Best Cheap Auto Insurance in Woody Creek, CO (2021)

The average Woody Creek, CO auto insurance rates are $320 per month. The minimum auto insurance in Woody Creek is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Woody Creek, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Woody Creek, Colorado is 25/50/15
  • The cheapest auto insurance company in Woody Creek is GEICO
  • The most expensive auto insurance company in Woody Creek for teen drivers is Allstate

Woody Creek, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Woody Creek can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Woody Creek, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Woody Creek to other Colorado cities, including Colorado Springs auto insurance rates, Centennial auto insurance rates, and Westminster auto insurance rates to see how Woody Creek, Colorado auto insurance rates stack up.

Before you buy Woody Creek, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Woody Creek, Colorado auto insurance quotes.

Minimum Auto Insurance in Woody Creek, Colorado

Woody Creek, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Woody Creek, Colorado.

Minimum Required Auto Insurance Coverage in Woody Creek, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Woody Creek, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Woody Creek, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Woody Creek, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,642 $3,402 $3,258 $3,295 $12,701 $13,319 $4,034 $4,072
American Family $2,583 $2,583 $2,333 $2,333 $6,284 $8,441 $2,583 $3,178
Farmers $2,949 $2,926 $2,668 $2,863 $11,141 $11,268 $3,272 $3,343
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $1,941 $1,910 $1,646 $1,805 $5,331 $5,806 $1,957 $1,987
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,531 $2,362 $2,190 $2,183 $8,732 $9,785 $2,863 $2,788
State Farm $2,025 $2,025 $1,816 $1,816 $5,882 $7,421 $2,269 $2,710
USAA $2,315 $2,318 $2,198 $2,206 $5,820 $6,673 $2,982 $3,252

Cheap Woody Creek, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Woody Creek, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Woody Creek, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Woody Creek, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,701 $13,319
American Family $6,284 $8,441
Farmers $11,141 $11,268
GEICO $5,105 $5,462
Liberty Mutual $5,331 $5,806
Nationwide $5,843 $7,486
Progressive $8,732 $9,785
State Farm $5,882 $7,421
USAA $5,820 $6,673

Cheap Woody Creek, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Woody Creek, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Woody Creek, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,258 $3,295
American Family $2,333 $2,333
Farmers $2,668 $2,863
GEICO $1,682 $1,894
Liberty Mutual $1,646 $1,805
Nationwide $2,066 $2,188
Progressive $2,190 $2,183
State Farm $1,816 $1,816
USAA $2,198 $2,206

Cheap Woody Creek, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Woody Creek, Colorado compared to the annual auto insurance rates with a clean record in Woody Creek, Colorado.

Annual Woody Creek, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,073 $5,842 $7,185 $5,763
American Family $2,801 $3,973 $5,208 $3,178
Farmers $4,262 $5,477 $5,407 $5,070
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,438 $2,866 $2,994 $2,894
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,622 $5,050 $3,823 $4,223
State Farm $2,983 $3,508 $3,246 $3,246
USAA $2,525 $3,080 $5,429 $2,848

Cheap Woody Creek, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Woody Creek, Colorado is not easy. Compare the annual rates for DUI auto insurance in Woody Creek, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Woody Creek, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,185
American Family $5,208
Farmers $5,407
GEICO $3,291
Liberty Mutual $2,994
Nationwide $4,637
Progressive $3,823
State Farm $3,246
USAA $5,429

Cheap Woody Creek, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Woody Creek, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Woody Creek, Colorado

Insurance Company Poor Fair Good
Allstate $7,611 $5,861 $4,425
American Family $4,927 $3,507 $2,935
Farmers $5,862 $4,768 $4,531
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,013 $2,436 $1,945
Nationwide $4,201 $3,324 $2,896
Progressive $4,746 $4,058 $3,734
State Farm $4,512 $2,895 $2,331
USAA $5,149 $2,924 $2,339

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Cheap Woody Creek, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Woody Creek, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Woody Creek, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Woody Creek, Colorado

ZIP Code Average Annual Rates
81656 $3,540

Cheap Woody Creek, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Woody Creek, Colorado auto insurance. Find the cheapest annual Woody Creek, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Woody Creek, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,966 $5,966
American Family $3,709 $3,871
Farmers $5,054 $5,054
GEICO $2,516 $2,616
Liberty Mutual $2,798 $2,798
Nationwide $3,474 $3,474
Progressive $4,179 $4,179
State Farm $3,169 $3,323
USAA $3,372 $3,569

Cheap Woody Creek, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Woody Creek, Colorado? Check out the comparison of annual Woody Creek, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Woody Creek, Colorado

Insurance Company Low Medium High
Allstate $5,689 $5,948 $6,259
American Family $3,623 $3,868 $3,879
Farmers $4,491 $4,988 $5,683
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,647 $2,787 $2,960
Nationwide $3,517 $3,472 $3,432
Progressive $3,905 $4,191 $4,442
State Farm $3,060 $3,247 $3,430
USAA $3,329 $3,470 $3,612

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Best By Category: Cheapest Auto Insurance in Woody Creek, Colorado

Compare the cheapest auto insurance companies in Woody Creek, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Woody Creek, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Woody Creek, Colorado Auto Insurance Companies

What auto insurance companies in Woody Creek, Colorado are the cheapest? Compare the top Woody Creek, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Woody Creek, Colorado

Insurance Company Average Annual Rates
Allstate $5,966
American Family $3,790
Farmers $5,054
GEICO $2,566
Liberty Mutual $2,798
Nationwide $3,474
Progressive $4,179
State Farm $3,246
USAA $3,470

Compare Woody Creek, Colorado Auto Insurance Quotes

Before you buy Woody Creek, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Woody Creek, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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