Best Cheap Auto Insurance in York, AL (2021)

The average York, AL auto insurance rates are $309 per month. The minimum auto insurance in York is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in York, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in York is USAA
  • The average commute length in York is 25.1 minutes
  • Average auto insurance rates in York, AL for senior drivers are $1,975 per year

York, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in York can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in York, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in York to other Alabama cities, including Dothan auto insurance rates, Huntsville auto insurance rates, and Hoover auto insurance rates to see how York, Alabama auto insurance rates stack up.

Before you buy York, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free York, Alabama auto insurance quotes.

Minimum Auto Insurance in York, Alabama

York, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in York, Alabama.

Minimum Required Auto Insurance Coverage in York, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap York, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in York, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in York, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,351 $2,329 $2,102 $2,224 $8,984 $9,241 $2,690 $2,814
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,260 $3,526 $2,670 $2,987 $11,651 $12,962 $3,486 $3,728
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,443 $2,305 $1,997 $2,134 $9,609 $10,734 $2,854 $3,018
State Farm $2,703 $2,703 $2,422 $2,422 $7,850 $9,861 $3,045 $3,498
Travelers $1,615 $1,643 $1,502 $1,500 $8,407 $13,164 $1,531 $1,786
USAA $1,388 $1,414 $1,294 $1,274 $4,111 $4,567 $1,813 $1,963

Cheap York, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in York, Alabama is a challenge. Take a look at the annual teen auto insurance rates in York, Alabama.

Annual Auto Insurance Rates for Teen Drivers in York, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $8,984 $9,241
GEICO $5,292 $5,199
Liberty Mutual $11,651 $12,962
Nationwide $4,418 $5,752
Progressive $9,609 $10,734
State Farm $7,850 $9,861
Travelers $8,407 $13,164
USAA $4,111 $4,567

Cheap York, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in York, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in York, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,102 $2,224
GEICO $1,937 $1,974
Liberty Mutual $2,670 $2,987
Nationwide $1,577 $1,642
Progressive $1,997 $2,134
State Farm $2,422 $2,422
Travelers $1,502 $1,500
USAA $1,294 $1,274

Cheap York, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in York, Alabama compared to the annual auto insurance rates with a clean record in York, Alabama.

Annual York, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,438 $4,450 $4,338 $4,143
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,339 $6,035 $5,915 $5,845
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,974 $4,961 $4,245 $4,367
State Farm $3,915 $4,799 $4,269 $4,269
Travelers $3,244 $3,407 $4,965 $3,958
USAA $1,713 $2,146 $3,200 $1,853

Cheap York, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in York, Alabama is not easy. Compare the annual rates for DUI auto insurance in York, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in York, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,060
Farmers $4,338
GEICO $3,748
Liberty Mutual $5,915
Nationwide $3,353
Progressive $4,245
State Farm $4,269
Travelers $4,965
USAA $3,200

Cheap York, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how York, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in York, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $4,585 $3,949 $3,742
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,943 $4,851 $3,808
Nationwide $3,171 $2,467 $2,229
Progressive $4,978 $4,238 $3,944
State Farm $6,991 $3,541 $2,407
Travelers $4,252 $3,680 $3,749
USAA $3,000 $1,947 $1,737

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Cheap York, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in York, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in York, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in York, Alabama

ZIP Code Average Annual Rates
36925 $3,801

Cheap York, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect York, Alabama auto insurance. Find the cheapest annual York, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in York, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,092 $4,092
GEICO $2,789 $2,899
Liberty Mutual $5,534 $5,534
Nationwide $2,623 $2,623
Progressive $4,387 $4,387
State Farm $4,210 $4,416
Travelers $3,894 $3,894
USAA $2,126 $2,330

Cheap York, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in York, Alabama? Check out the comparison of annual York, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in York, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $3,898 $4,048 $4,330
GEICO $2,643 $2,832 $3,058
Liberty Mutual $5,295 $5,509 $5,798
Nationwide $2,624 $2,595 $2,649
Progressive $3,937 $4,358 $4,864
State Farm $4,096 $4,307 $4,537
Travelers $3,727 $3,971 $3,982
USAA $2,151 $2,216 $2,317

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Best By Category: Cheapest Auto Insurance in York, Alabama

Compare the cheapest auto insurance companies in York, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in York, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest York, Alabama Auto Insurance Companies

What auto insurance companies in York, Alabama are the cheapest? Compare the top York, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in York, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,092
GEICO $2,844
Liberty Mutual $5,534
Nationwide $2,623
Progressive $4,387
State Farm $4,313
Travelers $3,894
USAA $2,228

What affects auto insurance rates in York, Alabama?

There are a lot of reasons why auto insurance rates in York, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in York, Alabama. Many local factors may affect your York auto insurance rates.

York Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual York, Alabama auto theft statistics, there have been 4 auto thefts in the city.

York Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average York, Alabama commute length is 25.1 minutes according to City-Data.

York Traffic

How does York, Alabama rank for traffic? According to Inrix York, Alabama is the 3rd most congested worldwide.

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Compare York, Alabama Auto Insurance Quotes

Before you buy York, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free York, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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