How To Cancel 21st Century Auto Insurance (2023)
You can cancel your AAA auto insurance any time, but there may be penalties.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
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UPDATED: Nov 27, 2023
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- AAA Auto Insurance is quickly canceled in person or by telephone
- Members may cancel AAA auto insurance but retain their AAA membership
- AAA agents will assist and inform you every step of the way
If you are considering canceling your AAA car insurance policy, the process is simple, and you can complete it over the phone or in person. Members may cancel their auto insurance policy at any time, though some regions may impose cancellation fees.
AAA offers its members 24/7 roadside assistance with towing, complete domestic and international travel planning, lockout and tire service, home, and life insurance policies, and more. Canceling your auto insurance does not otherwise affect your AAA membership standing.
You cannot cancel AAA memberships or auto insurance online. However, AAA representatives are available 24 hours a day to talk via phone, and local office agents are readily available during business hours. Keep reading to learn how to cancel AAA membership.
How to Cancel AAA Membership
There is more than one way to cancel your AAA auto insurance policy. One easy way to cancel your AAA membership is to reach out to your local agent. You can call or visit the office to take care of business in person. If you have any questions about the process, your local agent will have the answers.
The AAA website offers several ways to communicate with the company, including an office locator that automatically shows local agents’ details, such as local office phone numbers and addresses.
BQ: Another way to cancel your policy is to contact a AAA service agent at 1-877-387-8378.
If you’re considering canceling your auto insurance, it’s important to note that you do not have to cancel your entire AAA membership to end your coverage. You also need to have a new policy lined up or you risk driving uninsured. Start researching different types of car insurance from different companies before you cancel to find a more affordable auto insurance policy.
Are there AAA cancellation fees or refunds?
Regionally, there are differences when it comes to AAA cancellation fees. Remember that AAA is a federation of motor clubs all throughout North America. The cancellation policy is not codified, so some of the clubs do attach cancellation fees, which could be a percentage of your auto insurance rates.
It’s also possible that you could enjoy a partial refund upon canceling your AAA auto insurance. Again, this depends on your region and club. Fees and refunds could influence the timing of your decision to cancel, so confirm with an agent before you cancel coverage.
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What You Need to Cancel AAA Auto Insurance
AAA aims to ensure that nobody except the client can alter their policy. To this end, you will need several pieces of information to verify your identity and cancel your policy. Be ready with your name, address, license number, and policy numbers when you speak with an agent.
Make sure to have the following information when you call to cancel your AAA auto insurance:
- Name and address with ZIP code
- License number
- AAA policy number
When reaching out to an agent for this, or any reason, it is important to prepare for the call. Make sure to have your AAA membership card on hand and consider bringing a notepad and pencil to write down any questions or important information. For instance, writing down the agent’s name and any confirmation number may be useful.
Things You Should Know Before Canceling AAA Auto Insurance
Canceling AAA auto insurance is as easy as calling AAA customer service or visiting your local agent. Call 1-877-387-8378 to speak with an agent or visit the AAA website’s office locator to find an office in your neighborhood.
You will need your driver’s license, auto insurance policy information, and AAA membership card to cancel your policy. Unfortunately, you cannot cancel AAA memberships or insurance policies online, but agents are available 24/7 to help update or cancel your coverage.
Fortunately, you don’t have to cancel your AAA membership when you cancel your auto insurance coverage. As long as you keep paying your yearly dues, your membership remains intact, and you can continue to enjoy its many perks.
Examples of AAA membership levels can be seen in the chart below.
| AAA Details | AAA Classic Membership | AAA Plus Membership | AAA Premier Membership |
|---|---|---|---|
| Average Annual Rates | $38-$74 | $60-$124 | $77-$164 |
| Tows | Up to 4 a year (up to 5 miles for each tow) | Up to 4 a year (up to 100 miles for each tow) | Up to 4 a year (up to 200 miles for 1 two; up to 100 miles for other 3 tows) |
| Reimbursement | Up to $50 for vehicle lockout | Up to $100 for vehicle lockout | Up to $150 for vehicle lockout |
| Fuel Delivery | Have to pay for fuel | Fuel is free | Fuel is free |
| Flat Tire Service | Yes | Yes | Yes |
| Battery Service | Yes | Yes | Yes |
It’s always a good idea to shop around for auto insurance before you alter or change any part of your current policy. If, for instance, you are canceling because you don’t believe your auto insurance needs aren’t being met, you can compare free auto insurance quotes online to find a better insurer. Don’t cancel AAA auto insurance without a new policy in place or you risk driving without coverage.
Frequently Asked Questions
Can I cancel my AAA auto insurance policy at any time?
Yes, you have the freedom to cancel your AAA auto insurance policy at any time.
Will canceling my AAA auto insurance affect my credit score?
Canceling your AAA auto insurance should not directly impact your credit score. However, it’s important to maintain continuous auto insurance coverage to avoid potential consequences, such as higher premiums in the future.
How long does it take to cancel AAA auto insurance?
The cancellation process for AAA auto insurance is typically quick and can be completed over the phone or in person. The exact duration may vary depending on the region and specific circumstances.
Can I get a refund if I cancel my AAA auto insurance before the policy period ends?
Refunds for canceling AAA auto insurance policies before the policy period ends may be possible, but it depends on your region and club. Contact an agent to inquire about the refund policy and any applicable fees.
Can I transfer my AAA auto insurance to another vehicle?
Yes, you can transfer your AAA auto insurance coverage to another vehicle. Contact AAA or your local agent to update the policy with the new vehicle’s information.
What should I do with my AAA membership card after canceling my auto insurance?
Even if you cancel your AAA auto insurance, you should keep your AAA membership card as long as you intend to maintain your AAA membership. The card provides access to other AAA benefits and services.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Ty Stewart
Licensed Insurance Agent
Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications. As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.