Best Cheap Auto Insurance in Worthington, KY (2021)

The average Worthington, KY auto insurance rates are $367 per month. The minimum auto insurance in Worthington is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Worthington, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Worthington is 24.3 minutes
  • The minimum auto insurance required in Worthington, Kentucky is 25/50/25
  • The most expensive auto insurance company in Worthington for teen drivers is Allstate

Worthington, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Worthington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Worthington, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Worthington to other Kentucky cities, including Bowling Green auto insurance rates, Nicholasville auto insurance rates, and Florence auto insurance rates to see how Worthington, Kentucky auto insurance rates stack up.

Before you buy Worthington, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Worthington, Kentucky auto insurance quotes.

Minimum Auto Insurance in Worthington, Kentucky

Worthington, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Worthington, Kentucky.

Minimum Required Auto Insurance Coverage in Worthington, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Worthington, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Worthington, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Worthington, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,378 $3,337 $3,063 $3,267 $12,729 $14,273 $3,723 $3,922
GEICO $3,709 $3,438 $3,873 $3,508 $7,451 $8,824 $3,033 $2,624
Liberty Mutual $2,850 $3,091 $2,460 $2,749 $11,251 $12,411 $2,950 $3,022
Nationwide $3,516 $3,512 $3,200 $3,331 $7,480 $9,251 $3,944 $4,119
Progressive $2,204 $2,097 $1,981 $1,986 $10,799 $12,245 $2,736 $2,797
State Farm $1,718 $1,718 $1,537 $1,537 $5,081 $6,425 $1,914 $2,139
Travelers $1,942 $1,976 $1,907 $1,910 $9,126 $14,638 $2,025 $2,334
USAA $1,941 $1,939 $1,759 $1,782 $5,312 $5,579 $2,454 $2,683

Cheap Worthington, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Worthington, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Worthington, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Worthington, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,729 $14,273
GEICO $7,451 $8,824
Liberty Mutual $11,251 $12,411
Nationwide $7,480 $9,251
Progressive $10,799 $12,245
State Farm $5,081 $6,425
Travelers $9,126 $14,638
USAA $5,312 $5,579

Cheap Worthington, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Worthington, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Worthington, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,063 $3,267
GEICO $3,873 $3,508
Liberty Mutual $2,460 $2,749
Nationwide $3,200 $3,331
Progressive $1,981 $1,986
State Farm $1,537 $1,537
Travelers $1,907 $1,910
USAA $1,759 $1,782

Cheap Worthington, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Worthington, Kentucky compared to the annual auto insurance rates with a clean record in Worthington, Kentucky.

Annual Worthington, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,931 $6,450 $6,892 $5,572
GEICO $2,691 $4,826 $7,418 $3,295
Liberty Mutual $4,254 $6,537 $5,079 $4,522
Nationwide $3,852 $4,925 $6,176 $4,223
Progressive $3,807 $5,644 $4,341 $4,628
State Farm $2,523 $2,994 $2,759 $2,759
Travelers $3,915 $4,027 $5,792 $4,196
USAA $2,201 $3,119 $3,748 $2,656

Cheap Worthington, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Worthington, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Worthington, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Worthington, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,892
GEICO $7,418
Liberty Mutual $5,079
Nationwide $6,176
Progressive $4,341
State Farm $2,759
Travelers $5,792
USAA $3,748

Cheap Worthington, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Worthington, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Worthington, Kentucky

Insurance Company Poor Fair Good
Allstate $7,903 $5,449 $4,532
GEICO $7,493 $3,742 $2,438
Liberty Mutual $7,283 $4,476 $3,534
Nationwide $5,864 $4,565 $3,953
Progressive $5,142 $4,488 $4,186
State Farm $3,979 $2,411 $1,886
Travelers $4,998 $4,232 $4,216
USAA $4,335 $2,453 $2,005

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Cheap Worthington, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Worthington, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Worthington, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Worthington, Kentucky

ZIP Code Average Annual Rates
41183 $3,911

Cheap Worthington, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Worthington, Kentucky auto insurance. Find the cheapest annual Worthington, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Worthington, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,962 $5,962
GEICO $4,514 $4,601
Liberty Mutual $5,098 $5,098
Nationwide $4,794 $4,794
Progressive $4,605 $4,605
State Farm $2,692 $2,825
Travelers $4,482 $4,482
USAA $2,822 $3,040

Cheap Worthington, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Worthington, Kentucky? Check out the comparison of annual Worthington, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Worthington, Kentucky

Insurance Company Low Medium High
Allstate $5,482 $5,936 $6,467
GEICO $4,251 $4,551 $4,871
Liberty Mutual $4,802 $5,057 $5,434
Nationwide $4,753 $4,727 $4,902
Progressive $4,227 $4,537 $5,052
State Farm $2,591 $2,753 $2,931
Travelers $4,243 $4,499 $4,704
USAA $2,782 $2,924 $3,087

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Best By Category: Cheapest Auto Insurance in Worthington, Kentucky

Compare the cheapest auto insurance companies in Worthington, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Worthington, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Worthington, Kentucky Auto Insurance Companies

What auto insurance companies in Worthington, Kentucky are the cheapest? Compare the top Worthington, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Worthington, Kentucky

Insurance Company Average Annual Rates
Allstate $5,962
GEICO $4,557
Liberty Mutual $5,098
Nationwide $4,794
Progressive $4,605
State Farm $2,759
Travelers $4,482
USAA $2,931

What affects auto insurance rates in Worthington, Kentucky?

There are a lot of reasons why auto insurance rates in Worthington, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Worthington, Kentucky. Many local factors may affect your Worthington auto insurance rates.

Worthington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Worthington, Kentucky commute length is 24.3 minutes according to City-Data.

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Compare Worthington, Kentucky Auto Insurance Quotes

Before you buy Worthington, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Worthington, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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