Best Cheap Auto Insurance in Woodstock, MN (2021)

The average Woodstock, MN auto insurance rates are $345 per month. The minimum auto insurance in Woodstock is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Woodstock, Minnesota, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Woodstock is 16.7 minutes
  • Average auto insurance rates in Woodstock, MN for senior drivers are $2,740 per year
  • The minimum auto insurance required in Woodstock, Minnesota is 30/60/10

Woodstock, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Woodstock can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Woodstock, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Woodstock to other Minnesota cities, including St. Cloud auto insurance rates, Brooklyn Park auto insurance rates, and Bloomington auto insurance rates to see how Woodstock, Minnesota auto insurance rates stack up.

Before you buy Woodstock, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Woodstock, Minnesota auto insurance quotes.

Minimum Auto Insurance in Woodstock, Minnesota

Woodstock, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Woodstock, Minnesota.

Minimum Required Auto Insurance Coverage in Woodstock, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Woodstock, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Woodstock, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Woodstock, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,801 $2,801 $2,694 $2,694 $6,399 $9,271 $3,411 $3,579
American Family $2,219 $2,219 $2,008 $2,008 $5,985 $8,739 $2,219 $2,516
Farmers $1,776 $1,770 $1,713 $1,801 $4,817 $4,812 $2,308 $2,197
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,949 $1,960 $1,734 $1,841 $4,933 $6,005 $2,282 $2,376
State Farm $1,405 $1,405 $1,250 $1,250 $3,027 $3,741 $1,633 $1,343
USAA $1,743 $1,737 $1,582 $1,590 $4,569 $5,027 $2,279 $2,435

Cheap Woodstock, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Woodstock, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Woodstock, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Woodstock, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,399 $9,271
American Family $5,985 $8,739
Farmers $4,817 $4,812
GEICO $4,914 $6,255
Liberty Mutual $17,050 $25,601
Nationwide $4,933 $6,005
State Farm $3,027 $3,741
USAA $4,569 $5,027

Cheap Woodstock, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Woodstock, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Woodstock, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,694 $2,694
American Family $2,008 $2,008
Farmers $1,713 $1,801
GEICO $2,305 $2,240
Liberty Mutual $8,564 $8,564
Nationwide $1,734 $1,841
State Farm $1,250 $1,250
USAA $1,582 $1,590

Cheap Woodstock, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Woodstock, Minnesota compared to the annual auto insurance rates with a clean record in Woodstock, Minnesota.

Annual Woodstock, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,060 $4,432 $5,325 $4,008
American Family $2,344 $4,225 $4,730 $2,658
Farmers $2,271 $2,860 $2,890 $2,576
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,288 $3,040 $3,499 $2,714
State Farm $1,731 $2,033 $1,882 $1,882
USAA $1,948 $2,472 $3,739 $2,320

Cheap Woodstock, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Woodstock, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Woodstock, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Woodstock, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,325
American Family $4,730
Farmers $2,890
GEICO $4,945
Liberty Mutual $17,909
Nationwide $3,499
State Farm $1,882
USAA $3,739

Cheap Woodstock, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Woodstock, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Woodstock, Minnesota

Insurance Company Poor Fair Good
Allstate $6,170 $3,346 $3,103
American Family $4,721 $3,177 $2,569
Farmers $3,344 $2,381 $2,223
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,433 $2,767 $2,455
State Farm $2,743 $1,678 $1,224
USAA $4,124 $2,002 $1,733

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Woodstock, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Woodstock, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Woodstock, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Woodstock, Minnesota

ZIP Code Average Annual Rates
56186 $3,156

Cheap Woodstock, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Woodstock, Minnesota auto insurance. Find the cheapest annual Woodstock, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Woodstock, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,206 $4,206
American Family $3,448 $3,530
Farmers $2,649 $2,649
GEICO $3,095 $3,177
Liberty Mutual $11,863 $12,582
Nationwide $2,885 $2,885
State Farm $1,832 $1,931
USAA $2,586 $2,654

Cheap Woodstock, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Woodstock, Minnesota? Check out the comparison of annual Woodstock, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Woodstock, Minnesota

Insurance Company Low Medium High
Allstate $4,150 $4,202 $4,267
American Family $3,488 $3,587 $3,393
Farmers $2,554 $2,658 $2,736
GEICO $3,045 $3,135 $3,228
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,734 $2,904 $3,017
State Farm $1,812 $1,887 $1,946
USAA $2,547 $2,618 $2,695

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Woodstock, Minnesota

Compare the cheapest auto insurance companies in Woodstock, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Woodstock, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Woodstock, Minnesota Auto Insurance Companies

What auto insurance companies in Woodstock, Minnesota are the cheapest? Compare the top Woodstock, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Woodstock, Minnesota

Insurance Company Average Annual Rates
Allstate $4,206
American Family $3,489
Farmers $2,649
GEICO $3,136
Liberty Mutual $12,222
Nationwide $2,885
State Farm $1,882
USAA $2,620

What affects auto insurance rates in Woodstock, Minnesota?

There are a lot of reasons why auto insurance rates in Woodstock, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Woodstock, Minnesota. Many local factors may affect your Woodstock auto insurance rates.

Woodstock Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Woodstock, Minnesota commute length is 16.7 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Woodstock, Minnesota Auto Insurance Quotes

Before you buy Woodstock, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Woodstock, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption