Tower Hill Auto Insurance Review (2024)
Tower Hill auto insurance isn't available directly, but an agent may be able to help you through an affiliate. Tower Hill is one of the leading home insurance companies in Florida with over 1.7 million customers. Need auto insurance now? Use our FREE quote tool below.
Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
UPDATED: May 12, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: May 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Tower Hill Insurance
Average monthly rate for good drivers:
$123A.M. Best rating:
N/AComplaint level:
LowFinal Verdict: Review of Tower Hill Insurance
Tower Hill Insurance is a regional carrier for the Florida area and is focused on residential and commercial property insurance. It has made a name for itself in the short run since the 1970s, but it does not offer auto insurance plans. If you are looking for cheap auto insurance rates, Tower Hill is not the insurance company for you.
Are you still interested in finding affordable auto insurance in your area?
If so, try out our free online quote option now that you’ve finished this Tower Hill insurance review. You simply type in your ZIP code, and we will guide you through the rest of the process. Before you know it, you’ll receive detailed quotes from multiple insurance companies in your area. It’s that simple.
- Tower Hill doesn't write auto insurance
- Tower Hill is a regional property insurance company based out of Florida
- You might be able to get auto insurance from one of Tower Hill's affiliated companies
What You Should Know About Tower Hill Insurance
Tower Hill is a regional insurance company that touts itself as one of Florida’s largest residential property insurers. Tower Hill repeatedly comes up as a legitimate provider of residential and commercial property insurance.
With home and business insurance taken care of, it is natural to wonder if Tower Hill offers auto insurance bundling options and if it is a good company to purchase auto insurance from. Our detailed guide for Tower Hill insurance in Gainesville, FL provides contact information and claims processes to company history and quote options, and we have the answers to your questions regarding Tower Hill car insurance.
We know that choosing the right auto insurance company can be a difficult process, and we are here to help make that decision-making process easier. Before jumping into our Tower Hill auto insurance review, try out our free online quote option if you’re looking for affordable estimates from multiple auto insurance companies.
Tower Hill Auto Insurance
Tower Hill Insurance Group does not currently sell auto insurance, so any ideas about auto insurance discounts are clearly not an option. Rather, the company focuses primarily on residential and business property insurance in the Florida region.
Tower Hill does have partnerships with multiple insurance agencies, so there is a possibility that your local area affiliate could provide auto insurance. However, it would not be directly through Tower Hill Insurance Group LLC or its affiliates.
The table below shows what you can expect to pay annually for auto insurance.
| Companies | Married 60-Year-Old Female | Married 60-Year-Old Male | Married 35-Year-Old Female | Married 35-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| USAA | $1,449.85 | $1,448.98 | $1,551.43 | $1,540.32 | $1,988.52 | $2,126.14 | $4,807.54 | $5,385.61 |
| State Farm | $1,873.89 | $1,873.89 | $2,081.72 | $2,081.72 | $2,335.96 | $2,554.56 | $5,953.88 | $7,324.34 |
| Progressive | $1,991.49 | $2,048.63 | $2,296.90 | $2,175.27 | $2,697.73 | $2,758.66 | $8,689.95 | $9,625.49 |
| American Family | $1,992.92 | $2,014.38 | $2,202.70 | $2,224.31 | $2,288.65 | $2,694.72 | $5,996.50 | $8,130.50 |
| Travelers | $2,051.98 | $2,074.41 | $2,178.66 | $2,199.51 | $2,325.25 | $2,491.21 | $9,307.32 | $12,850.91 |
| Nationwide | $2,130.26 | $2,214.62 | $2,360.49 | $2,387.43 | $2,686.48 | $2,889.04 | $5,756.37 | $7,175.31 |
| Geico | $2,247.06 | $2,283.45 | $2,302.89 | $2,312.38 | $2,378.89 | $2,262.87 | $5,653.55 | $6,278.96 |
| Farmers | $2,336.80 | $2,448.39 | $2,556.98 | $2,557.75 | $2,946.80 | $3,041.44 | $8,521.97 | $9,144.04 |
| Allstate | $2,913.37 | $2,990.64 | $3,156.09 | $3,123.01 | $3,424.87 | $3,570.93 | $9,282.19 | $10,642.53 |
| Liberty Mutual | $3,445.00 | $3,680.53 | $3,802.77 | $3,856.84 | $3,959.67 | $4,503.13 | $11,621.01 | $13,718.69 |
If you are a Florida resident, we suggest that you don’t hold your breath waiting for Tower Hill to sell auto insurance and start looking elsewhere when choosing the right auto insurance company for your coverage.
