Sompo Japan Auto Insurance Review (2024)

Looking at Sompo Japan auto insurance? They offer auto fire, marine, and accident insurance to the U.S. operations of mostly Japanese-headquartered parent businesses.

UPDATED: Mar 4, 2024Fact Checked

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications.  As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...

Licensed Insurance Agent

Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

Insurance and Finance Writer

UPDATED: Mar 4, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Mar 4, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Mar 4, 2024Fact Checked
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Sompo Japan Insurance Company of America

Average monthly rate for good drivers:

N/A

A.M. Best rating:

A+

Complaint level:

Low

Final Verdict: Review of Sompo Japan Insurance Company of America

This Sompo Japan Auto Insurance Company Review explores New York-domiciled Sompo Japan Insurance Company of America (SJA).

The company focuses on auto insurance and other property and casualty insurance lines in the U.S. and around the world.

“Sompo” means property in Japanese, and Sompo Japan Insurance Company of America sells both elective and mandatory auto insurance lines in 26 states.

Sompo Japan is one of the world’s largest auto insurance companies. About half of the company’s premium income is derived from auto insurance premiums.

The company also sells life insurance through Sompo Japan DIY and Sompo Japan Himawari Life Insurance companies.

In addition, Sompo U.S. provides reinsurance services to other insurers and asset management services to institutional and corporate customers. Sompo Japan is also a venture capital investor.

When you’re thinking about auto insurance rates, it’s easy to request free auto insurance quotes. Just provide your ZIP code in the box above to get started today!

[su_box title="Things to Remember..." style="default”]
  • Sompo Japan Auto Insurance Company Review explores New York-domiciled Sompo Japan Insurance Company of America (SJA)
  • The company focuses on auto insurance and other property and casualty insurance lines in the U.S. and around the world
  • Sompo Japan is one of the world's largest auto insurance companies
[/su_box] This Sompo Japan Auto Insurance Company Review explores New York-domiciled Sompo Japan Insurance Company of America (SJA). The company focuses on auto insurance and other property and casualty insurance lines in the U.S. and around the world. "Sompo" means property in Japanese, and Sompo Japan Insurance Company of America sells both elective and mandatory auto insurance lines in 26 states.
Sompo Japan is one of the world's largest auto insurance companies. About half of the company's premium income is derived from auto insurance premiums.
The company also sells life insurance through Sompo Japan DIY and Sompo Japan Himawari Life Insurance companies. In addition, Sompo U.S. provides reinsurance services to other insurers and asset management services to institutional and corporate customers. Sompo Japan is also a venture capital investor.

What You Should Know About Sompo Japan

“Sompo” means property in Japanese, and Sompo Japan Insurance Company of America sells both elective and mandatory auto insurance lines in 26 states.

Sompo Japan is one of the world’s largest auto insurance companies. About half of the company’s premium income is derived from auto insurance premiums.

The company also sells life insurance through Sompo Japan DIY and Sompo Japan Himawari Life Insurance companies.

In addition, Sompo U.S. provides reinsurance services to other insurers and asset management services to institutional and corporate customers. Sompo Japan is also a venture capital investor.

When you’re thinking about auto insurance rates, it’s easy to request free auto insurance quotes. Just provide your ZIP code in the box above to get started today!

Sompo Japan Insurance Company of America Locations

In addition to the company’s primary New York City location, SJA has offices at:

One Pierce Place
Chicago, Illinois 60143

633 West Fifth Street
Los Angeles, California 90071

720 Cool Springs Boulevard
Franklin, Tennessee 37067

Hayes Building
11405 North Community House Drive
Suite 500
Charlotte, North Carolina 28277
(SJ Auto Insurance Underwriting and Customer Service location)

Lake Amir Office Park
1250 Bayhill Drive
Suite 203
San Bruno, California 94066

Sompo Japan Insurance Company of America Careers

According to the company’s website, Sompo Japan Insurance Company of America has a variety of career opportunities in finance, information technology, and claims management in its Charlotte office.

Interested candidates may submit a resume and cover letter through the company’s candidate intake system in the “Career Search” section of the website.

Sompo Japan Insurance Company of America Claims

Sompo Japan Insurance Company of America helps clients manage a variety of property and casualty risks. The company pays auto insurance claims through its partner Broadspire, a claims administration, and integrated services provider.

The goal of Sompo Insurance and Broadspire’s partnership is to provide fast, professional claims service for auto, general liability, and other property and casualty claims.

Claims professionals are available to assist clients in all 50 states, 24 hours a day, seven days a week, every day of the year.

Personal auto insurance claims are filed through the company’s relationship with The Travelers Companies, Inc’s. claims services in the United States.

Individuals submitting an auto insurance claim should contact their agent, if possible, to initiate the claims submission process.

Commercial clients should submit claims through Broadspire.

Sompo Japan Insurance Company of America requests the following information for the submission of a claim:

  • Date and time
  • Location
  • Description
  • Vehicle and drivers license numbers
  • Vehicles make and model — including VIN
  • Insurance policy information

The name of the police taking the accident report and the accident report number, are also required.

Information about any injured persons in the accident should be collected, including the name, address, and telephone number of any injured person; the description of injuries suffered; and the date of birth and gender of any injured persons.

Property damage information as a result of an auto accident should be submitted, including the description of the property involved; the description of the property damage; and the location, day, and time the property may be viewed by an insurance adjuster if required.

