Hagerty Auto Insurance Review (2025)
Got a classic car? Hagerty auto insurance specializes in protection for classic and collector cars by providing comprehensive, collision, and liability coverage.
Secured with SHA-256 Encryption
Table of Contents
Table of Contents
Insurance and Finance Writer
Alexandra Arcand is an outreach administrator and insurance expert located in North Central Ohio. She has a passion for writing, investing, and education. As an insurance content writer for over three years, Alexandra has first-hand experience in business finance, economics, and real estate. She leads an outreach writing team that specializes in travel, real estate, healthcare, law, finance, an...
Alexandra Arcand
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Scott W. Johnson
Updated July 2025
Hagerty is a classic car insurance provider that allows you to drive your collector vehicle with no fixed mileage restriction. They also have customized options based on your particular needs. This includes having multiple collector vehicles. It also includes vehicle restoration or construction.
Hagerty’s full coverage insurance policy includes comprehensive, collision, and liability.
What You Should Know About Hagerty
An auto insurance claim can be filed online seven days a week. Hagerty will respond to all claims within one business day.
Hagerty will assign an appraiser using a specialty network. For your convenience, they will call shops in your area to obtain estimates for your collectible vehicle. Hagerty pays the average damage auto insurance claim within 15 days. This is just one of the reasons this provider is perfect for the collector car enthusiast; they have decades of experience providing specialty insurance for any collector car owner.
Hagerty contact information:
141 River’s Edge Drive
#200
Traverse City, Mi.
49684-1303
Phone:
800.922.4050
Fax:
231.941.8227
https://www.hagerty.com
The Better Business Bureau has accredited Hagerty Insurance since December 1997. The current rating with the BBB is an A+. This is the highest possible rating available from the Better Business Bureau.
In the last three years, three complaints were filed with the BBB against this collector car insurance company.
All of these were successfully resolved by the guidelines of the Better Business Bureau.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Hagerty Insurance Coverage Options
Hagerty is a classic car insurance provider that allows you to drive your collector vehicle with no fixed mileage restriction. They also have customized options based on your particular needs. This includes having multiple collector vehicles. It also includes vehicle restoration or construction.
Hagerty’s full coverage insurance policy includes comprehensive, collision, and liability.
In addition, the following services are offered for the classic car enthusiast:
- Instant new purchase coverage gives you 30 days of coverage for up to $50,000 in value for your existing Hagerty classic car insurance policy. This only applies if you have a current insurance policy with the company, though.
- Auto show medical reimbursement gives up to $10,000 in medical payments for clients and family members that are injured while attending an auto show or car-related function where you’ve taken an insured vehicle.
- Motorcycle safety equipment coverage features up to $1,000 of coverage for safety apparel, including leather pants, gloves, jackets, and helmets.
- Spare parts coverage includes $750 of comprehensive coverage for spare parts needed. This is in addition to parts needed as a result of a collision. If more than $750 is needed, the coverage limit can be raised for an additional premium. If you’re interested in classic vehicle restoration, this can come in handy.
- Any personal tools used to maintain or restore collector vehicles are eligible for coverage with your classic car insurance policy. That includes toolboxes, storage cabinets, and accessories.
Frequently Asked Questions
What is Hagerty Auto Insurance?
Hagerty Auto Insurance is a specialty insurance company that focuses on providing coverage for classic cars, vintage vehicles, and collector cars. They offer policies tailored specifically to the unique needs of classic car enthusiasts.
What types of vehicles does Hagerty insure?
Hagerty insures a wide range of vehicles, including classic cars, vintage motorcycles, trucks, modern collectibles, and even retired commercial vehicles. They also cover high-value vehicles, rare models, and limited-production vehicles.
Can I insure my everyday vehicle with Hagerty?
No, Hagerty specializes in insuring classic and collector vehicles that are not used for daily commuting or regular transportation. Their policies have restrictions on mileage and usage to reflect the occasional and hobbyist nature of these vehicles.
What coverage options does Hagerty offer?
Hagerty offers comprehensive coverage options for classic cars, including agreed value coverage, which ensures that you receive the full insured value of your vehicle in the event of a covered total loss. They also provide coverage for spare parts, automotive tools, and even automobilia.
Your Opinion Matters!
Rate your insurance provider and provide share feedback with shoppers just like you.
Does Hagerty provide roadside assistance?
Yes, Hagerty offers roadside assistance as an optional add-on to their policies. This service provides coverage for services like towing, fuel delivery, lockout assistance, battery jump-starts, and more.
Hagerty Auto Insurance is a specialty insurance company that focuses on providing coverage for classic cars, vintage vehicles, and collector cars. They offer policies tailored specifically to the unique needs of classic car enthusiasts.
Hagerty insures a wide range of vehicles, including classic cars, vintage motorcycles, trucks, modern collectibles, and even retired commercial vehicles. They also cover high-value vehicles, rare models, and limited-production vehicles.
Can I insure my everyday vehicle with Hagerty?
No, Hagerty specializes in insuring classic and collector vehicles that are not used for daily commuting or regular transportation. Their policies have restrictions on mileage and usage to reflect the occasional and hobbyist nature of these vehicles.
What coverage options does Hagerty offer?
Hagerty offers comprehensive coverage options for classic cars, including agreed value coverage, which ensures that you receive the full insured value of your vehicle in the event of a covered total loss. They also provide coverage for spare parts, automotive tools, and even automobilia.
Your Opinion Matters!
Rate your insurance provider and provide share feedback with shoppers just like you.
Does Hagerty provide roadside assistance?
Yes, Hagerty offers roadside assistance as an optional add-on to their policies. This service provides coverage for services like towing, fuel delivery, lockout assistance, battery jump-starts, and more.
No, Hagerty specializes in insuring classic and collector vehicles that are not used for daily commuting or regular transportation. Their policies have restrictions on mileage and usage to reflect the occasional and hobbyist nature of these vehicles.
Hagerty offers comprehensive coverage options for classic cars, including agreed value coverage, which ensures that you receive the full insured value of your vehicle in the event of a covered total loss. They also provide coverage for spare parts, automotive tools, and even automobilia.
Your Opinion Matters!
Rate your insurance provider and provide share feedback with shoppers just like you.
Does Hagerty provide roadside assistance?
Yes, Hagerty offers roadside assistance as an optional add-on to their policies. This service provides coverage for services like towing, fuel delivery, lockout assistance, battery jump-starts, and more.
Yes, Hagerty offers roadside assistance as an optional add-on to their policies. This service provides coverage for services like towing, fuel delivery, lockout assistance, battery jump-starts, and more.
Related Articles
Get a FREE Quote in Minutes
Insurance rates change constantly — we help you stay ahead by making it easy to compare top options and save.
Secured with SHA-256 Encryption