Best Cheap Auto Insurance in Yorkville, IL (2021)

The average Yorkville, IL auto insurance rates are $271 per month. The minimum auto insurance in Yorkville is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Yorkville, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Yorkville is 34.0 minutes
  • Average auto insurance rates in Yorkville, IL for senior drivers are $1,826 per year
  • The cheapest auto insurance company in Yorkville is Liberty Mutual

Yorkville, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Yorkville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Yorkville, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Yorkville to other Illinois cities, including Joliet auto insurance rates, Naperville auto insurance rates, and Waukegan auto insurance rates to see how Yorkville, Illinois auto insurance rates stack up.

Before you buy Yorkville, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Yorkville, Illinois auto insurance quotes.

Minimum Auto Insurance in Yorkville, Illinois

Yorkville, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Yorkville, Illinois.

Minimum Required Auto Insurance Coverage in Yorkville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Yorkville, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Yorkville, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Yorkville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,186 $3,200 $3,343 $3,343 $8,407 $10,930 $3,834 $4,145
American Family $2,327 $2,327 $2,138 $2,138 $6,715 $9,252 $2,327 $3,008
Farmers $2,484 $2,480 $2,199 $2,331 $10,955 $11,418 $2,840 $2,959
GEICO $1,784 $1,834 $1,744 $1,950 $6,375 $6,643 $2,053 $2,142
Liberty Mutual $1,405 $1,513 $1,164 $1,298 $4,881 $5,423 $1,470 $1,550
Nationwide $1,682 $1,706 $1,503 $1,585 $4,616 $5,894 $1,959 $2,114
Progressive $2,090 $1,955 $1,730 $1,815 $7,937 $8,887 $2,488 $2,688
State Farm $1,504 $1,504 $1,359 $1,359 $4,499 $5,700 $1,704 $1,961
Travelers $1,499 $1,579 $1,389 $1,478 $4,528 $5,735 $1,582 $1,664
USAA $1,437 $1,455 $1,339 $1,312 $4,669 $5,132 $1,883 $2,057

Cheap Yorkville, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Yorkville, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Yorkville, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Yorkville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,407 $10,930
American Family $6,715 $9,252
Farmers $10,955 $11,418
GEICO $6,375 $6,643
Liberty Mutual $4,881 $5,423
Nationwide $4,616 $5,894
Progressive $7,937 $8,887
State Farm $4,499 $5,700
Travelers $4,528 $5,735
USAA $4,669 $5,132

Cheap Yorkville, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Yorkville, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Yorkville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,343 $3,343
American Family $2,138 $2,138
Farmers $2,199 $2,331
GEICO $1,744 $1,950
Liberty Mutual $1,164 $1,298
Nationwide $1,503 $1,585
Progressive $1,730 $1,815
State Farm $1,359 $1,359
Travelers $1,389 $1,478
USAA $1,339 $1,312

Cheap Yorkville, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Yorkville, Illinois compared to the annual auto insurance rates with a clean record in Yorkville, Illinois.

Annual Yorkville, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,557 $6,164 $5,742 $4,730
American Family $2,778 $3,944 $5,243 $3,150
Farmers $3,971 $5,133 $5,005 $4,724
GEICO $2,070 $3,243 $4,517 $2,432
Liberty Mutual $1,941 $2,772 $2,430 $2,210
Nationwide $2,133 $2,743 $3,213 $2,441
Progressive $3,038 $4,552 $3,370 $3,836
State Farm $2,225 $2,672 $2,449 $2,449
Travelers $1,931 $2,538 $2,837 $2,421
USAA $1,719 $2,474 $3,376 $2,072

Cheap Yorkville, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Yorkville, Illinois is not easy. Compare the annual rates for DUI auto insurance in Yorkville, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Yorkville, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,742
American Family $5,243
Farmers $5,005
GEICO $4,517
Liberty Mutual $2,430
Nationwide $3,213
Progressive $3,370
State Farm $2,449
Travelers $2,837
USAA $3,376

Cheap Yorkville, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Yorkville, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Yorkville, Illinois

Insurance Company Poor Fair Good
Allstate $6,421 $4,652 $4,072
American Family $5,009 $3,425 $2,902
Farmers $5,337 $4,504 $4,284
GEICO $4,932 $2,400 $1,866
Liberty Mutual $3,304 $2,068 $1,642
Nationwide $3,134 $2,540 $2,224
Progressive $4,201 $3,579 $3,317
State Farm $3,558 $2,133 $1,655
Travelers $2,955 $2,399 $1,941
USAA $3,202 $2,207 $1,823

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Cheap Yorkville, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Yorkville, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Yorkville, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Yorkville, Illinois

ZIP Code Average Annual Rates
60560 $3,220

Cheap Yorkville, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Yorkville, Illinois auto insurance. Find the cheapest annual Yorkville, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Yorkville, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,048 $5,048
American Family $3,731 $3,827
Farmers $4,708 $4,708
GEICO $3,012 $3,120
Liberty Mutual $2,338 $2,338
Nationwide $2,632 $2,632
Progressive $3,699 $3,699
State Farm $2,385 $2,512
Travelers $2,337 $2,527
USAA $2,343 $2,478

Cheap Yorkville, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Yorkville, Illinois? Check out the comparison of annual Yorkville, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Yorkville, Illinois

Insurance Company Low Medium High
Allstate $4,891 $5,044 $5,210
American Family $3,620 $3,918 $3,799
Farmers $4,472 $4,595 $5,058
GEICO $2,774 $3,054 $3,369
Liberty Mutual $2,214 $2,334 $2,466
Nationwide $2,596 $2,658 $2,643
Progressive $3,388 $3,683 $4,026
State Farm $2,294 $2,453 $2,599
Travelers $2,267 $2,429 $2,600
USAA $2,242 $2,408 $2,582

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Best By Category: Cheapest Auto Insurance in Yorkville, Illinois

Compare the cheapest auto insurance companies in Yorkville, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Yorkville, Illinois

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Yorkville, Illinois Auto Insurance Companies

What auto insurance companies in Yorkville, Illinois are the cheapest? Compare the top Yorkville, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Yorkville, Illinois

Insurance Company Average Annual Rates
Allstate $5,048
American Family $3,779
Farmers $4,708
GEICO $3,066
Liberty Mutual $2,338
Nationwide $2,632
Progressive $3,699
State Farm $2,449
Travelers $2,432
USAA $2,410

What affects auto insurance rates in Yorkville, Illinois?

There are a lot of reasons why auto insurance rates in Yorkville, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Yorkville, Illinois. Many local factors may affect your Yorkville auto insurance rates.

Yorkville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Yorkville, Illinois commute length is 34.0 minutes according to City-Data.

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Compare Yorkville, Illinois Auto Insurance Quotes

Before you buy Yorkville, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Yorkville, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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