Best Cheap Auto Insurance in Worth, IL (2021)

The average cost of Worth, Il auto insurance is $331 per month or $3,972 annually. However, your rates depend on your age, driving record, and coverage needs. The cheapest Worth, IL auto insurance company is Liberty Mutual. All Worth residents must carry the Illinois minimum insurance levels of 25/50/20 in liability coverage plus underinsured/uninsured motorist insurance to drive on the roads legally.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 20, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The average Worth, IL auto insurance rates are $331 per month or $3,927 annually
  • Liberty Mutual offers the cheapest quotes in your city
  • Low auto theft statistics and little to no traffic congestion help keep insurance premiums down in Worth, IL

Worth, Illinois auto insurance costs are typical compared to the rest of the state. Worth, IL auto insurance rates are $331 per month or $3,927 annually on average.

Keep reading to compare genuine annual premiums from the top insurance companies in Worth and learn how to secure the cheapest rates in your city.

When you’re ready, you can buy Worth, IL auto insurance by entering your ZIP code into our free quote tool above.

What is the cheapest auto insurance company in Worth, IL?

Liberty Mutual is the cheapest Worth, IL auto insurance company. However, there are many different factors that impact auto insurance rates.

Your age, driving record, and coverage needs all influence your overall Worth auto insurance costs.

Below, compare the average annual premiums the top providers in Worth charge for coverage:

  • Liberty Mutual – $2,536.33
  • Travelers – $2,867.08
  • USAA – $3,139.82
  • State Farm – $3,151.14
  • GEICO – $3,379.56
  • Nationwide – $3,455.43
  • Progressive – $4,244.04
  • American Family – $4,436.29
  • Farmers – $5,830.48
  • Allstate – $6,688.87

Every provider uses a different equation when calculating your premiums.

Therefore, to truly secure cheap auto insurance, compare quotes from multiple companies before choosing a policy.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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What auto insurance coverage is required in Worth, IL?

Auto insurance requirements vary from state to state. Therefore, Worth residents must purchase at least the Illinois minimum level of coverage.

Currently, Illinois requires all drivers to carry:

Illinois is an at-fault or tort state. Your liability coverage pays for damage to the other driver if you ever cause an accident.

What affects auto insurance rates in Worth, IL?

Worth, IL experiences very little traffic congestion, which helps keep insurance rates down.

While no data exists specifically for Worth, INRIX ranks the nearby city of Joliet as the 141st most congested city in America.

However, commute times for Worth residents are longer than the national average of 26 minutes.

According to City-Data, most Worth residents drive for 31.8 minutes to get to work.

Fortunately, low auto theft rates in your city also help keep your insurance costs down. In 2017, the Federal Bureau of Investigation (FBI) only recorded 17 car thefts in Worth.

Worth, IL Auto Insurance: The Bottom Line

Ultimately, insurance costs in Worth are average for the state of Illinois.

For example, auto insurance in Chicago, IL costs $374 per month compared to only $331 in Worth.

By comparing quotes online from multiple providers and asking about auto insurance discounts, you’ll quickly secure affordable premiums in your town.

Find affordable Worth, IL auto insurance quotes from top providers near you by entering your ZIP code into our free rate tool below.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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