifth wheels and so on; however, they also offer all of the standard auto insurance types and solutions that most major insurance companies offer.

Foremost is available in 49 states and they currently have over 1.3M customers.

Foremost’s claim to fame, as it were, is that they were the first insurance company that provided insurance specifically for travel trailers.

Foremost Insurance Group Insurance Rates Breakdown

There are two things that you need to know about getting a quote from Foremost.

You can get a quote from their website.  There is a tab where you can go to get an auto insurance quote.

Foremost sells auto insurance in the 43 states, including the following states:

• Connecticut
• Florida
• Georgia
• Kentucky
• Louisiana
• Maine
• Maryland
• Mississippi
• New Hampshire
• New York
• Pennsylvania

If you live in any other state, you are going to have to find other alternatives to foremost for your auto insurance needs.

As mentioned above, you can go to the Farmers website to determine if Farmers has a policy for your state and if it is affordable, or, you could try another option which will give you more choices.

If you enter your ZIP code below, you will have the opportunity to compare auto insurance rates of several top companies, all of which sell insurance products in your state. Try it now!