Best Cheap Auto Insurance in Worthington, IA (2021)

The average Worthington, IA auto insurance rates are $243 per month. The minimum auto insurance in Worthington is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Worthington, Iowa, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Worthington, Iowa is 20/40/15
  • The average commute length in Worthington is 21.7 minutes
  • The cheapest auto insurance company in Worthington is USAA

Worthington, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Worthington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Worthington, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Worthington to other Iowa cities, including Ankeny auto insurance rates, Davenport auto insurance rates, and Iowa City auto insurance rates to see how Worthington, Iowa auto insurance rates stack up.

Before you buy Worthington, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Worthington, Iowa auto insurance quotes.

Minimum Auto Insurance in Worthington, Iowa

Worthington, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Worthington, Iowa.

Minimum Required Auto Insurance Coverage in Worthington, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Worthington, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Worthington, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Worthington, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,764 $1,694 $1,572 $1,599 $5,092 $5,733 $1,916 $1,969
American Family $1,965 $1,965 $1,758 $1,758 $5,243 $7,355 $1,965 $2,368
Farmers $1,421 $1,448 $1,273 $1,389 $4,272 $4,553 $1,923 $2,059
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,124 $2,307 $1,862 $2,262 $10,105 $11,375 $2,406 $2,657
Nationwide $1,760 $1,805 $1,570 $1,672 $4,115 $5,309 $2,000 $2,171
Progressive $1,553 $1,496 $1,280 $1,327 $3,792 $4,282 $1,867 $2,020
State Farm $1,455 $1,455 $1,277 $1,277 $3,918 $4,973 $1,635 $1,860
Travelers $2,463 $2,511 $2,405 $2,410 $11,192 $17,925 $2,565 $3,007
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

Cheap Worthington, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Worthington, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Worthington, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Worthington, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,092 $5,733
American Family $5,243 $7,355
Farmers $4,272 $4,553
GEICO $4,278 $3,972
Liberty Mutual $10,105 $11,375
Nationwide $4,115 $5,309
Progressive $3,792 $4,282
State Farm $3,918 $4,973
Travelers $11,192 $17,925
USAA $3,352 $3,562

Cheap Worthington, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Worthington, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Worthington, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,572 $1,599
American Family $1,758 $1,758
Farmers $1,273 $1,389
GEICO $1,696 $1,552
Liberty Mutual $1,862 $2,262
Nationwide $1,570 $1,672
Progressive $1,280 $1,327
State Farm $1,277 $1,277
Travelers $2,405 $2,410
USAA $1,139 $1,163

Cheap Worthington, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Worthington, Iowa compared to the annual auto insurance rates with a clean record in Worthington, Iowa.

Annual Worthington, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,268 $2,743 $3,122 $2,536
American Family $2,200 $3,220 $4,181 $2,586
Farmers $1,953 $2,423 $2,458 $2,336
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,792 $4,683 $4,784 $4,290
Nationwide $1,851 $2,651 $3,607 $2,091
Progressive $1,772 $2,898 $1,922 $2,217
State Farm $2,067 $2,396 $2,231 $2,231
Travelers $4,044 $5,405 $7,249 $5,542
USAA $1,420 $1,903 $2,478 $1,630

Cheap Worthington, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Worthington, Iowa is not easy. Compare the annual rates for DUI auto insurance in Worthington, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Worthington, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,122
American Family $4,181
Farmers $2,458
GEICO $3,170
Liberty Mutual $4,784
Nationwide $3,607
Progressive $1,922
State Farm $2,231
Travelers $7,249
USAA $2,478

Cheap Worthington, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Worthington, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Worthington, Iowa

Insurance Company Poor Fair Good
Allstate $3,184 $2,535 $2,283
American Family $3,885 $2,856 $2,400
Farmers $2,630 $2,181 $2,066
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,264 $3,859 $3,039
Nationwide $3,095 $2,430 $2,126
Progressive $2,603 $2,101 $1,902
State Farm $3,178 $1,966 $1,550
Travelers $6,246 $5,341 $5,093
USAA $2,445 $1,677 $1,452

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Cheap Worthington, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Worthington, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Worthington, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Worthington, Iowa

ZIP Code Average Annual Rates
52078 $2,456

Cheap Worthington, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Worthington, Iowa auto insurance. Find the cheapest annual Worthington, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Worthington, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,604 $2,730
American Family $3,012 $3,082
Farmers $2,292 $2,292
GEICO $2,269 $2,362
Liberty Mutual $4,387 $4,387
Nationwide $2,550 $2,550
Progressive $2,202 $2,202
State Farm $2,177 $2,285
Travelers $5,560 $5,560
USAA $1,790 $1,925

Cheap Worthington, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Worthington, Iowa? Check out the comparison of annual Worthington, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Worthington, Iowa

Insurance Company Low Medium High
Allstate $2,573 $2,670 $2,758
American Family $3,066 $3,216 $2,859
Farmers $2,197 $2,300 $2,380
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,216 $4,380 $4,567
Nationwide $2,662 $2,538 $2,450
Progressive $2,074 $2,208 $2,324
State Farm $2,122 $2,244 $2,328
Travelers $5,196 $5,646 $5,837
USAA $1,768 $1,863 $1,942

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Best By Category: Cheapest Auto Insurance in Worthington, Iowa

Compare the cheapest auto insurance companies in Worthington, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Worthington, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Worthington, Iowa Auto Insurance Companies

What auto insurance companies in Worthington, Iowa are the cheapest? Compare the top Worthington, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Worthington, Iowa

Insurance Company Average Annual Rates
Allstate $2,667
American Family $3,047
Farmers $2,292
GEICO $2,315
Liberty Mutual $4,387
Nationwide $2,550
Progressive $2,202
State Farm $2,231
Travelers $5,560
USAA $1,858

What affects auto insurance rates in Worthington, Iowa?

There are a lot of reasons why auto insurance rates in Worthington, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Worthington, Iowa. Many local factors may affect your Worthington auto insurance rates.

Worthington Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Worthington, Iowa commute length is 21.7 minutes according to City-Data.

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Compare Worthington, Iowa Auto Insurance Quotes

Before you buy Worthington, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Worthington, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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