Best Cheap Auto Insurance in Yorktown, IA (2021)

The average Yorktown, IA auto insurance rates are $261 per month. The minimum auto insurance in Yorktown is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Yorktown, Iowa, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Yorktown for teen drivers is Travelers
  • Average auto insurance rates in Yorktown, IA for senior drivers are $1,748 per year
  • The average commute length in Yorktown is 15.0 minutes

Yorktown, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Yorktown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Yorktown, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Yorktown to other Iowa cities, including Waterloo auto insurance rates, Davenport auto insurance rates, and Sioux City auto insurance rates to see how Yorktown, Iowa auto insurance rates stack up.

Before you buy Yorktown, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Yorktown, Iowa auto insurance quotes.

Minimum Auto Insurance in Yorktown, Iowa

Yorktown, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Yorktown, Iowa.

Minimum Required Auto Insurance Coverage in Yorktown, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Yorktown, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Yorktown, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Yorktown, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,072 $1,919 $1,954 $6,293 $7,087 $2,351 $2,417
American Family $2,077 $2,077 $1,855 $1,855 $5,499 $7,743 $2,077 $2,505
Farmers $1,595 $1,625 $1,428 $1,560 $4,821 $5,140 $2,159 $2,309
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,203 $2,393 $1,928 $2,341 $10,488 $11,802 $2,497 $2,760
Nationwide $1,831 $1,885 $1,629 $1,745 $4,135 $5,378 $2,064 $2,252
Progressive $2,049 $1,994 $1,688 $1,745 $4,661 $5,282 $2,468 $2,658
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,734 $2,792 $2,649 $2,653 $11,841 $18,771 $2,840 $3,385
USAA $1,284 $1,308 $1,170 $1,207 $3,336 $3,568 $1,549 $1,717

Cheap Yorktown, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Yorktown, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Yorktown, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Yorktown, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,293 $7,087
American Family $5,499 $7,743
Farmers $4,821 $5,140
GEICO $4,142 $3,866
Liberty Mutual $10,488 $11,802
Nationwide $4,135 $5,378
Progressive $4,661 $5,282
State Farm $3,891 $4,937
Travelers $11,841 $18,771
USAA $3,336 $3,568

Cheap Yorktown, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Yorktown, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Yorktown, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,919 $1,954
American Family $1,855 $1,855
Farmers $1,428 $1,560
GEICO $1,620 $1,483
Liberty Mutual $1,928 $2,341
Nationwide $1,629 $1,745
Progressive $1,688 $1,745
State Farm $1,269 $1,269
Travelers $2,649 $2,653
USAA $1,170 $1,207

Cheap Yorktown, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Yorktown, Iowa compared to the annual auto insurance rates with a clean record in Yorktown, Iowa.

Annual Yorktown, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,786 $3,380 $3,842 $3,118
American Family $2,319 $3,387 $4,410 $2,728
Farmers $2,198 $2,727 $2,768 $2,627
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,934 $4,858 $4,964 $4,450
Nationwide $1,882 $2,720 $3,723 $2,135
Progressive $2,275 $3,679 $2,466 $2,853
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,346 $5,781 $7,743 $5,964
USAA $1,452 $1,935 $2,518 $1,664

Cheap Yorktown, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Yorktown, Iowa is not easy. Compare the annual rates for DUI auto insurance in Yorktown, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Yorktown, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,842
American Family $4,410
Farmers $2,768
GEICO $3,058
Liberty Mutual $4,964
Nationwide $3,723
Progressive $2,466
State Farm $2,217
Travelers $7,743
USAA $2,518

Cheap Yorktown, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Yorktown, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Yorktown, Iowa

Insurance Company Poor Fair Good
Allstate $3,928 $3,118 $2,800
American Family $4,096 $3,010 $2,526
Farmers $2,960 $2,455 $2,325
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,505 $4,001 $3,149
Nationwide $3,185 $2,482 $2,178
Progressive $3,358 $2,682 $2,415
State Farm $3,157 $1,953 $1,541
Travelers $6,715 $5,718 $5,442
USAA $2,498 $1,705 $1,473

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Cheap Yorktown, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Yorktown, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Yorktown, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Yorktown, Iowa

ZIP Code Average Annual Rates
51656 $2,650

Cheap Yorktown, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Yorktown, Iowa auto insurance. Find the cheapest annual Yorktown, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Yorktown, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,203 $3,360
American Family $3,173 $3,249
Farmers $2,580 $2,580
GEICO $2,195 $2,285
Liberty Mutual $4,552 $4,552
Nationwide $2,615 $2,615
Progressive $2,818 $2,818
State Farm $2,164 $2,270
Travelers $5,958 $5,958
USAA $1,823 $1,962

Cheap Yorktown, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Yorktown, Iowa? Check out the comparison of annual Yorktown, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Yorktown, Iowa

Insurance Company Low Medium High
Allstate $3,144 $3,286 $3,415
American Family $3,234 $3,389 $3,010
Farmers $2,470 $2,588 $2,682
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,382 $4,544 $4,728
Nationwide $2,736 $2,598 $2,511
Progressive $2,663 $2,825 $2,968
State Farm $2,111 $2,229 $2,311
Travelers $5,628 $6,047 $6,199
USAA $1,802 $1,898 $1,977

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Best By Category: Cheapest Auto Insurance in Yorktown, Iowa

Compare the cheapest auto insurance companies in Yorktown, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Yorktown, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Yorktown, Iowa Auto Insurance Companies

What auto insurance companies in Yorktown, Iowa are the cheapest? Compare the top Yorktown, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Yorktown, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,211
Farmers $2,580
GEICO $2,240
Liberty Mutual $4,552
Nationwide $2,615
Progressive $2,818
State Farm $2,217
Travelers $5,958
USAA $1,892

What affects auto insurance rates in Yorktown, Iowa?

There are a lot of reasons why auto insurance rates in Yorktown, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Yorktown, Iowa. Many local factors may affect your Yorktown auto insurance rates.

Yorktown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Yorktown, Iowa commute length is 15.0 minutes according to City-Data.

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Compare Yorktown, Iowa Auto Insurance Quotes

Before you buy Yorktown, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Yorktown, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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