Best Cheap Auto Insurance in York, PA (2021)

The average York, PA auto insurance rates are $307 per month. The minimum auto insurance in York is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in York, Pennsylvania, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in York, PA for senior drivers are $1,858 per year
  • The most expensive auto insurance company in York for teen drivers is Travelers
  • The minimum auto insurance required in York, Pennsylvania is 15/30/5

York, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in York can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in York, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in York to other Pennsylvania cities, including Erie auto insurance rates, Reading auto insurance rates, and Philadelphia auto insurance rates to see how York, Pennsylvania auto insurance rates stack up.

Before you buy York, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free York, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in York, Pennsylvania

York, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in York, Pennsylvania.

Minimum Required Auto Insurance Coverage in York, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap York, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in York, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in York, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,125 $2,125 $1,971 $1,971 $7,176 $7,176 $2,325 $2,325
GEICO $1,778 $1,540 $1,688 $1,463 $4,520 $3,922 $1,784 $1,546
Liberty Mutual $3,403 $3,403 $3,120 $3,120 $9,880 $9,880 $4,312 $4,312
Nationwide $1,855 $1,855 $1,761 $1,761 $5,323 $5,323 $2,087 $2,087
Progressive $2,536 $2,536 $2,269 $2,269 $8,297 $8,297 $3,225 $3,225
State Farm $1,670 $1,670 $1,483 $1,483 $6,141 $6,141 $1,851 $1,851
Travelers $1,631 $1,631 $1,775 $1,775 $24,442 $24,442 $1,950 $1,950
USAA $1,007 $1,007 $914 $914 $3,067 $3,067 $1,330 $1,330

Cheap York, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in York, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in York, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in York, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,176 $7,176
GEICO $4,520 $3,922
Liberty Mutual $9,880 $9,880
Nationwide $5,323 $5,323
Progressive $8,297 $8,297
State Farm $6,141 $6,141
Travelers $24,442 $24,442
USAA $3,067 $3,067

Cheap York, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in York, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in York, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $1,971
GEICO $1,688 $1,463
Liberty Mutual $3,120 $3,120
Nationwide $1,761 $1,761
Progressive $2,269 $2,269
State Farm $1,483 $1,483
Travelers $1,775 $1,775
USAA $914 $914

Cheap York, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in York, Pennsylvania compared to the annual auto insurance rates with a clean record in York, Pennsylvania.

Annual York, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,254 $3,834 $3,254 $3,254
GEICO $1,683 $2,884 $2,240 $2,314
Liberty Mutual $4,704 $5,433 $5,289 $5,289
Nationwide $1,994 $2,671 $3,706 $2,654
Progressive $3,696 $5,128 $3,801 $3,702
State Farm $2,534 $3,039 $2,786 $2,786
Travelers $5,258 $7,521 $9,498 $7,521
USAA $1,270 $1,756 $1,873 $1,418

Cheap York, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in York, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in York, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in York, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,254
GEICO $2,240
Liberty Mutual $5,289
Nationwide $3,706
Progressive $3,801
State Farm $2,786
Travelers $9,498
USAA $1,873

Cheap York, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how York, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in York, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,347 $3,239 $2,612
GEICO $3,416 $1,930 $1,494
Liberty Mutual $6,608 $4,740 $4,187
Nationwide $3,225 $2,665 $2,379
Progressive $5,397 $3,798 $3,050
State Farm $3,969 $2,455 $1,936
Travelers $8,080 $7,330 $6,939
USAA $1,966 $1,468 $1,304

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Cheap York, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect York, Pennsylvania auto insurance. Find the cheapest annual York, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in York, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,331 $3,467
GEICO $2,246 $2,314
Liberty Mutual $5,047 $5,310
Nationwide $2,756 $2,756
Progressive $4,082 $4,082
State Farm $2,704 $2,869
Travelers $7,450 $7,450
USAA $1,535 $1,624

Cheap York, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in York, Pennsylvania? Check out the comparison of annual York, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in York, Pennsylvania

Insurance Company Low Medium High
Allstate $3,238 $3,422 $3,537
GEICO $2,087 $2,304 $2,449
Liberty Mutual $4,912 $5,218 $5,406
Nationwide $2,741 $2,799 $2,729
Progressive $3,703 $4,122 $4,420
State Farm $2,586 $2,830 $2,943
Travelers $7,491 $7,474 $7,384
USAA $1,452 $1,596 $1,689

Best By Category: Cheapest Auto Insurance in York, Pennsylvania

Compare the cheapest auto insurance companies in York, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in York, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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The Cheapest York, Pennsylvania Auto Insurance Companies

What auto insurance companies in York, Pennsylvania are the cheapest? Compare the top York, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in York, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,399
GEICO $2,280
Liberty Mutual $5,179
Nationwide $2,756
Progressive $4,082
State Farm $2,786
Travelers $7,450
USAA $1,579

What affects auto insurance rates in York, Pennsylvania?

There are a lot of reasons why auto insurance rates in York, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in York, Pennsylvania. Many local factors may affect your York auto insurance rates.

York Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average York, Pennsylvania commute length is 26.1 minutes according to City-Data.

York Traffic

How does York, Pennsylvania rank for traffic? According to Inrix York, Pennsylvania is the 3rd most congested worldwide.

Compare York, Pennsylvania Auto Insurance Quotes

Before you buy York, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free York, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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