Geico DriveEasy Review (2025)

The Geico DriveEasy program allows drivers to save up to 25% on auto insurance. Geico DriveEasy Pro, the program's app, monitors cornering, hard braking, and more, offering a discount based on your Geico DriveEasy score. This Geico DriveEasy review explains more about program enrollment and benefits.

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Maria Hanson

Insurance and Finance Writer

Maria Hanson grew up with a unique passion and understanding of both the automotive and insurance industries. With one grandfather in auto mechanics and another working in insurance, you could say automotive insurance is in her blood. Her love of research and finance serves her well in studying insurance trends and liability.  Maria has expanded her scope of expertise to home, health, and life...

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Maria Hanson
Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Reviewed by
Justin Wright

Updated August 2025

Geico DriveEasy is a telematics program that monitors driving behaviors to give you auto insurance discounts. With the program, Geico attempts to lower high-risk auto insurance claims by encouraging drivers to stay safe on the road and earn up to 25% in Geico DriveEasy savings.

Geico DriveEasy: Savings & How it Works

DriveEasy - Potential SavingsHow It Works
Enrollment: 20%Powered by a mobile app
Safe driving: 25%Tracks speeding, braking, phone use, time of day,
and distance driven

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In this Geico DriveEasy app review, you’ll learn more about how the app works, how much does Geico DriveEasy save, how to enroll in Geico DriveEasy, and how to get the most with the Geico safe driving app. 

Things to Remember

  • Safe drivers can save up to 25% on their auto insurance policy through the Geico DriveEasy program
  • You can download Geico DriveEasy Pro app, the program’s mobile app, in 17 states
  • The app rewards “good drivers” but will also increase insurance rates for drivers who show risky driving behavior

Understanding the Geico DriveEasy Program

Affordable usage-based auto insurance has become a competitive game. Geico DriveEasy is one of many driving apps that help lower auto insurance rates. In addition, like most apps, it’s easy to use. Read more about the best auto insurance apps.

To begin Geico DriveEasy enrollment, download the mobile app to your phone and enable the required settings.

Once you start driving, the app detects driving and gives a Geico DriveEasy score after each trip. You can view your trips on the dashboard, allowing you to see where to improve your driving.

Geico DriveEasy eligibility extends to the following states:

Geico DriveEasy State Availability

State
Colorado
Connecticut
Florida
Illinois
Indiana
Kentucky
Louisiana
Maryland
North Carolina
New Jersey
New Mexico
Oklahoma
Oregon
Pennsylvania
Virginia
Texas
Wisconsin

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Geico claims most customers earn a Geico DriveEasy discount based on safe driving habits. However, it will apply higher auto insurance rates depending on your location. Other cheap auto insurance programs may be available to those outside the 17 eligible states.

Everyone on your policy can download Geico mobile app for overall Geico DriveEasy savings on your auto insurance policy.

Habits Monitored by the Geico DriveEasy App

Geico DriveEasy is looking for the core behaviors of distracted driving: phone calls and phone use. Geico docks drivers points for holding their phone or tapping its screen, but you may use hands-free calling. You’ll also be penalized by Geico DriveEasy for cornering, speeding, or hard braking.

The Insurance Information Institute report on distracted driving showed that cell phones increasingly cause fatal accidents on the road. In 2018, 385 people died in crashes that “involved the use of cellphones or other cell phone-related activities as distractions.”

See the chart below for a full breakdown of the driving habits that Geico tracks on the Geico DriveEasy app:

Geico DriveEasy Tracked Behaviors

Score ComponentGeico DriveEasy Definition
Distracted drivingHandheld phonecalls and active phone use when driving faster than 6 miles per hour will be tracked and monitored. If a passenger uses your phone, it will still count against you.
Hard brakingYour rate of deceleration while driving will be tracked, producing a hard-braking score.
CorneringHow fast you are driving when cornering will be used to determine if you were driving safely. Slow down when going into turns to maintain control of your vehicle.
SmoothnessHow you control your speed will be tracked. Frequent changes of speed and abrupt stopping increase your chances of getting into an accident.
Road typeThe type of road you are driving on and the speed limits will be detected. Complex roads with changing speed limits are riskier than straight highways.
Distance drivenHow long you drive from one place to another will be tracked and monitored.
Time of dayDriving late at night or early in the morning is considered riskier than general daytime driving.
WeatherThe type of weather you are driving in is detected to determine road conditions. In bad weather, visibility is impacted, and conditions are considered risky.

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Now that you’ve learned what can raise and lower your Geico DriveEasy score, keep reading to see if you’re ready to buy usage-based auto insurance through DriveEasy.

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Deciding Whether Geico DriveEasy Is Worth it

Geico DriveEasy benefits encourage drivers to drive safely in exchange for lower Geico car insurance rates. In fact, the DriveEasy app has helped Geico place high on our list of the best auto insurance companies for telecommuters.