Tower Hill Insurance’s Headquarters
Tower Hill Insurance is located at 7201 NW 11th Pl., Gainesville, FL 32605. The company also has over 850 partnered agencies throughout the state of Florida.
If you are looking for the closest Tower Hill Insurance location near you, the company does provide a search option on their website to find your local affiliate.
Tower Hill Insurance Agents
Tower Hill has agents throughout the state of Florida. The company has a search engine on its site that can assists you with finding the closest Tower Hill insurance agents near you.
Tower Hill Insurance is partnered with over 850 insurance agencies throughout the state of Florida, so chances are you will not have any difficulty finding an agent in your area.
How to File a Claim With Tower Hill
Tower Hill Insurance claims can be filed online or by calling Tower Hill Insurance’s phone number for Claims Services at 1-800-342-3407.
Claims documentation, such as Tower Hill Insurance photos, estimates, and receipts, can be emailed to [email protected]. Be sure to include your claim number in the subject line.
How to Get a Tower Hill Insurance Quote
Tower Hill has what it calls a quick quote option, which is a search option for potential policyholders to receive Tower Hill homeowners insurance quotes located on its website.
If you would rather a more personable approach, you can reach out a Tower Hill agent, at the phone number: 1-800-342-3407. Once again, an agent search option is available online to speak directly about estimates on your home or commercial property.
Even though Tower Hill does not offer auto insurance quotes, you can still get detailed auto insurance estimates in your area with our free online quote option. All you do is type in your ZIP code, and we take care of the rest. In no time, you’ll receive a list of quotes from the top auto insurance companies in your area. It really is that simple.
History of the Tower Hill Insurance Company in Florida
Tower Hill is a young company having begun operations in 1972 with the same focus they have today on residential and commercial property insurance in the Florida region. Founded by W.T. Shively in Miami, Florida, like Mobile Home Insurance Associates, the company quickly partnered with Omega Insurance by 1987 continuing to expand its operations outside of the mobile home division to all residential and commercial properties.
The Office of Coastal Management reports that in the Florida region, hurricanes have accounted for close to 14 percent of damaged property costs in the U.S. since 1986, which is 68.6 billion out of the measured 515.4 billion in catastrophic damage costs.
Tower Hill saw this need in the Florida insurance market for better coverage in case of catastrophic hurricanes and has been there for its policyholders for over 13 of Florida’s most devastating hurricanes.
Tower Hill Insurance popularity in the Florida region is definitely warranted given its track record in paying out claims following hurricanes. Tower Hill home insurance policy plans were structured to promote full coverage on both property and personal items.
According to the Insurance Information Institute (III), standard homeowner policies actually only provide 50–70 percent of the amount of insurance you take out on the structure of your home. Since hurricanes generally damage closer to 100 percent of residents’ property, Tower Hill adapted its homeowners insurance policies to offer additional coverage options for personal items under the Tower Hill Emerald Coverage.
The video below explains the need for such add-ons and endorsements in the Florida region.
Today, Tower Hill has continued its expansion even extending operations to out-of-state while merging with both Hillcrest and Royal Palm Insurance divisions. It has even begun to rival larger insurance affiliated companies, such as Frontline, having serviced over 1.7 million customers since the company’s inception.
Is Frontline a good insurance company? How does the rating of Frontline, a larger property insurance company in the Southeastern region of the U.S., compare with the likes of Tower Hill? The Tower Hill Insurance Demotech rating (a credit rating agency for regional insurance carriers) is an A superior rating, as is that of Frontline.
