Best Cheap Auto Insurance in Yampa, CO (2021)

The average Yampa, CO auto insurance rates are $320 per month. The minimum auto insurance in Yampa is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Yampa, Colorado, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Yampa, CO for senior drivers are $2,256 per year
  • The cheapest auto insurance company in Yampa is Liberty Mutual
  • The minimum auto insurance required in Yampa, Colorado is 25/50/15

Yampa, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Yampa can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Yampa, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Yampa to other Colorado cities, including Centennial auto insurance rates, Thornton auto insurance rates, and Pueblo auto insurance rates to see how Yampa, Colorado auto insurance rates stack up.

Before you buy Yampa, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Yampa, Colorado auto insurance quotes.

Minimum Auto Insurance in Yampa, Colorado

Yampa, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Yampa, Colorado.

Minimum Required Auto Insurance Coverage in Yampa, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Yampa, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Yampa, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Yampa, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,358 $3,211 $3,249 $12,490 $13,139 $3,988 $4,031
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,963 $2,936 $2,682 $2,874 $11,018 $11,133 $3,274 $3,336
GEICO $2,017 $2,193 $2,090 $2,332 $6,178 $6,577 $1,852 $1,906
Liberty Mutual $1,918 $1,895 $1,607 $1,763 $5,421 $5,933 $1,946 $2,000
Nationwide $2,289 $2,336 $2,045 $2,165 $5,796 $7,423 $2,632 $2,845
Progressive $2,426 $2,265 $2,093 $2,088 $8,315 $9,317 $2,747 $2,677
State Farm $2,059 $2,059 $1,838 $1,838 $5,879 $7,425 $2,303 $2,751
USAA $2,156 $2,164 $2,044 $2,059 $5,334 $6,117 $2,774 $3,030

Cheap Yampa, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Yampa, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Yampa, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Yampa, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,490 $13,139
American Family $6,230 $8,345
Farmers $11,018 $11,133
GEICO $6,178 $6,577
Liberty Mutual $5,421 $5,933
Nationwide $5,796 $7,423
Progressive $8,315 $9,317
State Farm $5,879 $7,425
USAA $5,334 $6,117

Cheap Yampa, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Yampa, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Yampa, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,211 $3,249
American Family $2,316 $2,316
Farmers $2,682 $2,874
GEICO $2,090 $2,332
Liberty Mutual $1,607 $1,763
Nationwide $2,045 $2,165
Progressive $2,093 $2,088
State Farm $1,838 $1,838
USAA $2,044 $2,059

Cheap Yampa, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Yampa, Colorado compared to the annual auto insurance rates with a clean record in Yampa, Colorado.

Annual Yampa, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,006 $5,757 $7,083 $5,685
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,247 $5,450 $5,374 $5,037
GEICO $2,239 $3,440 $3,949 $2,945
Liberty Mutual $2,451 $2,876 $3,008 $2,906
Nationwide $2,645 $3,616 $4,592 $2,912
Progressive $3,464 $4,808 $3,655 $4,037
State Farm $3,012 $3,526 $3,269 $3,269
USAA $2,347 $2,853 $4,994 $2,646

Cheap Yampa, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Yampa, Colorado is not easy. Compare the annual rates for DUI auto insurance in Yampa, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Yampa, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,083
American Family $5,160
Farmers $5,374
GEICO $3,949
Liberty Mutual $3,008
Nationwide $4,592
Progressive $3,655
State Farm $3,269
USAA $4,994

Cheap Yampa, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Yampa, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Yampa, Colorado

Insurance Company Poor Fair Good
Allstate $7,497 $5,783 $4,369
American Family $4,893 $3,473 $2,906
Farmers $5,825 $4,745 $4,511
GEICO $3,780 $3,143 $2,506
Liberty Mutual $4,030 $2,447 $1,954
Nationwide $4,162 $3,293 $2,869
Progressive $4,531 $3,875 $3,567
State Farm $4,545 $2,915 $2,347
USAA $4,763 $2,704 $2,163

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Yampa, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Yampa, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Yampa, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Yampa, Colorado

ZIP Code Average Annual Rates
80483 $3,539

Cheap Yampa, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Yampa, Colorado auto insurance. Find the cheapest annual Yampa, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Yampa, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,883 $5,883
American Family $3,678 $3,837
Farmers $5,027 $5,027
GEICO $3,075 $3,212
Liberty Mutual $2,810 $2,810
Nationwide $3,441 $3,441
Progressive $3,991 $3,991
State Farm $3,192 $3,346
USAA $3,119 $3,301

Cheap Yampa, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Yampa, Colorado? Check out the comparison of annual Yampa, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Yampa, Colorado

Insurance Company Low Medium High
Allstate $5,654 $5,868 $6,126
American Family $3,605 $3,834 $3,832
Farmers $4,498 $4,969 $5,614
GEICO $2,892 $3,096 $3,442
Liberty Mutual $2,679 $2,803 $2,950
Nationwide $3,492 $3,440 $3,392
Progressive $3,751 $4,002 $4,221
State Farm $3,098 $3,269 $3,440
USAA $3,081 $3,209 $3,339

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Yampa, Colorado

Compare the cheapest auto insurance companies in Yampa, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Yampa, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

The Cheapest Yampa, Colorado Auto Insurance Companies

What auto insurance companies in Yampa, Colorado are the cheapest? Compare the top Yampa, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Yampa, Colorado

Insurance Company Average Annual Rates
Allstate $5,883
American Family $3,757
Farmers $5,027
GEICO $3,143
Liberty Mutual $2,810
Nationwide $3,441
Progressive $3,991
State Farm $3,269
USAA $3,210

What affects auto insurance rates in Yampa, Colorado?

There are a lot of reasons why auto insurance rates in Yampa, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Yampa, Colorado. Many local factors may affect your Yampa auto insurance rates.

Yampa Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Yampa, Colorado commute length is 35.8 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Yampa, Colorado Auto Insurance Quotes

Before you buy Yampa, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Yampa, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption