Best Cheap Auto Insurance in Worthville, KY (2021)

The average Worthville, KY auto insurance rates are $390 per month. The minimum auto insurance in Worthville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Worthville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Worthville for teen drivers is Travelers
  • The minimum auto insurance required in Worthville, Kentucky is 25/50/25
  • The cheapest auto insurance company in Worthville is USAA

Worthville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Worthville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Worthville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Worthville to other Kentucky cities, including Richmond auto insurance rates, George auto insurance rates, and Owensboro auto insurance rates to see how Worthville, Kentucky auto insurance rates stack up.

Before you buy Worthville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Worthville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Worthville, Kentucky

Worthville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Worthville, Kentucky.

Minimum Required Auto Insurance Coverage in Worthville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Worthville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Worthville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Worthville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,505 $3,492 $3,134 $3,351 $12,557 $14,113 $3,951 $4,206
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,918 $3,158 $2,476 $2,756 $12,589 $13,900 $3,061 $3,194
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,303 $2,205 $2,051 $2,066 $10,926 $12,389 $2,864 $2,950
State Farm $2,431 $2,431 $2,172 $2,172 $7,439 $9,385 $2,716 $3,067
Travelers $2,269 $2,310 $2,228 $2,229 $10,713 $17,016 $2,375 $2,759
USAA $1,982 $1,993 $1,779 $1,819 $5,206 $5,502 $2,512 $2,760

Cheap Worthville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Worthville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Worthville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Worthville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,557 $14,113
GEICO $7,170 $8,568
Liberty Mutual $12,589 $13,900
Nationwide $7,450 $9,339
Progressive $10,926 $12,389
State Farm $7,439 $9,385
Travelers $10,713 $17,016
USAA $5,206 $5,502

Cheap Worthville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Worthville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Worthville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,134 $3,351
GEICO $3,742 $3,389
Liberty Mutual $2,476 $2,756
Nationwide $2,972 $3,117
Progressive $2,051 $2,066
State Farm $2,172 $2,172
Travelers $2,228 $2,229
USAA $1,779 $1,819

Cheap Worthville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Worthville, Kentucky compared to the annual auto insurance rates with a clean record in Worthville, Kentucky.

Annual Worthville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,052 $6,531 $6,911 $5,660
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,578 $7,073 $5,498 $4,877
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,906 $5,756 $4,460 $4,756
State Farm $3,624 $4,329 $3,977 $3,977
Travelers $4,561 $4,695 $6,793 $4,901
USAA $2,219 $3,142 $3,746 $2,670

Cheap Worthville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Worthville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Worthville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Worthville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,911
GEICO $7,199
Liberty Mutual $5,498
Nationwide $6,064
Progressive $4,460
State Farm $3,977
Travelers $6,793
USAA $3,746

Cheap Worthville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Worthville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Worthville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,995 $5,512 $4,609
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,884 $4,833 $3,801
Nationwide $5,647 $4,437 $3,858
Progressive $5,293 $4,593 $4,273
State Farm $5,764 $3,468 $2,698
Travelers $5,849 $4,943 $4,921
USAA $4,399 $2,446 $1,988

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Cheap Worthville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Worthville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Worthville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Worthville, Kentucky

ZIP Code Average Annual Rates
41098 $4,181

Cheap Worthville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Worthville, Kentucky auto insurance. Find the cheapest annual Worthville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Worthville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,039 $6,039
GEICO $4,371 $4,456
Liberty Mutual $5,506 $5,506
Nationwide $4,647 $4,647
Progressive $4,719 $4,719
State Farm $3,882 $4,071
Travelers $5,237 $5,237
USAA $2,835 $3,054

Cheap Worthville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Worthville, Kentucky? Check out the comparison of annual Worthville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Worthville, Kentucky

Insurance Company Low Medium High
Allstate $5,675 $6,018 $6,423
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,282 $5,476 $5,761
Nationwide $4,735 $4,596 $4,611
Progressive $4,409 $4,669 $5,081
State Farm $3,789 $3,977 $4,164
Travelers $5,018 $5,268 $5,426
USAA $2,827 $2,938 $3,068

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Best By Category: Cheapest Auto Insurance in Worthville, Kentucky

Compare the cheapest auto insurance companies in Worthville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Worthville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Worthville, Kentucky Auto Insurance Companies

What auto insurance companies in Worthville, Kentucky are the cheapest? Compare the top Worthville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Worthville, Kentucky

Insurance Company Average Annual Rates
Allstate $6,039
GEICO $4,413
Liberty Mutual $5,506
Nationwide $4,647
Progressive $4,719
State Farm $3,977
Travelers $5,237
USAA $2,944

What affects auto insurance rates in Worthville, Kentucky?

There are a lot of reasons why auto insurance rates in Worthville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Worthville, Kentucky. Many local factors may affect your Worthville auto insurance rates.

Worthville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Worthville, Kentucky commute length is 26.7 minutes according to City-Data.

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Compare Worthville, Kentucky Auto Insurance Quotes

Before you buy Worthville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Worthville, Kentucky auto insurance quotes.

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