However, not all of these apps penalize “bad” driving behaviors like Geico auto insurance. Here’s a list of other usage-based auto insurance companies:

Top Usage-Based Auto Insurance (UBI) Programs

CompanyProgram
Name
Sign-up
Discount
Savings
Potential
How It's
Tracked
Allstate TablePress LogoDrivewise10%40%Mobile App
American Family TablePress LogoKnowYourDrive10%20%Mobile App or Device
Geico TablePress LogoDriveEasy20%25%Mobile App
Liberty Mutual TablePress LogoRightTrack5%30%Mobile App or Device
Metromile TablePress LogoMile Auto20%40%Mileage-Based
Nationwide Tablepress LogoSmartRide10%40%Mobile App or Device
Progressive TablePress LogoSnapshot$25$231/yrMobile App or Device
Safeco Tablepress LogoRightTrack (Liberty)5%30%Mobile App
State Farm TablePress LogoDrive Safe & Save5%30%Mobile App or Device
Travelers TablePress LogoIntelliDrive10%30%Mobile App

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Geico DriveEasy vs. Other Usage-Based Programs

ProgramWhat It TracksDiscountCan Premiums Go Up?
Allstate DrivewiseSpeed Braking Time of dayUp to 40%No
Geico DriveEasyDistracted driving Braking Cornering Smoothness Distance Time of day Weather Road typeVaries by state, but often up to 25%Yes, depending on the state
Liberty Mutual RightTrack®Mileage Nighttime driving Braking AccelerationUp to 30%No
Nationwide SmartRide®Mileage Braking Acceleration Nighttime drivingUp to 40%No
Progressive Snapshot®Braking Acceleration Late-night driving Time on the road Phone use$156 per year on average, according to ProgressiveYes, depending on the state and enrollment date
State Farm Drive Safe & Save™Acceleration Braking Cornering Speeding Distracted drivingUp to 30%Yes, depending on miles driven
USAA SafePilot®Location Time of day Phone handling Braking Annualized hours drivenUp to 30%No

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Interested in learning more about the DriveEasy program from Geico? Enter your ZIP code to see what usage-based auto insurance programs are available in your area.

Frequently Asked Questions

What is Geico DriveEasy?

Geico DriveEasy is a usage-based insurance program offered by Geico, one of the leading insurance companies in the United States. Geico uses telematics technology to monitor and assess your driving behavior. You could receive Geico DriveEasy savings on your auto insurance premiums if you drive safely.

How does Geico DriveEasy work?

Geico DriveEasy utilizes a mobile app or a plug-in device to track various aspects of your driving, such as acceleration, braking, speed, and mileage. Then, Geico uses your data to determine your Geico DriveEasy score. If your Geico DriveEasy score is good, you could earn a Geico DriveEasy discount.

Is Geico DriveEasy available to all Geico customers?

Geico DriveEasy is available to both new and existing Geico customers. However, its availability may vary depending on your location, as the Geico DriveEasy program is only available in 17 states.

Is Geico DriveEasy worth it?

According to Geico DriveEasy program reviews, Geico DriveEasy is worth it, because by participating in the program, you have the opportunity to earn discounts on your auto insurance premiums if you have safe driving habits. Additionally, DriveEasy provides personalized feedback and insights into your driving habits, which can help you become a safer driver and potentially reduce the risk of accidents.

Can Geico DriveEasy increase my premium?

Geico DriveEasy can raise your rates if you have a poor score. However, you’ll earn a Geico DriveEasy discount if you have safe driving habits.

What does Geico DriveEasy monitor?

Geico DriveEasy evaluates your driving performance based on factors such as cornering, acceleration, braking, speed, and mileage. These factors get analyzed to determine the Geico DriveEasy score range, which determines your eligibility for potential discounts on your insurance premiums.

What discounts can I earn with a good Geico DriveEasy score?

The Geico DriveEasy discount you can earn varies depending on your driving performance. Generally, safer driving habits can lead to greater Geico DriveEasy savings on auto insurance premiums.

Will Geico DriveEasy affect my privacy?

Geico DriveEasy collects driving data through a mobile app or a plug-in device. While this data gets used to assess your driving habits, Geico assures that it takes privacy seriously and follows strict privacy policies. The collected information gets used for evaluating driving scores and determining potential Geico DriveEasy discounts. It doesn’t get shared with third parties without your consent except as the law requires.

How to opt out of Geico DriveEasy if I decide it’s not for me?

You can cancel the Geico DriveEasy program anytime. If you decide that the program isn’t suitable for you or you no longer wish to participate, you can contact Geico and request to discontinue your Geico DriveEasy enrollment.

Does Geico DriveEasy drain battery?

While the Geico DriveEasy Pro mobile app enters sleep mode when not driving, it will drain your battery life quicker while driving.

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