Best Cheap Auto Insurance in Youngstown, OH (2021)

The average Youngstown, OH auto insurance rates are $289 per month. The minimum auto insurance in Youngstown is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Youngstown, Ohio, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Youngstown, Ohio is 25/50/25
  • Average auto insurance rates in Youngstown, OH for senior drivers are $1,803 per year
  • The cheapest auto insurance company in Youngstown is American Family

Youngstown, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Youngstown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Youngstown, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Youngstown to other Ohio cities, including Columbus auto insurance rates, Cleveland auto insurance rates, and Lorain auto insurance rates to see how Youngstown, Ohio auto insurance rates stack up.

Before you buy Youngstown, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Youngstown, Ohio auto insurance quotes.

Minimum Auto Insurance in Youngstown, Ohio

Youngstown, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Youngstown, Ohio.

Minimum Required Auto Insurance Coverage in Youngstown, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Youngstown, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Youngstown, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Youngstown, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,765 $2,772 $2,511 $2,695 $7,490 $8,457 $2,876 $3,057
American Family $1,042 $1,082 $965 $968 $3,383 $3,673 $1,292 $1,363
Farmers $2,326 $2,335 $2,046 $2,168 $10,652 $11,109 $2,596 $2,697
GEICO $1,765 $1,722 $1,669 $1,700 $4,824 $4,481 $1,962 $1,650
Liberty Mutual $2,385 $2,613 $1,823 $2,241 $12,474 $14,106 $2,528 $2,759
Nationwide $2,893 $2,906 $2,607 $2,624 $7,530 $9,715 $3,103 $3,617
Progressive $2,048 $1,922 $1,709 $1,769 $9,236 $10,398 $2,438 $2,528
State Farm $1,827 $1,827 $1,652 $1,652 $5,868 $7,372 $2,123 $2,424
Travelers $1,599 $1,623 $1,588 $1,583 $7,023 $11,234 $1,662 $1,886
USAA $1,104 $1,114 $1,050 $1,049 $3,444 $3,837 $1,484 $1,595

Cheap Youngstown, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Youngstown, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Youngstown, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Youngstown, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,490 $8,457
American Family $3,383 $3,673
Farmers $10,652 $11,109
GEICO $4,824 $4,481
Liberty Mutual $12,474 $14,106
Nationwide $7,530 $9,715
Progressive $9,236 $10,398
State Farm $5,868 $7,372
Travelers $7,023 $11,234
USAA $3,444 $3,837

Cheap Youngstown, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Youngstown, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Youngstown, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,511 $2,695
American Family $965 $968
Farmers $2,046 $2,168
GEICO $1,669 $1,700
Liberty Mutual $1,823 $2,241
Nationwide $2,607 $2,624
Progressive $1,709 $1,769
State Farm $1,652 $1,652
Travelers $1,588 $1,583
USAA $1,050 $1,049

Cheap Youngstown, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Youngstown, Ohio compared to the annual auto insurance rates with a clean record in Youngstown, Ohio.

Annual Youngstown, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,416 $4,189 $4,842 $3,864
American Family $1,648 $1,745 $1,745 $1,745
Farmers $3,711 $4,776 $4,660 $4,817
GEICO $1,668 $2,419 $3,525 $2,274
Liberty Mutual $4,288 $5,528 $5,642 $5,008
Nationwide $3,497 $4,460 $5,669 $3,871
Progressive $3,449 $4,706 $3,680 $4,188
State Farm $2,808 $3,378 $3,093 $3,093
Travelers $2,596 $3,379 $5,113 $3,012
USAA $1,400 $1,883 $2,501 $1,554

Cheap Youngstown, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Youngstown, Ohio is not easy. Compare the annual rates for DUI auto insurance in Youngstown, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Youngstown, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,842
American Family $1,745
Farmers $4,660
GEICO $3,525
Liberty Mutual $5,642
Nationwide $5,669
Progressive $3,680
State Farm $3,093
Travelers $5,113
USAA $2,501

Cheap Youngstown, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Youngstown, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Youngstown, Ohio

Insurance Company Poor Fair Good
Allstate $5,288 $3,802 $3,144
American Family $2,286 $1,557 $1,320
Farmers $5,082 $4,298 $4,093
GEICO $2,972 $2,472 $1,971
Liberty Mutual $7,341 $4,490 $3,518
Nationwide $5,291 $4,251 $3,581
Progressive $4,488 $3,891 $3,638
State Farm $4,400 $2,726 $2,153
Travelers $3,941 $3,429 $3,205
USAA $2,382 $1,686 $1,436

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Cheap Youngstown, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Youngstown, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Youngstown, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Youngstown, Ohio

ZIP Code Average Annual Rates
44502 $3,369
44503 $3,354
44504 $3,355
44505 $3,254
44506 $3,341
44507 $3,332
44509 $3,305
44510 $3,376
44511 $3,264
44512 $3,151
44514 $3,091
44515 $2,868
44555 $3,086

Cheap Youngstown, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Youngstown, Ohio auto insurance. Find the cheapest annual Youngstown, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Youngstown, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,078 $4,078
American Family $1,700 $1,742
Farmers $4,491 $4,491
GEICO $2,427 $2,516
Liberty Mutual $5,116 $5,116
Nationwide $4,374 $4,374
Progressive $4,006 $4,006
State Farm $3,014 $3,173
Travelers $3,525 $3,525
USAA $1,763 $1,906

Cheap Youngstown, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Youngstown, Ohio? Check out the comparison of annual Youngstown, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Youngstown, Ohio

Insurance Company Low Medium High
Allstate $3,817 $4,062 $4,354
American Family $1,680 $1,734 $1,749
Farmers $4,210 $4,400 $4,864
GEICO $2,381 $2,458 $2,575
Liberty Mutual $4,893 $5,151 $5,305
Nationwide $4,816 $4,243 $4,064
Progressive $3,821 $3,966 $4,231
State Farm $2,905 $3,103 $3,271
Travelers $3,383 $3,581 $3,611
USAA $1,744 $1,833 $1,926

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Best By Category: Cheapest Auto Insurance in Youngstown, Ohio

Compare the cheapest auto insurance companies in Youngstown, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Youngstown, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Youngstown, Ohio Auto Insurance Companies

What auto insurance companies in Youngstown, Ohio are the cheapest? Compare the top Youngstown, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Youngstown, Ohio

Insurance Company Average Annual Rates
Allstate $4,078
American Family $1,721
Farmers $4,491
GEICO $2,472
Liberty Mutual $5,116
Nationwide $4,374
Progressive $4,006
State Farm $3,093
Travelers $3,525
USAA $1,835

What affects auto insurance rates in Youngstown, Ohio?

There are a lot of reasons why auto insurance rates in Youngstown, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Youngstown, Ohio. Many local factors may affect your Youngstown auto insurance rates.

Youngstown Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Youngstown, Ohio auto theft statistics, there have been 198 auto thefts in the city.

Youngstown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Youngstown, Ohio commute length is 19.6 minutes according to City-Data.

Youngstown Traffic

How does Youngstown, Ohio rank for traffic? According to Inrix Youngstown, Ohio is the 984th most congested worldwide.

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Compare Youngstown, Ohio Auto Insurance Quotes

Before you buy Youngstown, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Youngstown, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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