Best Cheap Auto Insurance in Woodstock, NY (2021)

The average Woodstock, NY auto insurance rates are $328 per month. The minimum auto insurance in Woodstock is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Woodstock, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Woodstock is GEICO
  • Average auto insurance rates in Woodstock, NY for senior drivers are $2,419 per year
  • The minimum auto insurance required in Woodstock, New York is 25/50/10

Woodstock, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Woodstock can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Woodstock, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Woodstock to other New York cities, including Schenectady auto insurance rates, Yonkers auto insurance rates, and Rochester auto insurance rates to see how Woodstock, New York auto insurance rates stack up.

Before you buy Woodstock, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Woodstock, New York auto insurance quotes.

Minimum Auto Insurance in Woodstock, New York

Woodstock, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Woodstock, New York.

Minimum Required Auto Insurance Coverage in Woodstock, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Woodstock, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Woodstock, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Woodstock, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,010 $2,859 $2,845 $2,915 $9,196 $9,940 $2,998 $3,036
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,712 $2,712 $2,555 $2,555 $4,892 $7,325 $2,712 $3,479
Progressive $2,049 $1,913 $1,641 $1,668 $6,883 $7,641 $2,634 $2,554
State Farm $2,926 $2,926 $2,553 $2,553 $8,702 $11,210 $3,222 $3,410
Travelers $2,814 $2,834 $2,542 $2,726 $6,354 $7,501 $2,978 $3,098
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

Cheap Woodstock, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Woodstock, New York is a challenge. Take a look at the annual teen auto insurance rates in Woodstock, New York.

Annual Auto Insurance Rates for Teen Drivers in Woodstock, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,196 $9,940
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $4,892 $7,325
Progressive $6,883 $7,641
State Farm $8,702 $11,210
Travelers $6,354 $7,501
USAA $6,993 $8,362

Cheap Woodstock, New York Auto Insurance for Seniors

What are senior auto insurance rates in Woodstock, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Woodstock, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,845 $2,915
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,555 $2,555
Progressive $1,641 $1,668
State Farm $2,553 $2,553
Travelers $2,542 $2,726
USAA $1,576 $1,583

Cheap Woodstock, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Woodstock, New York compared to the annual auto insurance rates with a clean record in Woodstock, New York.

Annual Woodstock, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,865 $3,865 $5,741 $4,929
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,747 $2,747 $6,165 $2,811
Progressive $3,281 $3,281 $3,630 $3,300
State Farm $4,462 $4,462 $4,913 $4,913
Travelers $3,315 $4,109 $4,166 $3,835
USAA $2,972 $3,020 $4,343 $3,020

Cheap Woodstock, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Woodstock, New York is not easy. Compare the annual rates for DUI auto insurance in Woodstock, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Woodstock, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,741
GEICO $3,419
Liberty Mutual $9,308
Nationwide $6,165
Progressive $3,630
State Farm $4,913
Travelers $4,166
USAA $4,343

Cheap Woodstock, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Woodstock, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Woodstock, New York

Insurance Company Poor Fair Good
Allstate $6,614 $3,860 $3,326
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $3,618 $3,618 $3,618
Progressive $5,368 $2,747 $2,003
State Farm $6,623 $4,149 $3,291
Travelers $5,322 $3,343 $2,903
USAA $5,185 $2,565 $2,265

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Cheap Woodstock, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Woodstock, New York can vary. Compare the annual cost of auto insurance by ZIP code in Woodstock, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Woodstock, New York

ZIP Code Average Annual Rates
12498 $3,994

Cheap Woodstock, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Woodstock, New York auto insurance. Find the cheapest annual Woodstock, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Woodstock, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,536 $4,663
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $3,618 $3,618
Progressive $3,373 $3,373
State Farm $4,523 $4,853
Travelers $3,856 $3,856
USAA $3,305 $3,372

Cheap Woodstock, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Woodstock, New York? Check out the comparison of annual Woodstock, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Woodstock, New York

Insurance Company Low Medium High
Allstate $4,225 $4,576 $4,998
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $3,399 $3,587 $3,866
Progressive $3,192 $3,352 $3,574
State Farm $4,451 $4,716 $4,897
Travelers $3,669 $3,819 $4,080
USAA $3,250 $3,324 $3,442

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Best By Category: Cheapest Auto Insurance in Woodstock, New York

Compare the cheapest auto insurance companies in Woodstock, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Woodstock, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Woodstock, New York Auto Insurance Companies

What auto insurance companies in Woodstock, New York are the cheapest? Compare the top Woodstock, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Woodstock, New York

Insurance Company Average Annual Rates
Allstate $4,600
GEICO $2,182
Liberty Mutual $5,850
Nationwide $3,618
Progressive $3,373
State Farm $4,688
Travelers $3,856
USAA $3,339

What affects auto insurance rates in Woodstock, New York?

There are a lot of reasons why auto insurance rates in Woodstock, New York are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Woodstock, New York. Many local factors may affect your Woodstock auto insurance rates.

Woodstock Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Woodstock, New York commute length is 27.2 minutes according to City-Data.

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Compare Woodstock, New York Auto Insurance Quotes

Before you buy Woodstock, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Woodstock, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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