What is Tower Hill Insurance Company rated by consumer agencies? As far as customer reviews of Tower Hill Insurance, its BBB rating sits at a solid A+. It seems Tower Hill has emerged as the Southeastern front runner for residential and commercial property insurance in the short time that it has been in operation.
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Frequently Asked Questions
What is the best homeowners insurance in Florida?
Is American Integrity a good insurance company? What about other options? To compare companies, you will want to look at Olympus Insurance reviews as well as Omega Insurance reviews. We have already mentioned a bit about Frontline Insurance reviews above. Lexington Insurance Company is another Florida company to include in your reviews.
Does Tower Hill Insurance have dog restrictions?
Some insurance companies have dog breed restrictions. Tower Hill doesn’t clarify this on the website, so it’s best to ask your agent.
Who owns Tower Hill Insurance?
Tower Hill is still owned by its founders, the Shivley Family.
Is Tower Hill writing insurance in Florida?
Tower Hill Auto Insurance is an insurance company that provides coverage for automobiles. They offer various policies and options to protect individuals and their vehicles in case of accidents, damages, theft, or other incidents related to car ownership.
What types of coverage does Tower Hill Auto Insurance offer?
Tower Hill Auto Insurance offers a range of coverage options, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, personal injury protection (PIP), and medical payments coverage. They also provide optional add-ons, such as roadside assistance and rental car reimbursement.
Does Tower Hill Auto Insurance offer any discounts?
Yes, Tower Hill Auto Insurance provides various discounts to help policyholders save on their premiums. These discounts may include safe driver discounts, multi-vehicle discounts, multi-policy discounts (when bundling auto and home insurance), and discounts for certain safety features installed in your vehicle.
What is the best rating for Tower Hill Insurance?
Tower Hill Insurance’s A.M. Best rating is not available. However, Tower Hill Prime Insurance Company’s financial strength rating by AM Best is ‘B’ (Fair).
What is Tower Hill Insurance Exchange?
Tower Hill Insurance Exchange is a reciprocal insurer formed by Tower Hill Insurance Group, where policyholders, also known as members, insure each other and share in the underwriting profits through subscriber savings accounts.
Is Tower Hill a good insurance company?
Whether Tower Hill is a good company depends on several factors such as financial stability, customer service reputation, and coverage options.
Like many insurers, Tower Hill insurance customer service reviews are mixed. In addition, AM Best has downgraded the Tower Hill Insurance ratings due to concerns about its risk management strategies and recent severe weather claims. However, Tower Hill Insurance Exchange holds a Financial Stability Rating of “A” from Demotech.
What states have Tower Hill insurance?
Tower Hill Insurance has expanded its operations beyond Florida and now serves a total of 17 states.
Are there many complaints about Tower Hill insurance Exchange?
Tower Hill Insurance reviews and complaints are mixed, primarily concerning claims handling and customer service.
What is Frontline Insurance’s A.M. best rating?
Frontline Insurance currently holds an A- (Excellent) rating from A.M. Best.
Who is the CEO of Tower Hill?
Charles Williamson is the current CEO of Tower Hill Insurance Group.
How long has Tower Hill been in business?
Tower Hill Insurance was founded in 1972, which means it has been in business for over 50 years.
How long has Tower Hill been in Florida?
Tower Hill began operations in Florida, and has been serving the Florida market continuously since its founding.
Is Tower Hill Insurance leaving Florida?
Tower Hill insurance is not going out of business, instead the company is restructuring its operations to better manage its portfolio.
Where is Tower Hill located?
Tower Hill Insurance Group LLC is located at 7201 NW 11th Place, Gainesville, Florida, United States of America.
What is Tower Hill Insurance claims phone number?
Tower Hill Insurance company phone number for claims services is: 800-342-3407.
How can agents log in to their Tower Hill Insurance account?
Head over to the Tower Hill Insurance agent login portal and enter your Agency ID, username, and password.
Does Tower Hill Insurance receive many complaints?
Tower Hill has faced various complaints from customers regarding its claims handling, customer service, and policy management.
Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.