Are you allowed to buy or register a car with a suspended license?

It's possible to buy or register a car with a suspended license. Find out what you can do to get car insurance without a license.

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UPDATED: Jun 21, 2022

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Written By: Rachel BodineReviewed By: Daniel WalkerUPDATED: Jun 21, 2022Fact Checked

Things to Remember

  • Drivers can buy or register a car as long as they have valid car insurance 
  • Insurers may drop a driver with a suspended license or refuse to sell them insurance 
  • If drivers don’t have insurance, they can buy and register a car in a spouse’s name

Do you need a license to buy a car? Can you register a car without a license? The answer to these questions is that buying or registering a car without a license is possible. Having a suspended license can affect your insurance. Still, it is sometimes more difficult depending on whether you had car insurance coverage before your license was revoked. 

You will also need a form of ID other than your driver’s license to purchase a car, such as a state photo ID. Read on to learn more about buying or registering a vehicle without a valid driver’s license. 

Buying a Car Without a License 

Can you buy a car without a license? It is possible not to have a license for car purchases, but you will need a valid photo ID and car insurance. Do you need a license to buy a car? Buying a car without a license is much harder if you don’t have insurance beforehand, as you must provide proof of insurance at most dealerships. 

Most insurers won’t sell you insurance if you have a suspended license, so if you don’t have insurance before purchasing a vehicle, it can complicate the process. Therefore, waiting until your suspension is over to buy a car is usually best. 

However, if you want to purchase a car without insurance, it is possible to buy a car if you buy it for someone else, such as a spouse or teen who has a valid license and car insurance. While you are the one paying for the car, the vehicle can be registered in your partner’s name

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Registering a Car Without a License 

Can you register a car without a license? Registering a car without a license can sometimes be tricky. Registration requires car insurance. Usually, the only option is to register it in someone else’s name if you don’t have car insurance. 

You can legally register your vehicle in most states if you have car insurance. However, check with your local Department of Motor Vehicles (DMV) for their full list of requirements before buying a car with a suspended license and attempting to register the vehicle. 

While there usually won’t be a problem registering a car without a driver’s license as long as you meet the car insurance coverage requirements, it is sometimes best to wait until your license is reinstated. Meeting the minimum state requirements is needed. Hence, the process is easier, and you don’t run into any roadblocks

Other Factors To Consider When Buying or Registering a Car Without a Driver’s License

Even though you can legally purchase a car and register it without a valid driver’s license, it’s important to note that you can’t drive it. Someone else will have to come to the dealership to drive it off the lot, and you won’t be able to drive it until your license is reinstated. 

Suppose you don’t have valid car insurance. In that case, you are better off waiting to buy and register a car, as most insurance companies won’t sell car insurance to drivers with suspended licenses or will drop drivers who become suspended. You usually can’t buy a car without auto insurance.

Buying a Car With a Valid Permit or Hardship License 

Can you buy a car with a permit? You may be wondering if you can have another driver purchase a car with a permit if you have a suspended license.. A driver with a permit can buy a car, although they won’t be able to drive it without a licensed driver in the car. 

Some states, such as Texas, will allow permit drivers to apply for hardship licenses, which can make buying and registering a car easier. For example, the hardship license in Texas enables drivers to prove they need to drive sooner than before the six-month permit mark. In those cases, young drivers can purchase and register a car. 

The Final Word on Buying and Registering a Car With a Suspended License 

It is legally possible to buy and register a car with a suspended driver’s license, but you must have valid car insurance in order. If you don’t have valid car insurance, it is best to wait until your driver’s license is reinstated, as most car insurance companies won’t sell car insurance to drivers with suspended licenses. 

If you are close to having your driver’s license reinstated and want to find the best rates on car insurance in your area, use our free quote comparison tool.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

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Written by Rachel Bodine
Feature Writer Rachel Bodine

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent Daniel Walker

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