Names, addresses, and telephone numbers of witnesses or passengers involved in the auto accident should be collected and submitted with the claims information.

Sompo Japan Insurance Coverage Options

Sompo Japan Insurance Company of America offers customized auto and property and casualty insurance solutions to its customers in the United States.

The company sells auto, fire, marine, and accident insurance to the U.S. operations of mostly Japanese-headquartered parent businesses.

The company has a diverse portfolio of clients, although most clients are commercial customers involved in electronics and auto parts manufacturing, food processing, technology, and photographic equipment.

Sompo Japan works with clients of all sizes, from small businesses to some of the world’s largest organizations.

The company maintains long-term relationships with the Furukawa-Sansuikai, Fuyo-Kai, Sankin-Kai, and Shunko-Kai business council groups in Japan. U.S.-based customers choose the company in part because of these valued relationships.

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Frequently Asked Questions

What is Sompo Japan Auto Insurance?

Sompo Japan Auto Insurance is an insurance product offered by Sompo Japan, one of the leading insurance companies in Japan. It provides coverage for automobiles against various risks, including accidents, theft, damage, and third-party liability.

What types of coverage does Sompo Japan Auto Insurance offer?

Sompo Japan Auto Insurance offers a range of coverage options to suit different needs. Some of the common coverage types include:

  • Third-Party Liability Coverage: This coverage protects you against claims made by third parties for property damage or bodily injury caused by your vehicle.
  • Collision Coverage: It covers the repair or replacement costs for your vehicle if it is damaged in a collision, regardless of who is at fault.
  • Comprehensive Coverage: This coverage extends beyond collision incidents and protects against theft, vandalism, natural disasters, and other non-collision-related damages.
  • Personal Injury Protection (PIP): PIP coverage pays for medical expenses and other related costs for injuries sustained by you or your passengers, regardless of fault.

How can I purchase Sompo Japan Auto Insurance?

To purchase Sompo Japan Auto Insurance, you can contact Sompo Japan directly or reach out to their authorized agents or insurance brokers. They will guide you through the application process, provide you with quotes, and help you choose the right coverage options for your needs.

What factors can affect the cost of Sompo Japan Auto Insurance?

The cost of Sompo Japan Auto Insurance can vary based on several factors, including:

  • Vehicle type and value: The make, model, year, and value of your vehicle can impact the insurance premium.
  • Driving history: Your driving record, including any past accidents or traffic violations, can affect the cost.
  • Age and experience: Younger and less experienced drivers may have higher premiums compared to older, more experienced drivers.
  • Location: The area where your vehicle is primarily used or parked can influence the premium due to varying levels of risk associated with that location.
  • Coverage options: The specific coverage options and deductibles you choose will also impact the cost of the insurance.

How can I file a claim with Sompo Japan Auto Insurance?

In the event of an accident or damage to your vehicle, you can file a claim with Sompo Japan Auto Insurance by following these general steps:

  1. Notify the authorities: Report the incident to the police or relevant authorities as required.
  2. Inform Sompo Japan: Contact Sompo Japan immediately or within the specified timeframe to report the claim. They will guide you on the necessary documentation and information required.
  3. Provide necessary documents: Submit the required documents, such as the claim form, police report, repair estimates, and any other relevant information.
  4. Cooperate with investigation: Cooperate with the investigation process and provide any additional information or documentation as requested by Sompo Japan.
  5. Repair and settlement: Once the claim is approved, follow the instructions provided by Sompo Japan to get your vehicle repaired or receive the settlement amount as applicable.

Can I customize my Sompo Japan Auto Insurance coverage?

Yes, Sompo Japan Auto Insurance offers the flexibility to customize your coverage based on your specific requirements. You can discuss your needs with their representatives or agents who will help you tailor the coverage options and policy limits to suit your preferences.

Does Sompo Japan Auto Insurance offer any additional benefits or discounts?

Sompo Japan Auto Insurance may provide additional benefits and discounts, which can vary based on your policy and the specific terms and conditions. These additional benefits may include features like roadside assistance, coverage for personal belongings, or discounts for safe driving records, multiple vehicles, or bundling multiple insurance policies with Sompo Japan. It’s recommended to inquire about any available benefits or discounts during the application process or contact Sompo Japan directly for more information.

Can I transfer my existing auto insurance policy to Sompo Japan?

Yes, Sompo Japan provides the option to transfer your existing auto insurance policy from another insurer to Sompo Japan. However, the eligibility and process may vary depending on the terms and conditions of your current policy and Sompo Japan’s guidelines. It’s advisable to contact Sompo Japan or their authorized agents to discuss the possibility of transferring your policy and understand the necessary steps involved.

Ty Stewart

Licensed Insurance Agent

Ty Stewart is the founder and CEO of SimpleLifeInsure.com. He started researching and studying about insurance when he got his first policy for his own family. He has been featured as an insurance expert speaker at agent conventions and in top publications.  As an independent licensed insurance agent, he has helped clients nationwide to secure affordable coverage while making the process simpl...

Licensed Insurance Agent

Laura Gunn

Insurance and Finance Writer

Laura Gunn is a former teacher who uses her passion for writing and learning to help others make the best decisions regarding finance and insurance. After stepping away from the classroom, Laura used her skills to write across many different industries including insurance, finance, real estate, home improvement, and healthcare.  Her experience in various industries has helped develop both her ...

Insurance and Finance Writer

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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