Best Cheap Auto Insurance in Youngstown, FL (2021)

The average Youngstown, FL auto insurance rates are $315 per month. The minimum auto insurance in Youngstown is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Youngstown, Florida, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Youngstown, FL for senior drivers are $2,294 per year
  • The minimum auto insurance required in Youngstown, Florida is 10/20/10
  • The cheapest auto insurance company in Youngstown is USAA

Youngstown, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Youngstown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Youngstown, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Youngstown to other Florida cities, including Port St. Lucie auto insurance rates, Fort Lauderdale auto insurance rates, and Cape Coral auto insurance rates to see how Youngstown, Florida auto insurance rates stack up.

Before you buy Youngstown, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Youngstown, Florida auto insurance quotes.

Minimum Auto Insurance in Youngstown, Florida

Youngstown, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Youngstown, Florida.

Minimum Required Auto Insurance Coverage in Youngstown, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Youngstown, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Youngstown, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Youngstown, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,676 $3,548 $3,198 $3,271 $12,757 $13,874 $3,778 $3,870
GEICO $2,616 $2,626 $2,450 $2,450 $4,710 $5,930 $2,884 $2,928
Liberty Mutual $3,029 $3,029 $2,780 $2,780 $6,339 $9,731 $3,029 $4,083
Nationwide $2,368 $2,349 $2,115 $2,194 $5,660 $7,017 $2,609 $2,732
Progressive $3,017 $2,859 $2,607 $2,789 $8,428 $9,259 $3,627 $3,533
State Farm $1,741 $1,741 $1,576 $1,576 $5,072 $6,487 $1,929 $2,081
USAA $1,256 $1,238 $1,170 $1,165 $4,190 $4,879 $1,572 $1,701

Cheap Youngstown, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Youngstown, Florida is a challenge. Take a look at the annual teen auto insurance rates in Youngstown, Florida.

Annual Auto Insurance Rates for Teen Drivers in Youngstown, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,757 $13,874
GEICO $4,710 $5,930
Liberty Mutual $6,339 $9,731
Nationwide $5,660 $7,017
Progressive $8,428 $9,259
State Farm $5,072 $6,487
USAA $4,190 $4,879

Cheap Youngstown, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Youngstown, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Youngstown, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,198 $3,271
GEICO $2,450 $2,450
Liberty Mutual $2,780 $2,780
Nationwide $2,115 $2,194
Progressive $2,607 $2,789
State Farm $1,576 $1,576
USAA $1,170 $1,165

Cheap Youngstown, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Youngstown, Florida compared to the annual auto insurance rates with a clean record in Youngstown, Florida.

Annual Youngstown, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,177 $6,164 $6,896 $5,750
GEICO $2,309 $2,957 $4,413 $3,619
Liberty Mutual $3,193 $4,089 $5,831 $4,286
Nationwide $2,907 $3,171 $4,229 $3,215
Progressive $3,569 $5,274 $4,429 $4,789
State Farm $2,541 $3,010 $2,775 $2,775
USAA $1,693 $2,076 $3,044 $1,773

Cheap Youngstown, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Youngstown, Florida is not easy. Compare the annual rates for DUI auto insurance in Youngstown, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Youngstown, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,896
GEICO $4,413
Liberty Mutual $5,831
Nationwide $4,229
Progressive $4,429
State Farm $2,775
USAA $3,044

Cheap Youngstown, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Youngstown, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Youngstown, Florida

Insurance Company Poor Fair Good
Allstate $8,309 $5,321 $4,360
GEICO $4,855 $2,927 $2,191
Liberty Mutual $5,589 $4,114 $3,347
Nationwide $4,217 $3,107 $2,817
Progressive $5,886 $4,173 $3,486
State Farm $3,780 $2,493 $2,052
USAA $3,485 $1,709 $1,246

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Youngstown, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Youngstown, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Youngstown, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Youngstown, Florida

ZIP Code Average Annual Rates
32466 $2,928

Cheap Youngstown, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Youngstown, Florida auto insurance. Find the cheapest annual Youngstown, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Youngstown, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,822 $6,171
GEICO $3,308 $3,341
Liberty Mutual $4,211 $4,489
Nationwide $3,380 $3,380
Progressive $4,515 $4,515
State Farm $2,682 $2,868
USAA $2,122 $2,171

Cheap Youngstown, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Youngstown, Florida? Check out the comparison of annual Youngstown, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Youngstown, Florida

Insurance Company Low Medium High
Allstate $4,884 $6,248 $6,858
GEICO $2,796 $3,433 $3,744
Liberty Mutual $4,028 $4,411 $4,611
Nationwide $2,747 $3,501 $3,893
Progressive $3,947 $4,599 $4,999
State Farm $2,393 $2,838 $3,095
USAA $1,877 $2,216 $2,346

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Youngstown, Florida

Compare the cheapest auto insurance companies in Youngstown, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Youngstown, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Youngstown, Florida Auto Insurance Companies

What auto insurance companies in Youngstown, Florida are the cheapest? Compare the top Youngstown, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Youngstown, Florida

Insurance Company Average Annual Rates
Allstate $5,997
GEICO $3,324
Liberty Mutual $4,350
Nationwide $3,380
Progressive $4,515
State Farm $2,775
USAA $2,147

What affects auto insurance rates in Youngstown, Florida?

There are a lot of reasons why auto insurance rates in Youngstown, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Youngstown, Florida. Many local factors may affect your Youngstown auto insurance rates.

Youngstown Traffic

How does Youngstown, Florida rank for traffic? According to Inrix Youngstown, Florida is the 984th most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Youngstown, Florida Auto Insurance Quotes

Before you buy Youngstown, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Youngstown, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption