Best Cheap Auto Insurance in Wrightsville Beach, NC (2021)

The average Wrightsville Beach, NC auto insurance rates are $279 per month. The minimum auto insurance in Wrightsville Beach is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Wrightsville Beach, North Carolina, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Wrightsville Beach for teen drivers is Allstate
  • The cheapest auto insurance company in Wrightsville Beach is Liberty Mutual
  • Average auto insurance rates in Wrightsville Beach, NC for senior drivers are $2,496 per year

Wrightsville Beach, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Wrightsville Beach can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wrightsville Beach, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Wrightsville Beach to other North Carolina cities, including Raleigh auto insurance rates, Greensboro auto insurance rates, and Durham auto insurance rates to see how Wrightsville Beach, North Carolina auto insurance rates stack up.

Before you buy Wrightsville Beach, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wrightsville Beach, North Carolina auto insurance quotes.

Minimum Auto Insurance in Wrightsville Beach, North Carolina

Wrightsville Beach, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wrightsville Beach, North Carolina.

Minimum Required Auto Insurance Coverage in Wrightsville Beach, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Wrightsville Beach, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wrightsville Beach, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wrightsville Beach, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,639 $5,639 $4,623 $4,623 $13,643 $13,643 $5,751 $5,751
GEICO $2,375 $2,332 $2,346 $2,305 $4,390 $4,352 $2,091 $2,079
Liberty Mutual $1,775 $1,775 $1,837 $1,837 $3,184 $3,184 $1,775 $1,775
Nationwide $2,414 $2,414 $2,414 $2,414 $4,152 $4,152 $2,414 $2,414
Progressive $1,664 $1,664 $1,533 $1,533 $4,051 $4,051 $1,867 $1,867
State Farm $2,532 $2,532 $2,190 $2,190 $3,745 $3,745 $3,128 $3,128
Travelers $2,570 $2,570 $2,550 $2,550 $4,438 $4,438 $2,638 $2,638

Cheap Wrightsville Beach, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wrightsville Beach, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Wrightsville Beach, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Wrightsville Beach, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,643 $13,643
GEICO $4,390 $4,352
Liberty Mutual $3,184 $3,184
Nationwide $4,152 $4,152
Progressive $4,051 $4,051
State Farm $3,745 $3,745
Travelers $4,438 $4,438

Cheap Wrightsville Beach, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Wrightsville Beach, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wrightsville Beach, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,623 $4,623
GEICO $2,346 $2,305
Liberty Mutual $1,837 $1,837
Nationwide $2,414 $2,414
Progressive $1,533 $1,533
State Farm $2,190 $2,190
Travelers $2,550 $2,550

Cheap Wrightsville Beach, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wrightsville Beach, North Carolina compared to the annual auto insurance rates with a clean record in Wrightsville Beach, North Carolina.

Annual Wrightsville Beach, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,022 $7,082 $13,120 $5,432
GEICO $1,475 $2,206 $5,404 $2,051
Liberty Mutual $1,282 $1,642 $4,004 $1,642
Nationwide $1,683 $2,171 $5,368 $2,171
Progressive $1,085 $1,577 $4,926 $1,527
State Farm $1,534 $2,234 $5,593 $2,234
Travelers $1,831 $2,379 $5,638 $2,349

Cheap Wrightsville Beach, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wrightsville Beach, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Wrightsville Beach, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Wrightsville Beach, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $13,120
GEICO $5,404
Liberty Mutual $4,004
Nationwide $5,368
Progressive $4,926
State Farm $5,593
Travelers $5,638

Cheap Wrightsville Beach, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wrightsville Beach, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wrightsville Beach, North Carolina

Insurance Company Poor Fair Good
Allstate $10,005 $6,518 $5,719
GEICO $3,005 $2,771 $2,575
Liberty Mutual $2,143 $2,143 $2,143
Nationwide $2,848 $2,848 $2,848
Progressive $2,562 $2,227 $2,047
State Farm $4,069 $2,603 $2,023
Travelers $3,248 $2,965 $2,935

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Cheap Wrightsville Beach, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wrightsville Beach, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Wrightsville Beach, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wrightsville Beach, North Carolina

ZIP Code Average Annual Rates
28480 $3,038

Cheap Wrightsville Beach, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Wrightsville Beach, North Carolina auto insurance. Find the cheapest annual Wrightsville Beach, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wrightsville Beach, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $7,414 $7,414
GEICO $2,784 $2,784
Liberty Mutual $2,143 $2,143
Nationwide $2,848 $2,848
Progressive $2,279 $2,279
State Farm $2,893 $2,904
Travelers $3,049 $3,049

Cheap Wrightsville Beach, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wrightsville Beach, North Carolina? Check out the comparison of annual Wrightsville Beach, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wrightsville Beach, North Carolina

Insurance Company Low Medium High
Allstate $7,135 $7,383 $7,724
GEICO $2,651 $2,772 $2,928
Liberty Mutual $2,033 $2,128 $2,267
Nationwide $2,722 $2,833 $2,990
Progressive $2,151 $2,263 $2,422
State Farm $2,761 $2,882 $3,053
Travelers $2,911 $3,031 $3,205

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Best By Category: Cheapest Auto Insurance in Wrightsville Beach, North Carolina

Compare the cheapest auto insurance companies in Wrightsville Beach, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wrightsville Beach, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Wrightsville Beach, North Carolina Auto Insurance Companies

What auto insurance companies in Wrightsville Beach, North Carolina are the cheapest? Compare the top Wrightsville Beach, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wrightsville Beach, North Carolina

Insurance Company Average Annual Rates
Allstate $7,414
GEICO $2,784
Liberty Mutual $2,143
Nationwide $2,848
Progressive $2,279
State Farm $2,899
Travelers $3,049

What affects auto insurance rates in Wrightsville Beach, North Carolina?

There are a lot of reasons why auto insurance rates in Wrightsville Beach, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wrightsville Beach, North Carolina. Many local factors may affect your Wrightsville Beach auto insurance rates.

Wrightsville Beach Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wrightsville Beach, North Carolina commute length is 16.3 minutes according to City-Data.

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Compare Wrightsville Beach, North Carolina Auto Insurance Quotes

Before you buy Wrightsville Beach, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wrightsville Beach, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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